Last update: Oct 2026

Cost of Living Comparison Between Golden, CO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,432 in Golden, CO, rent and utilities included – about $25,200 less a year. Rent and utilities account for most of the difference.

165

Cost of Living Index in Golden, CO
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Golden, CO Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Golden, CO

🇺🇸 United States

$3,432

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Golden, CO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Golden, CO and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,432 per month in Golden, CO vs $1,331 in Ubud, Bali, rent included.

Golden, CO $3,432
Ubud, Bali $1,331

A couple spends around $3,162 per month in Golden, CO vs $2,255 in Ubud, Bali, rent included.

Golden, CO $3,162
Ubud, Bali $2,255

A family of three spends $2,891 per month in Golden, CO vs $3,180 in Ubud, Bali, rent included.

Golden, CO $2,891
Ubud, Bali $3,180

Golden, CO costs about 158% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Golden, CO sits 154% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.14 $20.14

$3.38 Rp 61.3K

495.86%

Three-Course Dinner for Two, Mid-Range

$67.0 $67.0

$34.65 Rp 629.1K

93.22%

Fast Food Meal (McDonalds, etc)

$12.08 $12.08

$5.57 Rp 101.2K

116.88%

Cappuccino

$5.52 $5.52

$2.62 Rp 47.6K

110.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 $2.75

$1.54 Rp 27.9K

78.57%

Water (0.33 liter bottle)

$2.03 $2.03

$0.64 Rp 11.6K

217.19%

Local Beer (0.5 liter draught)

$5.85 $5.85

$2.67 Rp 48.4K

119.10%

Imported Beer (0.33 liter bottle)

$6.99 $6.99

$4.26 Rp 77.4K

64.08%

Milk (1 liter)

$0.99 $0.99

$1.46 Rp 26.5K

-32.19%

White Bread (500g)

$3.30 $3.30

$2.29 Rp 41.6K

44.10%

Rice (white) (1kg)

$4.27 $4.27

$1.11 Rp 20.1K

284.68%

Eggs

$2.94 $2.94

$2.10 Rp 38.1K

40.00%

Local Cheese (1kg)

$14.95 $14.95

$15.94 Rp 289.4K

-6.21%

Chicken Fillets (1kg)

$13.44 $13.44

$3.88 Rp 70.5K

246.39%

Beef Round Steak (1kg)

$17.31 $17.31

$11.40 Rp 207.0K

51.84%

Apples (1kg)

$5.36 $5.36

$3.55 Rp 64.5K

50.99%

Banana (1kg)

$1.28 $1.28

$1.54 Rp 27.9K

-16.88%

Oranges (1kg)

$4.36 $4.36

$2.23 Rp 40.5K

95.52%

Tomato (1kg)

$4.63 $4.63

$1.97 Rp 35.8K

135.03%

Potato (1kg)

$2.51 $2.51

$1.86 Rp 33.7K

34.95%

Onion (1kg)

$2.61 $2.61

$2.42 Rp 43.9K

7.85%

Lettuce (1 head)

$2.31 $2.31

$1.02 Rp 18.6K

126.47%

Water (1.5 liter bottle)

$1.90 $1.90

$0.52 Rp 9,483

265.38%

Cigarettes 20 Pack (Marlboro, Camel)

$10.40 $10.40

$2.20 Rp 39.9K

372.73%

Wine (Bottle)

$18.90 $18.90

$21.79 Rp 395.6K

-13.26%

Local Beer (0.5 liter bottle)

$3.40 $3.40

$2.33 Rp 42.2K

45.92%

Imported Beer (0.33 liter bottle)

$4.70 $4.70

$2.97 Rp 53.9K

58.25%

One-way Ticket (Public Transport)

$2.63 $2.63

$0.25 Rp 4,546

952.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$3.79 $3.79

$0.44 Rp 7,947

761.36%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$0.47 Rp 8,496

227.66%

Taxi 1hour Waiting (Normal Tariff)

$25.33 $25.33

$5.60 Rp 101.7K

352.32%

Gasoline (1 liter)

$1.06 $1.06

$0.83 Rp 15.0K

27.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

$24.4K Rp 443.8M

13.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$31.7K Rp 575.5M

-17.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$77.5 Rp 1.4M

156.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$93.9 $93.9

$6.14 Rp 111.6K

1429.80%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$18.92 Rp 343.4K

271.14%

Gym Membership (Monthly)

$59.3 $59.3

$51.0 Rp 925.8K

16.34%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$15.22 $15.22

$4.38 Rp 79.6K

247.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,543 $1,543

$492 Rp 8.9M

213.43%

International Primary School, 1 Child (Yearly)

$21.1K $21.1K

$12.2K Rp 221.9M

72.83%

Jeans (Levis 501 Or Similar)

$59.0 $59.0

$45.16 Rp 819.9K

30.54%

Summer Dress (H&M, Zara, etc)

$24.95 $24.95

$34.89 Rp 633.4K

-28.49%

Sport Shoes (Adidas, Nike)

$80.4 $80.4

$78.3 Rp 1.4M

2.71%

Men's Leather Business Shoes

$101 $101

$77.9 Rp 1.4M

30.02%

1-bedroom Apartment, City Center (Monthly)

$2,206 $2,206

$1,078 Rp 19.6M

104.71%

1-bedroom Apartment, Outside City Center (Monthly)

$2,091 $2,091

$665 Rp 12.1M

214.55%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.78

-51.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Golden, CO: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Golden, CO

$2.1K 61%

Ubud, Bali

$665 50% 68.2% $1.4K

Groceries & Markets

Golden, CO

$420 12.2%

Ubud, Bali

$279 21% 33.4% $140

Monthly Utilities & Internet

Golden, CO

$363 10.6%

Ubud, Bali

$103 7.7% 71.8% $261

Eating Out

Golden, CO

$326 9.5%

Ubud, Bali

$106 8% 67.6% $220

Clothing & Footwear

Golden, CO

$120 3.5%

Ubud, Bali

$106 8% 11.1% $13

Sport & Entertainment

Golden, CO

$90 2.6%

Ubud, Bali

$60 4.5% 33.4% $30

Getting Around

Golden, CO

$22 * 0.6%

Ubud, Bali

$12 0.9% 45.8% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,206 in Golden, CO versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $67 in Golden, CO versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $420 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Golden, CO

🇮🇩 Ubud, Bali

🕒 Local time

16:14 4:14 PM

07:14 7:14 AM

15 h ahead of Golden, CO

🌤 Weather

👥 Population

20,399

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

On the map

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Between locations

Golden, CO Ubud, Bali 14,710 km ≈ 19 h nonstop flight

From you

Golden, CO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Golden, CO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,432 in Golden, CO, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 61% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $5,148 per month in Golden, CO and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $2,206 in Golden, CO.

Monthly expenses with rent come to $3,432 in Golden, CO and $1,331 in Ubud, Bali. That makes Ubud, Bali about 61% cheaper.

Kindergarten costs $1,543 per month in Golden, CO and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $3,432 in Golden, CO and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.