Last update: Oct 2026

Cost of Living Comparison Between Golden, CO and Toronto

For one person, living is cheaper in Toronto: $2,610 a month against $3,466 in Golden, CO, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

167

Cost of Living Index in Golden, CO
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Golden, CO Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Golden, CO

🇺🇸 United States

$3,466

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Golden, CO and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Golden, CO and in Toronto actually costs, broken down by who's living it.

A single person spends $3,466 per month in Golden, CO vs $2,610 in Toronto, rent included.

Golden, CO $3,466
Toronto $2,610

A couple spends around $3,184 per month in Golden, CO vs $3,727 in Toronto, rent included.

Golden, CO $3,184
Toronto $3,727

A family of three spends $2,903 per month in Golden, CO vs $4,844 in Toronto, rent included.

Golden, CO $2,903
Toronto $4,844

Golden, CO costs about 33% more than Toronto, and outside of rent the biggest gap is in transport.

Both Golden, CO and Toronto sit above the global median – Golden, CO by 156%, Toronto by 93%.

Meal at Budget Restaurant

$20.35 $20.35

$17.59 CA$24.87

15.69%

Three-Course Dinner for Two, Mid-Range

$66.4 $66.4

$78.8 CA$111

-15.73%

Fast Food Meal (McDonalds, etc)

$11.87 $11.87

$10.73 CA$15.16

10.62%

Cappuccino

$5.38 $5.38

$4.09 CA$5.78

31.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$2.10 CA$2.97

28.57%

Water (0.33 liter bottle)

$1.97 $1.97

$1.72 CA$2.43

14.53%

Local Beer (0.5 liter draught)

$5.89 $5.89

$6.36 CA$8.99

-7.39%

Imported Beer (0.33 liter bottle)

$7.21 $7.21

$7.08 CA$10.01

1.84%

Milk (1 liter)

$0.91 $0.91

$2.54 CA$3.59

-64.17%

White Bread (500g)

$3.27 $3.27

$2.72 CA$3.85

20.22%

Rice (white) (1kg)

$4.34 $4.34

$2.18 CA$3.09

99.08%

Eggs

$3.02 $3.02

$3.63 CA$5.13

-16.80%

Local Cheese (1kg)

$15.08 $15.08

$9.46 CA$13.37

59.41%

Chicken Fillets (1kg)

$13.68 $13.68

$11.54 CA$16.32

18.54%

Beef Round Steak (1kg)

$17.39 $17.39

$14.37 CA$20.32

21.02%

Apples (1kg)

$5.48 $5.48

$3.70 CA$5.23

48.11%

Banana (1kg)

$1.33 $1.33

$1.19 CA$1.68

11.76%

Oranges (1kg)

$4.50 $4.50

$3.46 CA$4.90

30.06%

Tomato (1kg)

$4.62 $4.62

$4.22 CA$5.97

9.48%

Potato (1kg)

$2.42 $2.42

$1.79 CA$2.52

35.20%

Onion (1kg)

$2.60 $2.60

$1.65 CA$2.33

57.58%

Lettuce (1 head)

$2.40 $2.40

$2.20 CA$3.11

9.09%

Water (1.5 liter bottle)

$1.97 $1.97

$1.26 CA$1.78

56.35%

Cigarettes 20 Pack (Marlboro, Camel)

$10.09 $10.09

$13.97 CA$19.75

-27.77%

Wine (Bottle)

$19.31 $19.31

$14.20 CA$20.07

35.99%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.25 CA$3.18

47.56%

Imported Beer (0.33 liter bottle)

$4.73 $4.73

$2.53 CA$3.58

86.96%

One-way Ticket (Public Transport)

$2.68 $2.68

$2.32 CA$3.28

15.52%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.80 $3.80

$3.06 CA$4.33

24.18%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.22 CA$1.72

16.39%

Taxi 1hour Waiting (Normal Tariff)

$24.66 $24.66

$21.69 CA$30.66

13.69%

Gasoline (1 liter)

$1.02 $1.02

$1.21 CA$1.72

-15.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

$26.1K CA$37.0K

6.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$21.1K CA$29.9K

27.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$120 CA$169

67.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$93.5 $93.5

$32.21 CA$45.54

190.38%

Internet (50+ Mbps, Unlimited Data)

$70.9 $70.9

$48.88 CA$69.1

45.13%

Gym Membership (Monthly)

$60.4 $60.4

$39.34 CA$55.6

53.56%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$15.20 $15.20

$12.58 CA$17.79

20.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,520 $1,520

$832 CA$1,176

82.77%

International Primary School, 1 Child (Yearly)

$24.8K $24.8K

$23.6K CA$33.4K

5.18%

Jeans (Levis 501 Or Similar)

$57.7 $57.7

$52.3 CA$73.9

10.37%

Summer Dress (H&M, Zara, etc)

$24.77 $24.77

$39.44 CA$55.8

-37.20%

Sport Shoes (Adidas, Nike)

$82.3 $82.3

$99.0 CA$140

-16.89%

Men's Leather Business Shoes

$104 $104

$122 CA$172

-14.91%

1-bedroom Apartment, City Center (Monthly)

$2,266 $2,266

$1,631 CA$2,306

38.90%

1-bedroom Apartment, Outside City Center (Monthly)

$2,119 $2,119

$1,448 CA$2,048

46.32%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

4.47

50.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Golden, CO: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Golden, CO

$2.1K 61.1%

Toronto

$1.4K 55.5% 31.7% $671

Groceries & Markets

Golden, CO

$424 12.2%

Toronto

$343 13.1% 19.1% $81

Monthly Utilities & Internet

Golden, CO

$364 10.5%

Toronto

$201 7.7% 44.9% $164

Eating Out

Golden, CO

$326 9.4%

Toronto

$283 10.9% 13% $42

Clothing & Footwear

Golden, CO

$121 3.5%

Toronto

$141 5.4% 16.4% $20

Sport & Entertainment

Golden, CO

$91 2.6%

Toronto

$65 2.5% 29% $26

Getting Around

Golden, CO

$22 * 0.6%

Toronto

$130 5% 501% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,266 in Golden, CO versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $66.0 in Golden, CO versus $79.0 in Toronto. Groceries tell a different story – $424 in Golden, CO vs $343 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Golden, CO

🇨🇦 Toronto

🕒 Local time

16:40 4:40 PM

18:40 6:40 PM

2 h ahead of Golden, CO

🌤 Weather

👥 Population

20,399

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Golden, CO Toronto 2,180 km ≈ 3 h 15 min nonstop flight

From you

Golden, CO
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Golden, CO vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,466 in Golden, CO, $2,610 in Toronto – roughly 33% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,199 per month in Golden, CO and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,466 in Golden, CO and $2,610 in Toronto. That's a gap of about 33%.

Kindergarten costs $1,520 per month in Golden, CO and $832 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,466 in Golden, CO and $2,610 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Golden, CO makes more sense. Both are solid long-term options with distinct trade-offs.