Last update: Oct 2026

Cost of Living Comparison Between Grafton and Hong Kong

For one person, living is cheaper in Grafton: $2,437 a month against $2,984 in Hong Kong, rent and utilities included – about $6,600 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

115

Cost of Living Index in Grafton
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Grafton Living Index
144

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Grafton

🇦🇺 Australia

$2,437

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Grafton and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Grafton and in Hong Kong actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,437 in Grafton versus $2,984 in Hong Kong.

Grafton $2,437
Hong Kong $2,984

Estimated couple costs with rent: $3,470 in Grafton versus $4,584 in Hong Kong.

Grafton $3,470
Hong Kong $4,584

Monthly costs for a family of three with rent: $4,504 in Grafton versus $6,183 in Hong Kong.

Grafton $4,504
Hong Kong $6,183

Living in Grafton costs roughly 18% less than in Hong Kong, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Grafton 81% above, Hong Kong 121% above.

Meal at Budget Restaurant

$17.31 A$24.90

$7.75 HK$60.8

123.35%

Three-Course Dinner for Two, Mid-Range

$70.8 A$102

$64.7 HK$508

9.43%

Fast Food Meal (McDonalds, etc)

$11.35 A$16.33

$6.18 HK$48.51

83.66%

Cappuccino

$3.28 A$4.72

$5.08 HK$39.85

-35.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 A$3.95

$1.31 HK$10.31

109.16%

Water (0.33 liter bottle)

$2.51 A$3.61

$1.09 HK$8.56

130.28%

Local Beer (0.5 liter draught)

$8.37 A$12.05

$7.47 HK$58.6

12.05%

Imported Beer (0.33 liter bottle)

$8.55 A$12.30

$6.50 HK$51.0

31.54%

Milk (1 liter)

$1.14 A$1.64

$2.89 HK$22.71

-60.55%

White Bread (500g)

$2.72 A$3.91

$2.31 HK$18.14

17.75%

Rice (white) (1kg)

$2.29 A$3.29

$2.13 HK$16.71

7.51%

Eggs

$3.65 A$5.25

$3.52 HK$27.65

3.69%

Local Cheese (1kg)

$8.99 A$12.94

$24.72 HK$194

-63.63%

Chicken Fillets (1kg)

$7.74 A$11.14

$8.52 HK$66.9

-9.15%

Beef Round Steak (1kg)

$14.00 A$20.15

$18.00 HK$141

-22.22%

Apples (1kg)

$2.84 A$4.09

$4.18 HK$32.79

-32.06%

Banana (1kg)

$1.36 A$1.96

$2.68 HK$21.07

-49.25%

Oranges (1kg)

$3.03 A$4.36

$4.49 HK$35.22

-32.52%

Tomato (1kg)

$4.80 A$6.90

$4.03 HK$31.66

19.11%

Potato (1kg)

$2.07 A$2.98

$3.12 HK$24.51

-33.65%

Onion (1kg)

$2.19 A$3.15

$3.15 HK$24.72

-30.48%

Lettuce (1 head)

$1.76 A$2.53

$1.62 HK$12.75

8.64%

Water (1.5 liter bottle)

$1.12 A$1.61

$1.74 HK$13.66

-35.63%

Cigarettes 20 Pack (Marlboro, Camel)

$29.96 A$43.12

$13.50 HK$106

121.93%

Wine (Bottle)

$12.62 A$18.16

$16.54 HK$130

-23.70%

Local Beer (0.5 liter bottle)

$5.23 A$7.52

$1.94 HK$15.19

169.59%

Imported Beer (0.33 liter bottle)

$5.04 A$7.25

$2.18 HK$17.11

131.19%

One-way Ticket (Public Transport)

$3.05 A$4.40

$1.41 HK$11.04

116.31%

Public Transport Monthly Pass (Regular Price)

$92.3 A$133

$88.6 HK$696

4.11%

Taxi Start (Normal Tariff)

$2.95 A$4.24

$3.69 HK$28.94

-20.05%

Taxi (Normal Tariff) (1km)

$1.86 A$2.68

$1.32 HK$10.36

40.91%

Taxi 1hour Waiting (Normal Tariff)

$40.63 A$58.5

$15.77 HK$124

157.64%

Gasoline (1 liter)

