Last update: Oct 2026

Cost of Living Comparison Between Gloucester and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,401 in Gloucester, rent and utilities included – about $17,800 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Gloucester
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Gloucester Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Gloucester

🇬🇧 United Kingdom

$2,401

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Gloucester and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gloucester and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,401 in Gloucester versus $918 in Cebu.

Gloucester $2,401
Cebu $918

Estimated couple costs with rent: $3,745 in Gloucester versus $1,409 in Cebu.

Gloucester $3,745
Cebu $1,409

Monthly costs for a family of three with rent: $5,089 in Gloucester versus $1,900 in Cebu.

Gloucester $5,089
Cebu $1,900

Living in Gloucester is roughly 162% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Gloucester is 78% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.98 £14.99

$3.09 ₱194

546.60%

Three-Course Dinner for Two, Mid-Range

$78.4 £58.8

$24.22 ₱1,525

223.58%

Fast Food Meal (McDonalds, etc)

$11.08 £8.31

$3.92 ₱247

182.65%

Cappuccino

$4.70 £3.53

$2.51 ₱158

87.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 £1.68

$1.59 ₱100

40.25%

Water (0.33 liter bottle)

$2.48 £1.86

$0.53 ₱33.43

367.92%

Local Beer (0.5 liter draught)

$5.33 £4.00

$1.78 ₱112

199.44%

Imported Beer (0.33 liter bottle)

$5.05 £3.79

$2.17 ₱137

132.72%

Milk (1 liter)

$1.69 £1.27

$1.92 ₱121

-11.98%

White Bread (500g)

$1.94 £1.46

$1.36 ₱85.4

42.65%

Rice (white) (1kg)

$2.11 £1.58

$1.01 ₱63.5

108.91%

Eggs

$4.33 £3.25

$2.03 ₱128

113.30%

Local Cheese (1kg)

$7.61 £5.71

$9.86 ₱621

-22.82%

Chicken Fillets (1kg)

$9.38 £7.04

$4.39 ₱277

113.67%

Beef Round Steak (1kg)

$19.78 £14.84

$7.60 ₱479

160.26%

Apples (1kg)

$4.25 £3.19

$3.30 ₱208

28.79%

Banana (1kg)

$1.43 £1.07

$1.39 ₱87.8

2.88%

Oranges (1kg)

$1.87 £1.41

$2.33 ₱147

-19.74%

Tomato (1kg)

$3.51 £2.63

$1.50 ₱94.3

134.00%

Potato (1kg)

$1.57 £1.17

$2.36 ₱149

-33.47%

Onion (1kg)

$1.90 £1.43

$1.90 ₱119

Lettuce (1 head)

$1.29 £0.97

$1.19 ₱74.9

8.40%

Water (1.5 liter bottle)

$1.48 £1.11

$0.63 ₱39.71

134.92%

Cigarettes 20 Pack (Marlboro, Camel)

$23.03 £17.28

$3.00 ₱189

667.67%

Wine (Bottle)

$10.71 £8.03

$6.03 ₱379

77.61%

Local Beer (0.5 liter bottle)

$2.26 £1.69

$1.23 ₱77.7

83.74%

Imported Beer (0.33 liter bottle)

$2.94 £2.21

$1.75 ₱110

68.00%

One-way Ticket (Public Transport)

$3.98 £2.98

$0.25 ₱15.86

1492.00%

Public Transport Monthly Pass (Regular Price)

$109 £81.4

$12.64 ₱796

758.54%

Taxi Start (Normal Tariff)

$6.46 £4.85

$0.77 ₱48.62

738.96%

Taxi (Normal Tariff) (1km)

$1.35 £1.01

$0.23 ₱14.53

486.96%

Taxi 1hour Waiting (Normal Tariff)

$16.13 £12.10

$4.46 ₱281

261.66%

Gasoline (1 liter)

$1.98 £1.48

$1.31 ₱82.8

51.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.7K £28.3K

$21.2K ₱1.3M

77.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K £30.3K

$19.1K ₱1.2M

111.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$375 £281

$120 ₱7,569

211.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.63 £17.73

$14.00 ₱882

68.79%

Internet (50+ Mbps, Unlimited Data)

$40.80 £30.61

$27.54 ₱1,734

48.15%

Gym Membership (Monthly)

$52.4 £39.29

$32.33 ₱2,035

62.02%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$10.63 £7.97

$5.65 ₱356

88.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,321 £991

$275 ₱17.3K

379.78%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$65.1 £48.85

$49.33 ₱3,106

31.99%

Summer Dress (H&M, Zara, etc)

$34.91 £26.19

$25.24 ₱1,589

38.31%

Sport Shoes (Adidas, Nike)

$74.0 £55.5

$77.0 ₱4,846

-3.87%

Men's Leather Business Shoes

$80.5 £60.4

$57.2 ₱3,601

40.77%

1-bedroom Apartment, City Center (Monthly)

$1,113 £835

$500 ₱31.5K

122.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,015 £761

$309 ₱19.4K

228.66%

3-bedroom Apartment, City Center (Monthly)

$3,086 £2,315

$1,078 ₱67.9K

186.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,193 £1,645

$615 ₱38.7K

256.38%

Buy Apartment in City Center (m2)

$4,403 £3,303

$2,886 ₱181.7K

52.56%

Buy Apartment Outside City Center (m2)

$3,937 £2,954

$1,917 ₱120.7K

105.43%

Average Monthly Net Salary (After Tax)

$2,644 £1,983

$346 ₱21.8K

664.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

7.2

-23.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gloucester: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gloucester

$1K 42.3%

Cebu

$309 33.6% 69.6% $706

Monthly Utilities & Internet

Gloucester

$439 18.3%

Cebu

$162 17.6% 63.2% $278

Groceries & Markets

Gloucester

$316 13.2%

Cebu

$206 22.4% 34.8% $110

Eating Out

Gloucester

$305 12.7%

Cebu

$88 9.6% 71.1% $217

Getting Around

Gloucester

$138 5.7%

Cebu

$16 1.7% 88.7% $122

Clothing & Footwear

Gloucester

$115 4.8%

Cebu

$94 10.2% 18% $21

Sport & Entertainment

Gloucester

$74 3.1%

Cebu

$44 4.8% 40.8% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,113 in Gloucester and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Gloucester pays 664% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Gloucester vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $316 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Gloucester

🇵🇭 Cebu

🕒 Local time

16:32 4:32 PM

23:32 11:32 PM

7 h ahead of Gloucester

🌤 Weather

👥 Population

121,700

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Gloucester Cebu 11,410 km ≈ 15 h nonstop flight

From you

Gloucester
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gloucester vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 162% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 664% higher in Gloucester, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,113 in Gloucester versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,401 per month in Gloucester versus $918 in Cebu – a 162% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 759% less than in Gloucester. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,401 in Gloucester, a $1,500 budget is realistic in Cebu but tight or insufficient in Gloucester. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gloucester, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gloucester and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 162% less than in Gloucester. Beyond cost, consider language, visa policies, and how big the international community is in each city.