Cost of Living Comparison Between Grafton and Ubud, Bali Cost of Living Comparison Between Grafton and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,452 in Grafton versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $3,497 in Grafton versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,542 in Grafton versus $3,327 in Ubud, Bali.

Living in Grafton is roughly 79% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Grafton 79% above, Ubud, Bali 0% above.

Currency
🍽 Eating Out
Grafton
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.63 A$24.75
$3.44 Rp 61.0K
412.50%
Three-Course Dinner for Two, Mid-Range
$79.4 A$112
$36.31 Rp 644.0K
118.73%
Fast Food Meal (McDonalds, etc)
$11.35 A$15.93
$5.71 Rp 101.2K
98.77%
Cappuccino
$3.43 A$4.81
$2.67 Rp 47.4K
28.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.94 A$4.12
$1.75 Rp 31.0K
68.00%
Water (0.33 liter bottle)
$2.53 A$3.55
$0.87 Rp 15.5K
190.80%
Local Beer (0.5 liter draught)
$8.49 A$11.93
$2.95 Rp 52.4K
187.80%
Imported Beer (0.33 liter bottle)
$8.59 A$12.07
$4.52 Rp 80.1K
90.04%
🛒 Groceries & Markets
Grafton
Ubud, Bali
Difference
Milk (1 liter)
$1.12 A$1.57
$1.62 Rp 28.7K
-30.86%
White Bread (500g)
$2.78 A$3.90
$2.33 Rp 41.3K
19.31%
Rice (white) (1kg)
$2.31 A$3.25
$1.11 Rp 19.6K
108.11%
Eggs
$3.64 A$5.12
$2.20 Rp 39.0K
65.45%
Local Cheese (1kg)
$9.50 A$13.33
$17.69 Rp 313.8K
-46.30%
Chicken Fillets (1kg)
$8.05 A$11.30
$4.10 Rp 72.7K
96.34%
Beef Round Steak (1kg)
$14.28 A$20.05
$12.18 Rp 216.0K
17.24%
Apples (1kg)
$2.90 A$4.07
$3.71 Rp 65.7K
-21.83%
Banana (1kg)
$1.40 A$1.96
$1.59 Rp 28.2K
-11.95%
Oranges (1kg)
$2.92 A$4.10
$2.28 Rp 40.5K
28.07%
Tomato (1kg)
$4.96 A$6.96
$1.95 Rp 34.6K
154.36%
Potato (1kg)
$2.20 A$3.09
$1.91 Rp 33.8K
15.18%
Onion (1kg)
$2.33 A$3.27
$2.33 Rp 41.3K
-
Lettuce (1 head)
$1.81 A$2.55
$1.01 Rp 17.9K
79.21%
Water (1.5 liter bottle)
$1.17 A$1.64
$0.55 Rp 9,788
112.73%
Cigarettes 20 Pack (Marlboro, Camel)
$30.65 A$43.03
$2.23 Rp 39.6K
1274.44%
Wine (Bottle)
$12.89 A$18.10
$23.07 Rp 409.2K
-44.13%
Local Beer (0.5 liter bottle)
$5.46 A$7.67
$2.42 Rp 42.9K
125.62%
Imported Beer (0.33 liter bottle)
$5.17 A$7.26
$3.00 Rp 53.1K
72.33%
🚌 Getting Around
Grafton
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.48 A$4.88
$0.27 Rp 4,821
1188.89%
Public Transport Monthly Pass (Regular Price)
$95.3 A$134
$8.98 Rp 159.3K
961.02%
Taxi Start (Normal Tariff)
$3.12 A$4.38
$0.48 Rp 8,580
550.00%
Taxi (Normal Tariff) (1km)
$1.83 A$2.57
$0.43 Rp 7,691
325.58%
Taxi 1hour Waiting (Normal Tariff)
$41.22 A$57.9
$5.64 Rp 100.1K
630.85%
Gasoline (1 liter)
$1.35 A$1.90
$0.80 Rp 14.2K
68.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K A$39.9K
$24.9K Rp 442.4M
13.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K A$35.5K
$31.7K Rp 562.4M
-20.34%
🧾 Monthly Utilities & Internet
Grafton
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 A$241
$81.5 Rp 1.4M
111.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.97 A$39.27
$6.49 Rp 115.2K
330.97%
Internet (50+ Mbps, Unlimited Data)
$50.3 A$70.6
$18.77 Rp 332.9K
167.98%
🎉 Sport & Entertainment
Grafton
Ubud, Bali
Difference
Gym Membership (Monthly)
$56.9 A$79.9
$56.9 Rp 1.0M
-
Tennis Court (1 Hour on Weekend)
$16.58 A$23.29
$18.73 Rp 332.2K
-11.48%
Cinema Ticket
$12.05 A$16.92
$4.54 Rp 80.5K
165.42%
🧸 Childcare & Education
Grafton
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$686 A$963
$481 Rp 8.5M
42.71%
International Primary School, 1 Child (Yearly)
$3,205 A$4,500
$5,711 Rp 101.3M
-43.89%
👕👟 Clothing & Footwear
Grafton
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$84.1 A$118
$45.52 Rp 807.3K
84.73%
Summer Dress (H&M, Zara, etc)
$43.02 A$60.4
$35.88 Rp 636.4K
19.90%
Sport Shoes (Adidas, Nike)
$115 A$161
$80.4 Rp 1.4M
42.47%
Men's Leather Business Shoes
$112 A$158
$78.7 Rp 1.4M
42.65%
🏠 Accommodation & Living
Grafton
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,444 A$2,028
$1,115 Rp 19.8M
29.60%
1-bedroom Apartment, Outside City Center (Monthly)
$1,220 A$1,713
$698 Rp 12.4M
74.88%
3-bedroom Apartment, City Center (Monthly)
$2,332 A$3,275
$3,637 Rp 64.5M
-35.87%
3-bedroom Apartment, Outside City Center (Monthly)
$1,841 A$2,585
$1,737 Rp 30.8M
5.98%
Buy Apartment in City Center (m2)
$6,274 A$8,811
$2,784 Rp 49.4M
125.35%
Buy Apartment Outside City Center (m2)
$4,818 A$6,766
$2,290 Rp 40.6M
110.43%
💵 Salaries & Financials
Grafton
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,560 A$3,595
$168 Rp 3.0M
1423.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.87
13.78
-57.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grafton: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,444 in Grafton and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Grafton pays 1424% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Grafton vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $330 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Grafton vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Grafton and in Ubud, Bali?
Grafton and Ubud, Bali differ by about 79% in total monthly costs ($2,452 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Grafton or Ubud, Bali?
Average pay runs 1424% higher in Grafton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Grafton and in Ubud, Bali?
Rent for a central apartment: $1,444 in Grafton versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 12% higher in Grafton. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $79.0 in Grafton. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,368 in Ubud, Bali versus $2,452 in Grafton, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Grafton. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Grafton and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Grafton or Ubud, Bali safer for residents?
Safety-wise, Grafton and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Grafton or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 79% less than in Grafton. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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