$1.31 A$1.89

$4.03 HK$31.65

-67.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K A$39.4K

$44.7K HK$350.5K

-38.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K A$34.8K

$37.8K HK$296.6K

-36.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 A$227

$250 HK$1,959

-36.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.90 A$37.26

$15.60 HK$122

66.03%

Internet (50+ Mbps, Unlimited Data)

$48.09 A$69.2

$21.77 HK$171

120.90%

Gym Membership (Monthly)

$55.4 A$79.7

$94.2 HK$739

-41.18%

Tennis Court (1 Hour on Weekend)

$16.55 A$23.82

$9.29 HK$72.9

78.15%

Cinema Ticket

$11.76 A$16.92

$13.91 HK$109

-15.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$680 A$978

$1,162 HK$9,122

-41.50%

International Primary School, 1 Child (Yearly)

$3,086 A$4,441

$21.9K HK$171.6K

-85.89%

Jeans (Levis 501 Or Similar)

$81.6 A$117

$68.0 HK$534

20.06%

Summer Dress (H&M, Zara, etc)

$43.48 A$62.6

$41.91 HK$329

3.75%

Sport Shoes (Adidas, Nike)

$111 A$159

$79.7 HK$626

38.69%

Men's Leather Business Shoes

$111 A$159

$122 HK$956

-9.17%

1-bedroom Apartment, City Center (Monthly)

$1,361 A$1,959

$2,241 HK$17.6K

-39.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,241 A$1,786

$1,718 HK$13.5K

-27.78%

3-bedroom Apartment, City Center (Monthly)

$2,021 A$2,908

$5,041 HK$39.6K

-59.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,834 A$2,638

$3,435 HK$27.0K

-46.62%

Buy Apartment in City Center (m2)

$5,426 A$7,808

$29.2K HK$229.0K

-81.40%

Buy Apartment Outside City Center (m2)

$4,449 A$6,403

$17.6K HK$137.9K

-74.68%

Average Monthly Net Salary (After Tax)

$2,426 A$3,492

$3,271 HK$25.7K

-25.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

3.91

48.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grafton: October 11, 2026

Last update for Hong Kong: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Grafton

$1.2K 50.9%

Hong Kong

$1.7K 57.6% 38.5% $477

Groceries & Markets

Grafton

$321 13.2%

Hong Kong

$411 13.8% 28% $90

Eating Out

Grafton

$292 12%

Hong Kong

$201 6.8% 31% $90

Monthly Utilities & Internet

Grafton

$232 9.5%

Hong Kong

$287 9.6% 23.7% $55

Clothing & Footwear

Grafton

$156 6.4%

Hong Kong

$140 4.7% 10.1% $16

Getting Around

Grafton

$117 4.8%

Hong Kong

$105 3.5% 10.4% $12

Sport & Entertainment

Grafton

$79 3.2%

Hong Kong

$122 4.1% 54.6% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,361 in Grafton and $2,241 in Hong Kong. Housing cost is often the main lever when comparing two cities.

Hong Kong pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Grafton vs $65.0 in Hong Kong. Groceries flip the comparison at $321 vs $411, with Grafton cheaper for home cooking.

Good to know

🇦🇺 Grafton

🇭🇰 Hong Kong

🕒 Local time

03:57 3:57 AM

00:57 12:57 AM

3 h behind Grafton

🌤 Weather

👥 Population

19,255

1,367,900 Capital

💱 Currency

Australian Dollar AUD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

Exchange rates and currency converter

HKD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Hong Kong Dollar exchange rates as of October 18, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

USD to AUD in detail →

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Grafton Hong Kong 7,110 km ≈ 9 h nonstop flight

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grafton vs Hong Kong: Cost of Living - Frequently Asked Questions

Grafton and Hong Kong differ by about 22% in total monthly costs ($2,437 vs $2,984 including rent). Grafton is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 35% lower in Hong Kong. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,361 in Grafton versus $2,241 in Hong Kong. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Grafton – a meal for two runs $71.0 versus $65.0 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,437 in Grafton versus $2,984 in Hong Kong, a $3,000 budget is realistic in Grafton but tight or insufficient in Hong Kong. The gap between the two cities makes Grafton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Grafton and Hong Kong are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Grafton gentler on the wallet – expenses run 22% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.