Last update: Oct 2026

Cost of Living Comparison Between Girona and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,844 in Girona, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Girona
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Girona Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Girona

🇪🇸 Spain

$1,844

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Girona and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Girona and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,844 in Girona versus $918 in Cebu.

Girona $1,844
Cebu $918

Estimated couple costs with rent: $2,700 in Girona versus $1,409 in Cebu.

Girona $2,700
Cebu $1,409

Monthly costs for a family of three with rent: $3,555 in Girona versus $1,900 in Cebu.

Girona $3,555
Cebu $1,900

Living in Girona is roughly 101% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Girona is 37% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.88 €15.90

$3.09 ₱195

478.64%

Three-Course Dinner for Two, Mid-Range

$61.2 €54.5

$24.22 ₱1,525

152.85%

Fast Food Meal (McDonalds, etc)

$8.86 €7.88

$3.92 ₱247

126.02%

Cappuccino

$2.48 €2.21

$2.51 ₱158

-1.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 €1.87

$1.59 ₱100

32.08%

Water (0.33 liter bottle)

$1.99 €1.77

$0.53 ₱33.45

275.47%

Local Beer (0.5 liter draught)

$4.18 €3.72

$1.78 ₱112

134.83%

Imported Beer (0.33 liter bottle)

$4.34 €3.86

$2.17 ₱137

100.00%

Milk (1 liter)

$1.25 €1.12

$1.92 ₱121

-34.90%

White Bread (500g)

$1.17 €1.04

$1.36 ₱85.5

-13.97%

Rice (white) (1kg)

$1.40 €1.24

$1.01 ₱63.6

38.61%

Eggs

$2.99 €2.66

$2.03 ₱128

47.29%

Local Cheese (1kg)

$10.97 €9.76

$9.86 ₱621

11.26%

Chicken Fillets (1kg)

$8.02 €7.13

$4.39 ₱277

82.69%

Beef Round Steak (1kg)

$14.78 €13.15

$7.60 ₱479

94.47%

Apples (1kg)

$2.41 €2.14

$3.30 ₱208

-26.97%

Banana (1kg)

$2.07 €1.84

$1.39 ₱87.8

48.92%

Oranges (1kg)

$2.14 €1.91

$2.33 ₱147

-8.15%

Tomato (1kg)

$2.54 €2.26

$1.50 ₱94.3

69.33%

Potato (1kg)

$1.60 €1.43

$2.36 ₱149

-32.20%

Onion (1kg)

$2.00 €1.78

$1.90 ₱119

5.26%

Lettuce (1 head)

$1.31 €1.16

$1.19 ₱74.9

10.08%

Water (1.5 liter bottle)

$0.63 €0.56

$0.63 ₱39.73

Cigarettes 20 Pack (Marlboro, Camel)

$6.85 €6.09

$3.00 ₱189

128.33%

Wine (Bottle)

$6.61 €5.88

$6.03 ₱380

9.62%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.23 ₱77.7

37.40%

Imported Beer (0.33 liter bottle)

$1.80 €1.60

$1.75 ₱110

2.86%

One-way Ticket (Public Transport)

$1.85 €1.64

$0.25 ₱15.87

640.00%

Public Transport Monthly Pass (Regular Price)

$35.60 €31.66

$12.64 ₱796

181.65%

Taxi Start (Normal Tariff)

$2.69 €2.39

$0.77 ₱48.64

249.35%

Taxi (Normal Tariff) (1km)

$1.85 €1.65

$0.23 ₱14.54

704.35%

Taxi 1hour Waiting (Normal Tariff)

$22.08 €19.63

$4.46 ₱281

395.07%

Gasoline (1 liter)

$1.79 €1.59

$1.31 ₱82.8

36.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K €30.7K

$21.2K ₱1.3M

62.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K €26.8K

$19.1K ₱1.2M

57.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 €113

$120 ₱7,573

5.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.73 €21.10

$14.00 ₱882

69.50%

Internet (50+ Mbps, Unlimited Data)

$34.06 €30.29

$27.54 ₱1,735

23.67%

Gym Membership (Monthly)

$52.1 €46.37

$32.33 ₱2,036

61.27%

Tennis Court (1 Hour on Weekend)

$22.24 €19.78

$6.65 ₱419

234.44%

Cinema Ticket

$9.19 €8.18

$5.65 ₱356

62.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$670 €596

$275 ₱17.3K

143.35%

International Primary School, 1 Child (Yearly)

$9,374 €8,337

$7,918 ₱498.8K

18.38%

Jeans (Levis 501 Or Similar)

$75.7 €67.3

$49.33 ₱3,107

53.40%

Summer Dress (H&M, Zara, etc)

$43.35 €38.55

$25.24 ₱1,590

71.75%

Sport Shoes (Adidas, Nike)

$79.6 €70.8

$77.0 ₱4,848

3.48%

Men's Leather Business Shoes

$120 €107

$57.2 ₱3,603

109.63%

1-bedroom Apartment, City Center (Monthly)

$1,232 €1,095

$500 ₱31.5K

146.56%

1-bedroom Apartment, Outside City Center (Monthly)

$893 €794

$309 ₱19.5K

189.12%

3-bedroom Apartment, City Center (Monthly)

$2,065 €1,837

$1,078 ₱67.9K

91.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,348 €1,199

$615 ₱38.8K

119.10%

Buy Apartment in City Center (m2)

$5,150 €4,580

$2,886 ₱181.8K

78.43%

Buy Apartment Outside City Center (m2)

$3,686 €3,278

$1,917 ₱120.7K

92.30%

Average Monthly Net Salary (After Tax)

$1,786 €1,589

$346 ₱21.8K

416.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.02

7.2

-58.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Girona: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Girona

$893 48.4%

Cebu

$309 33.6% 65.4% $584

Groceries & Markets

Girona

$252 13.7%

Cebu

$206 22.4% 18.2% $46

Eating Out

Girona

$245 13.3%

Cebu

$88 9.6% 64% $157

Monthly Utilities & Internet

Girona

$185 10%

Cebu

$162 17.6% 12.6% $23

Clothing & Footwear

Girona

$143 7.8%

Cebu

$94 10.2% 34.5% $49

Sport & Entertainment

Girona

$71 3.8%

Cebu

$44 4.8% 38.1% $27

Getting Around

Girona

$55 3%

Cebu

$16 1.7% 71.7% $39

Cost Breakdown

A one-bedroom apartment in the center runs $1,232 in Girona and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Girona pays 416% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Girona vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $252 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Girona

🇵🇭 Cebu

🕒 Local time

21:49 9:49 PM

03:49 3:49 AM

6 h ahead of Girona

🌤 Weather

👥 Population

104,320

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Girona Cebu 11,670 km ≈ 15 h nonstop flight

From you

Girona
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Girona vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 101% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 416% higher in Girona, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,232 in Girona versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,844 per month in Girona versus $918 in Cebu – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 182% less than in Girona. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,844 in Girona, a $1,500 budget is realistic in Cebu but tight or insufficient in Girona. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Girona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Girona and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 101% less than in Girona. Beyond cost, consider language, visa policies, and how big the international community is in each city.