Last update: Oct 2026

Cost of Living Comparison Between Golden, CO and New York, NY

For one person, living is cheaper in Golden, CO: $3,466 a month against $4,938 in New York, NY, rent and utilities included – about $17,700 less a year. Rent and utilities account for most of the difference.

167

Cost of Living Index in Golden, CO
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Golden, CO Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Golden, CO

🇺🇸 United States

$3,466

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Golden, CO and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Golden, CO and in New York, NY actually costs, broken down by who's living it.

A single person spends $3,466 per month in Golden, CO vs $4,938 in New York, NY, rent included.

Golden, CO $3,466
New York, NY $4,938

A couple spends around $3,184 per month in Golden, CO vs $7,273 in New York, NY, rent included.

Golden, CO $3,184
New York, NY $7,273

A family of three spends $2,903 per month in Golden, CO vs $9,608 in New York, NY, rent included.

Golden, CO $2,903
New York, NY $9,608

Golden, CO is about 30% cheaper than New York, NY, and outside of rent the biggest gap is in transport.

Both Golden, CO and New York, NY sit above the global median – Golden, CO by 156%, New York, NY by 264%.

Meal at Budget Restaurant

$20.35 $20.35

$24.99 $24.99

-18.57%

Three-Course Dinner for Two, Mid-Range

$66.4 $66.4

$120 $120

-44.77%

Fast Food Meal (McDonalds, etc)

$11.87 $11.87

$13.74 $13.74

-13.61%

Cappuccino

$5.38 $5.38

$6.60 $6.60

-18.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$3.82 $3.82

-29.32%

Water (0.33 liter bottle)

$1.97 $1.97

$2.87 $2.87

-31.36%

Local Beer (0.5 liter draught)

$5.89 $5.89

$7.95 $7.95

-25.91%

Imported Beer (0.33 liter bottle)

$7.21 $7.21

$10.06 $10.06

-28.33%

Milk (1 liter)

$0.91 $0.91

$1.37 $1.37

-33.58%

White Bread (500g)

$3.27 $3.27

$4.75 $4.75

-31.16%

Rice (white) (1kg)

$4.34 $4.34

$7.69 $7.69

-43.56%

Eggs

$3.02 $3.02

$5.87 $5.87

-48.55%

Local Cheese (1kg)

$15.08 $15.08

$19.25 $19.25

-21.66%

Chicken Fillets (1kg)

$13.68 $13.68

$17.83 $17.83

-23.28%

Beef Round Steak (1kg)

$17.39 $17.39

$19.03 $19.03

-8.62%

Apples (1kg)

$5.48 $5.48

$6.69 $6.69

-18.09%

Banana (1kg)

$1.33 $1.33

$2.29 $2.29

-41.92%

Oranges (1kg)

$4.50 $4.50

$6.41 $6.41

-29.80%

Tomato (1kg)

$4.62 $4.62

$6.75 $6.75

-31.56%

Potato (1kg)

$2.42 $2.42

$3.93 $3.93

-38.42%

Onion (1kg)

$2.60 $2.60

$4.52 $4.52

-42.48%

Lettuce (1 head)

$2.40 $2.40

$2.79 $2.79

-13.98%

Water (1.5 liter bottle)

$1.97 $1.97

$2.51 $2.51

-21.51%

Cigarettes 20 Pack (Marlboro, Camel)

$10.09 $10.09

$18.10 $18.10

-44.25%

Wine (Bottle)

$19.31 $19.31

$20.16 $20.16

-4.22%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$3.26 $3.26

1.84%

Imported Beer (0.33 liter bottle)

$4.73 $4.73

$3.75 $3.75

26.13%

One-way Ticket (Public Transport)

$2.68 $2.68

$2.92 $2.92

-8.22%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.80 $3.80

$3.06 $3.06

24.18%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2.16 $2.16

-34.26%

Taxi 1hour Waiting (Normal Tariff)

$24.66 $24.66

$41.33 $41.33

-40.33%

Gasoline (1 liter)

$1.02 $1.02

$1.12 $1.12

-8.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

$33.1K $33.1K

-15.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$25.7K $25.7K

4.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$219 $219

-8.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$93.5 $93.5

$75.3 $75.3

24.16%

Internet (50+ Mbps, Unlimited Data)

$70.9 $70.9

$70.5 $70.5

0.61%

Gym Membership (Monthly)

$60.4 $60.4

$116 $116

-47.70%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$15.20 $15.20

$21.37 $21.37

-28.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,520 $1,520

$3,432 $3,432

-55.69%

International Primary School, 1 Child (Yearly)

$24.8K $24.8K

$61.7K $61.7K

-59.73%

Jeans (Levis 501 Or Similar)

$57.7 $57.7

$74.9 $74.9

-22.94%

Summer Dress (H&M, Zara, etc)

$24.77 $24.77

$52.1 $52.1

-52.49%

Sport Shoes (Adidas, Nike)

$82.3 $82.3

$117 $117

-29.49%

Men's Leather Business Shoes

$104 $104

$135 $135

-22.96%

1-bedroom Apartment, City Center (Monthly)

$2,266 $2,266

$4,347 $4,347

-47.87%

1-bedroom Apartment, Outside City Center (Monthly)

$2,119 $2,119

$3,117 $3,117

-32.01%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

Buy Apartment in City Center (m2)

$19.3K $19.3K

Buy Apartment Outside City Center (m2)

$6,943 $6,943

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

6.85

-1.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Golden, CO: October 17, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Golden, CO

$2.1K 61.1%

New York, NY

$3.1K 63.1% 47.1% $998

Groceries & Markets

Golden, CO

$424 12.2%

New York, NY

$552 11.2% 30.3% $128

Monthly Utilities & Internet

Golden, CO

$364 10.5%

New York, NY

$365 7.4% 0.2% $0.9

Eating Out

Golden, CO

$326 9.4%

New York, NY

$407 8.2% 25% $81

Clothing & Footwear

Golden, CO

$121 3.5%

New York, NY

$170 3.5% 40.9% $49

Sport & Entertainment

Golden, CO

$91 2.6%

New York, NY

$158 3.2% 74.3% $67

Getting Around

Golden, CO

$22 * 0.6%

New York, NY

$168 3.4% 677% $147

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,266 in Golden, CO versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $66.0 in Golden, CO versus $120 in New York, NY. Monthly groceries follow the same trend: $424 vs $552 – making Golden, CO the more affordable choice for daily food spending.

Good to know

🇺🇸 Golden, CO

🇺🇸 New York, NY

🕒 Local time

17:46 5:46 PM

19:46 7:46 PM

2 h ahead of Golden, CO

🌤 Weather

👥 Population

20,399

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Golden, CO New York, NY 2,620 km ≈ 3 h 45 min nonstop flight

From you

Golden, CO
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Golden, CO vs New York, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,466 in Golden, CO, $4,938 in New York, NY – roughly 42% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,199 per month in Golden, CO and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Golden, CO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,466 in Golden, CO and $4,938 in New York, NY. That's a gap of about 42%.

Kindergarten costs $1,520 per month in Golden, CO and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,466 in Golden, CO and $4,938 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $3,466 in Golden, CO to $4,938 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Golden, CO. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.