Last update: Oct 2026

Cost of Living Comparison Between Gudja and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,762 in Gudja, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Gudja
Learn more

Gudja Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Gudja

🇲🇹 Malta

$1,762

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Gudja and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gudja and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,762 in Gudja versus $918 in Cebu.

Gudja $1,762
Cebu $918

Estimated couple costs with rent: $2,680 in Gudja versus $1,409 in Cebu.

Gudja $2,680
Cebu $1,409

Monthly costs for a family of three with rent: $3,597 in Gudja versus $1,900 in Cebu.

Gudja $3,597
Cebu $1,900

Living in Gudja is roughly 92% more expensive than in Cebu, and outside of rent the biggest gap is in leisure.

The two cities straddle the global median: Gudja is 31% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.74 €10.44

$3.09 ₱194

279.94%

Three-Course Dinner for Two, Mid-Range

$86.9 €77.3

$24.22 ₱1,525

258.59%

Fast Food Meal (McDonalds, etc)

$13.41 €11.93

$3.92 ₱247

242.09%

Cappuccino

$2.28 €2.03

$2.51 ₱158

-9.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.81 €1.61

$1.59 ₱100

13.84%

Water (0.33 liter bottle)

$0.96 €0.85

$0.53 ₱33.43

81.13%

Local Beer (0.5 liter draught)

$2.30 €2.04

$1.78 ₱112

29.21%

Imported Beer (0.33 liter bottle)

$3.14 €2.79

$2.17 ₱137

44.70%

Milk (1 liter)

$1.29 €1.15

$1.92 ₱121

-32.81%

White Bread (500g)

$1.30 €1.16

$1.36 ₱85.4

-4.41%

Rice (white) (1kg)

$2.85 €2.53

$1.01 ₱63.5

182.18%

Eggs

$3.55 €3.16

$2.03 ₱128

74.88%

Local Cheese (1kg)

$7.64 €6.80

$9.86 ₱621

-22.52%

Chicken Fillets (1kg)

$9.76 €8.68

$4.39 ₱277

122.32%

Beef Round Steak (1kg)

$18.02 €16.03

$7.60 ₱479

137.11%

Apples (1kg)

$2.27 €2.02

$3.30 ₱208

-31.21%

Banana (1kg)

$1.95 €1.73

$1.39 ₱87.8

40.29%

Oranges (1kg)

$2.51 €2.23

$2.33 ₱147

7.73%

Tomato (1kg)

$2.60 €2.31

$1.50 ₱94.3

73.33%

Potato (1kg)

$1.68 €1.50

$2.36 ₱149

-28.81%

Onion (1kg)

$2.03 €1.80

$1.90 ₱119

6.84%

Lettuce (1 head)

$0.98 €0.87

$1.19 ₱74.9

-17.65%

Water (1.5 liter bottle)

$0.85 €0.76

$0.63 ₱39.71

34.92%

Cigarettes 20 Pack (Marlboro, Camel)

$5.51 €4.90

$3.00 ₱189

83.67%

Wine (Bottle)

$8.32 €7.40

$6.03 ₱379

37.98%

Local Beer (0.5 liter bottle)

$1.58 €1.41

$1.23 ₱77.7

28.46%

Imported Beer (0.33 liter bottle)

$1.65 €1.47

$1.75 ₱110

-5.71%

One-way Ticket (Public Transport)

$1.94 €1.72

$0.25 ₱15.86

676.00%

Public Transport Monthly Pass (Regular Price)

$16.99 €15.12

$12.64 ₱796

34.41%

Taxi Start (Normal Tariff)

$5.55 €4.93

$0.77 ₱48.62

620.78%

Taxi (Normal Tariff) (1km)

$2.21 €1.96

$0.23 ₱14.53

860.87%

Taxi 1hour Waiting (Normal Tariff)

$26.74 €23.79

$4.46 ₱281

499.55%

Gasoline (1 liter)

$1.48 €1.32

$1.31 ₱82.8

12.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K €24.2K

$21.2K ₱1.3M

28.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K €21.6K

$19.1K ₱1.2M

26.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 €91.9

$120 ₱7,569

-14.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.59 €14.76

$14.00 ₱882

18.50%

Internet (50+ Mbps, Unlimited Data)

$27.47 €24.44

$27.54 ₱1,734

-0.25%

Gym Membership (Monthly)

$133 €119

$32.33 ₱2,035

312.12%

Tennis Court (1 Hour on Weekend)

$22.28 €19.82

$6.65 ₱419

235.04%

Cinema Ticket

$10.22 €9.09

$5.65 ₱356

80.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$367 €327

$275 ₱17.3K

33.32%

International Primary School, 1 Child (Yearly)

$10.9K €9,712

$7,918 ₱498.5K

37.89%

Jeans (Levis 501 Or Similar)

$79.7 €70.9

$49.33 ₱3,106

61.48%

Summer Dress (H&M, Zara, etc)

$40.67 €36.18

$25.24 ₱1,589

61.13%

Sport Shoes (Adidas, Nike)

$73.2 €65.1

$77.0 ₱4,846

-4.86%

Men's Leather Business Shoes

$78.9 €70.2

$57.2 ₱3,601

37.94%

1-bedroom Apartment, City Center (Monthly)

$902 €802

$500 ₱31.5K

80.50%

1-bedroom Apartment, Outside City Center (Monthly)

$833 €741

$309 ₱19.4K

169.63%

3-bedroom Apartment, City Center (Monthly)

$1,444 €1,284

$1,078 ₱67.9K

33.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,281 €1,140

$615 ₱38.7K

108.30%

Buy Apartment in City Center (m2)

$1,830 €1,628

$2,886 ₱181.7K

-36.60%

Buy Apartment Outside City Center (m2)

$1,653 €1,471

$1,917 ₱120.7K

-13.73%

Average Monthly Net Salary (After Tax)

$1,322 €1,176

$346 ₱21.8K

282.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

7.2

-59.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gudja: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gudja

$833 47.2%

Cebu

$309 33.6% 62.9% $524

Groceries & Markets

Gudja

$274 15.6%

Cebu

$206 22.4% 25% $69

Eating Out

Gudja

$190 10.8%

Cebu

$88 9.6% 53.6% $102

Sport & Entertainment

Gudja

$154 8.7%

Cebu

$44 4.8% 71.6% $110

Monthly Utilities & Internet

Gudja

$147 8.4%

Cebu

$162 17.6% 9.8% $14

Clothing & Footwear

Gudja

$123 7%

Cebu

$94 10.2% 23.4% $29

Getting Around

Gudja

$41 2.4%

Cebu

$16 1.7% 62.3% $26

Cost Breakdown

A one-bedroom apartment in the center runs $902 in Gudja and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Gudja pays 282% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $87.0 in Gudja vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $274 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇲🇹 Gudja

🇵🇭 Cebu

🕒 Local time

16:55 4:55 PM

22:55 10:55 PM

6 h ahead of Gudja

🌤 Weather

👥 Population

3,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Gudja Cebu 11,030 km ≈ 14 h nonstop flight

From you

Gudja
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gudja vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and leisure. The 92% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 282% higher in Gudja, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $902 in Gudja versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,762 per month in Gudja versus $918 in Cebu – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 34% less than in Gudja. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,762 in Gudja, a $1,500 budget is realistic in Cebu but tight or insufficient in Gudja. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gudja, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gudja and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 92% less than in Gudja. Beyond cost, consider language, visa policies, and how big the international community is in each city.