Last update: Nov 2026

Cost of Living Comparison Between Gloucester, MA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,837 in Gloucester, MA, rent and utilities included – about $18,100 less a year. Rent and utilities account for most of the difference.

137

Cost of Living Index in Gloucester, MA
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Gloucester, MA Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gloucester, MA

🇺🇸 United States

$2,837

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Gloucester, MA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gloucester, MA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,837 per month in Gloucester, MA vs $1,331 in Ubud, Bali, rent included.

Gloucester, MA $2,837
Ubud, Bali $1,331

A couple spends around $4,132 per month in Gloucester, MA vs $2,255 in Ubud, Bali, rent included.

Gloucester, MA $4,132
Ubud, Bali $2,255

A family of three spends $5,426 per month in Gloucester, MA vs $3,180 in Ubud, Bali, rent included.

Gloucester, MA $5,426
Ubud, Bali $3,180

Gloucester, MA costs about 113% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Gloucester, MA sits 110% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$19.07 $19.07

$3.38 Rp 61.3K

464.20%

Three-Course Dinner for Two, Mid-Range

$72.6 $72.6

$34.65 Rp 629.3K

109.49%

Fast Food Meal (McDonalds, etc)

$11.23 $11.23

$5.57 Rp 101.2K

101.62%

Cappuccino

$4.62 $4.62

$2.62 Rp 47.6K

76.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 $2.33

$1.54 Rp 28.0K

51.30%

Water (0.33 liter bottle)

$1.99 $1.99

$0.64 Rp 11.6K

210.94%

Local Beer (0.5 liter draught)

$6.60 $6.60

$2.67 Rp 48.4K

147.19%

Imported Beer (0.33 liter bottle)

$6.86 $6.86

$4.26 Rp 77.4K

61.03%

Milk (1 liter)

$1.01 $1.01

$1.46 Rp 26.6K

-30.82%

White Bread (500g)

$3.53 $3.53

$2.29 Rp 41.6K

54.15%

Rice (white) (1kg)

$4.26 $4.26

$1.11 Rp 20.1K

283.78%

Eggs

$4.07 $4.07

$2.10 Rp 38.1K

93.81%

Local Cheese (1kg)

$12.32 $12.32

$15.94 Rp 289.5K

-22.71%

Chicken Fillets (1kg)

$11.76 $11.76

$3.88 Rp 70.5K

203.09%

Beef Round Steak (1kg)

$17.20 $17.20

$11.40 Rp 207.1K

50.88%

Apples (1kg)

$5.03 $5.03

$3.55 Rp 64.5K

41.69%

Banana (1kg)

$1.68 $1.68

$1.54 Rp 27.9K

9.09%

Oranges (1kg)

$4.38 $4.38

$2.23 Rp 40.5K

96.41%

Tomato (1kg)

$4.73 $4.73

$1.97 Rp 35.8K

140.10%

Potato (1kg)

$2.79 $2.79

$1.86 Rp 33.7K

50.00%

Onion (1kg)

$2.87 $2.87

$2.42 Rp 43.9K

18.60%

Lettuce (1 head)

$2.20 $2.20

$1.02 Rp 18.6K

115.69%

Water (1.5 liter bottle)

$2.21 $2.21

$0.52 Rp 9,486

325.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.23 $10.23

$2.20 Rp 39.9K

365.00%

Wine (Bottle)

$14.76 $14.76

$21.79 Rp 395.7K

-32.26%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$2.33 Rp 42.2K

-11.16%

Imported Beer (0.33 liter bottle)

$3.64 $3.64

$2.97 Rp 53.9K

22.56%

One-way Ticket (Public Transport)

$2.05 $2.05

$0.25 Rp 4,547

720.00%

Public Transport Monthly Pass (Regular Price)

$59.2 $59.2

$8.17 Rp 148.5K

623.99%

Taxi Start (Normal Tariff)

$3.51 $3.51

$0.44 Rp 7,950

697.73%

Taxi (Normal Tariff) (1km)

