Last update: Oct 2026

Cost of Living Comparison Between Great Falls, MT and Chicago, IL

For one person, living is cheaper in Great Falls, MT: $2,215 a month against $3,139 in Chicago, IL, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

Great Falls, MT
🇺🇸 United States
$2,215
/mo nomad
Chicago, IL
🇺🇸 United States
$3,139
/mo nomad
Monthly Cost of Living

How much you'll spend in Great Falls, MT and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Great Falls, MT and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,215 per month in Great Falls, MT vs $3,139 in Chicago, IL, rent included.

  • Great Falls, MT $2,215
  • Chicago, IL $3,139

A couple spends around $3,051 per month in Great Falls, MT vs $4,627 in Chicago, IL, rent included.

  • Great Falls, MT $3,051
  • Chicago, IL $4,627

A family of three spends $3,887 per month in Great Falls, MT vs $6,115 in Chicago, IL, rent included.

  • Great Falls, MT $3,887
  • Chicago, IL $6,115

Great Falls, MT is about 29% cheaper than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both Great Falls, MT and Chicago, IL sit above the global median – Great Falls, MT by 63%, Chicago, IL by 132%.

Currency
🍽 Eating Out
Great Falls, MT
Chicago, IL
Difference
Meal at Budget Restaurant
$11.57 $11.57
$20.65 $20.65
-43.97%
Three-Course Dinner for Two, Mid-Range
$38.01 $38.01
$90.2 $90.2
-57.87%
Fast Food Meal (McDonalds, etc)
$9.43 $9.43
$12.94 $12.94
-27.13%
Cappuccino
$4.32 $4.32
$5.60 $5.60
-22.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 $2.29
$2.64 $2.64
-13.26%
Water (0.33 liter bottle)
$1.96 $1.96
$2.27 $2.27
-13.66%
Local Beer (0.5 liter draught)
$6.11 $6.11
$6.98 $6.98
-12.46%
Imported Beer (0.33 liter bottle)
$5.92 $5.92
$8.83 $8.83
-32.96%
🛒 Groceries & Markets
Great Falls, MT
Chicago, IL
Difference
Milk (1 liter)
$1.08 $1.08
$1.27 $1.27
-14.96%
White Bread (500g)
$3.29 $3.29
$3.80 $3.80
-13.42%
Rice (white) (1kg)
$4.97 $4.97
$5.30 $5.30
-6.23%
Eggs
$3.22 $3.22
$4.76 $4.76
-32.35%
Local Cheese (1kg)
$16.73 $16.73
$13.96 $13.96
19.84%
Chicken Fillets (1kg)
$9.69 $9.69
$14.61 $14.61
-33.68%
Beef Round Steak (1kg)
$12.30 $12.30
$18.77 $18.77
-34.47%
Apples (1kg)
$4.98 $4.98
$5.19 $5.19
-4.05%
Banana (1kg)
$1.33 $1.33
$1.98 $1.98
-32.83%
Oranges (1kg)
$4.12 $4.12
$3.93 $3.93
4.83%
Tomato (1kg)
$2.17 $2.17
$4.96 $4.96
-56.25%
Potato (1kg)
$2.44 $2.44
$2.76 $2.76
-11.59%
Onion (1kg)
$2.79 $2.79
$2.76 $2.76
1.09%
Lettuce (1 head)
$2.41 $2.41
$2.22 $2.22
8.56%
Water (1.5 liter bottle)
$3.38 $3.38
$2.98 $2.98
13.42%
Cigarettes 20 Pack (Marlboro, Camel)
$8.44 $8.44
$14.02 $14.02
-39.80%
Wine (Bottle)
$17.76 $17.76
$15.28 $15.28
16.23%
Local Beer (0.5 liter bottle)
$2.04 $2.04
$2.58 $2.58
-20.93%
Imported Beer (0.33 liter bottle)
$4.37 $4.37
$3.50 $3.50
24.86%
🚌 Getting Around
Great Falls, MT
Chicago, IL
Difference
One-way Ticket (Public Transport)
-
$2.47 $2.47
-
Public Transport Monthly Pass (Regular Price)
$29.60 $29.60
$74.8 $74.8
-60.41%
Taxi Start (Normal Tariff)
$6.40 $6.40
$3.34 $3.34
91.62%
Taxi (Normal Tariff) (1km)
$1.38 $1.38
$1.43 $1.43
-3.50%
Taxi 1hour Waiting (Normal Tariff)
$40.76 $40.76
$24.32 $24.32
67.60%
Gasoline (1 liter)
$0.99 $0.99
$1.26 $1.26
-21.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.5K $32.5K
$35.0K $35.0K
-7.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K $24.6K
$26.1K $26.1K
-5.65%
🧾 Monthly Utilities & Internet
Great Falls, MT
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$132 $132
$193 $193
-31.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.11 $40.11
$68.3 $68.3
-41.23%
Internet (50+ Mbps, Unlimited Data)
$70.0 $70.0
$61.3 $61.3
14.26%
🎉 Sport & Entertainment
Great Falls, MT
Chicago, IL
Difference
Gym Membership (Monthly)
$63.5 $63.5
$54.1 $54.1
17.39%
Tennis Court (1 Hour on Weekend)
-
$27.92 $27.92
-
Cinema Ticket