$1.97 $1.97

$0.47 Rp 8,499

319.15%

Taxi 1hour Waiting (Normal Tariff)

$34.18 $34.18

$5.60 Rp 101.7K

510.36%

Gasoline (1 liter)

$1.12 $1.12

$0.83 Rp 15.0K

34.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K $30.7K

$24.4K Rp 444.0M

25.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.6K $29.6K

$31.7K Rp 575.6M

-6.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$77.5 Rp 1.4M

155.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.8 $58.8

$6.14 Rp 111.6K

857.98%

Internet (50+ Mbps, Unlimited Data)

$70.8 $70.8

$18.92 Rp 343.5K

274.37%

Gym Membership (Monthly)

$40.79 $40.79

$51.0 Rp 926.1K

-20.00%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.4K

Cinema Ticket

$13.04 $13.04

$4.38 Rp 79.6K

197.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,307 $1,307

$492 Rp 8.9M

165.51%

International Primary School, 1 Child (Yearly)

$18.5K $18.5K

$12.2K Rp 222.0M

51.76%

Jeans (Levis 501 Or Similar)

$53.8 $53.8

$45.16 Rp 820.2K

19.20%

Summer Dress (H&M, Zara, etc)

$41.76 $41.76

$34.89 Rp 633.6K

19.69%

Sport Shoes (Adidas, Nike)

$148 $148

$78.3 Rp 1.4M

89.27%

Men's Leather Business Shoes

$113 $113

$77.9 Rp 1.4M

44.99%

1-bedroom Apartment, City Center (Monthly)

$1,761 $1,761

$1,078 Rp 19.6M

63.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,496 $1,496

$665 Rp 12.1M

125.03%

3-bedroom Apartment, City Center (Monthly)

$3,041 $3,041

$3,510 Rp 63.7M

-13.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,490 $2,490

$1,671 Rp 30.3M

49.02%

Buy Apartment in City Center (m2)

$2,715 $2,715

$2,340 Rp 42.5M

16.02%

Buy Apartment Outside City Center (m2)

$2,439 $2,439

$2,236 Rp 40.6M

9.06%

Average Monthly Net Salary (After Tax)

$2,429 $2,429

$166 Rp 3.0M

1360.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gloucester, MA: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gloucester, MA

$1.5K 52.7%

Ubud, Bali

$665 50% 55.6% $831

Groceries & Markets

Gloucester, MA

$399 14.1%

Ubud, Bali

$279 21% 30% $120

Monthly Utilities & Internet

Gloucester, MA

$328 11.6%

Ubud, Bali

$103 7.7% 68.7% $225

Eating Out

Gloucester, MA

$306 10.8%

Ubud, Bali

$106 8% 65.4% $200

Clothing & Footwear

Gloucester, MA

$161 5.7%

Ubud, Bali

$106 8% 33.8% $54

Getting Around

Gloucester, MA

$81 2.8%

Ubud, Bali

$12 0.9% 85.2% $69

Sport & Entertainment

Gloucester, MA

$67 2.4%

Ubud, Bali

$60 4.5% 10.6% $7.1

Cost Breakdown

A central one-bedroom costs $1,761 in Gloucester, MA versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gloucester, MA are about 15 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73 in Gloucester, MA versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $399 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Gloucester, MA

🇮🇩 Ubud, Bali

🕒 Local time

12:51 12:51 PM

01:51 1:51 AM

13 h ahead of Gloucester, MA

🌤 Weather

👥 Population

29,729

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.893 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Gloucester, MA Ubud, Bali 16,180 km ≈ 21 h nonstop flight

From you

Gloucester, MA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gloucester, MA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Gloucester, MA is pricier by about 113%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,255 per month in Gloucester, MA and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,761 in Gloucester, MA.

Kindergarten costs $1,307 per month in Gloucester, MA and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 43% more in Gloucester, MA, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,837 in Gloucester, MA and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Gloucester, MA makes more sense. Both are solid long-term options with distinct trade-offs.