$11.71 $11.71
$17.74 $17.74
-33.99%
🧸 Childcare & Education
Great Falls, MT
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$903 $903
$1,652 $1,652
-45.34%
International Primary School, 1 Child (Yearly)
$14.2K $14.2K
$31.1K $31.1K
-54.38%
👕👟 Clothing & Footwear
Great Falls, MT
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$24.83 $24.83
$66.1 $66.1
-62.42%
Summer Dress (H&M, Zara, etc)
$30.15 $30.15
$51.2 $51.2
-41.16%
Sport Shoes (Adidas, Nike)
$79.9 $79.9
$100 $100
-20.16%
Men's Leather Business Shoes
$64.9 $64.9
$141 $141
-53.98%
🏠 Accommodation & Living
Great Falls, MT
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,433 $1,433
$2,446 $2,446
-41.45%
1-bedroom Apartment, Outside City Center (Monthly)
$1,131 $1,131
$1,678 $1,678
-32.59%
3-bedroom Apartment, City Center (Monthly)
$2,622 $2,622
$4,717 $4,717
-44.43%
3-bedroom Apartment, Outside City Center (Monthly)
$1,629 $1,629
$2,795 $2,795
-41.73%
Buy Apartment in City Center (m2)
$2,209 $2,209
$4,105 $4,105
-46.18%
Buy Apartment Outside City Center (m2)
$2,209 $2,209
$2,650 $2,650
-16.64%
💵 Salaries & Financials
Great Falls, MT
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$3,583 $3,583
$4,866 $4,866
-26.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.2
6.81
-8.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Great Falls, MT: October 19, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Great Falls, MT
$1.1K
Chicago, IL
$1.7K 48.3% $547
Groceries & Markets
Great Falls, MT
$390
Chicago, IL
$449 15.3% $60
Monthly Utilities & Internet
Great Falls, MT
$242
Chicago, IL
$322 33.2% $80
Eating Out
Great Falls, MT
$232
Chicago, IL
$343 47.9% $111
Clothing & Footwear
Great Falls, MT
$90
Chicago, IL
$161 79.4% $71
Sport & Entertainment
Great Falls, MT
$87
Chicago, IL
$90 3.1% $2.7
Getting Around
Great Falls, MT
$43 *
Chicago, IL
$95 122% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,433 in Great Falls, MT versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38.00 in Great Falls, MT versus $90.0 in Chicago, IL. Monthly groceries follow the same trend: $390 vs $449 – making Great Falls, MT the more affordable choice for daily food spending.

Good to know
🇺🇸 Great Falls, MT
🇺🇸 Chicago, IL
🕒 Local time
07:16 7:16 AM
08:16 8:16 AM
1 h ahead of Great Falls, MT
🌤 Weather
👥 Population
60,442
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Great Falls, MT Chicago, IL 1,960 km ≈ 3 h nonstop flight
From you
  • Great Falls, MT
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Great Falls, MT vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Great Falls, MT and in Chicago, IL compare overall?
Monthly costs with rent: $2,215 in Great Falls, MT, $3,139 in Chicago, IL – roughly 42% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Great Falls, MT compared to Chicago, IL?
For a comfortable life, plan on about $3,322 per month in Great Falls, MT and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Great Falls, MT and Chicago, IL?
Rent is clearly cheaper in Great Falls, MT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 15% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $38.00 in Great Falls, MT and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Great Falls, MT, where all-in costs run around $2,215, than in Chicago, IL at $3,139. In Great Falls, MT it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between Great Falls, MT and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,215 in Great Falls, MT to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
Is Great Falls, MT or Chicago, IL safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Great Falls, MT and Chicago, IL?
If budget matters most, go with Great Falls, MT. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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