For one person, living is cheaper in Cebu: $918 a month against $1,541 in Gimhae, rent and utilities included – about $7,500 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gimhae and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,541 in Gimhae versus $918 in Cebu.
Gimhae $1,541
Cebu $918
Estimated couple costs with rent: $2,437 in Gimhae versus $1,409 in Cebu.
Gimhae $2,437
Cebu $1,409
Monthly costs for a family of three with rent: $3,333 in Gimhae versus $1,900 in Cebu.
Gimhae $3,333
Cebu $1,900
🌍
Living in Gimhae is roughly 68% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.
📊
The two cities straddle the global median: Gimhae is 14% above, Cebu is 32% below.
Currency
No currencies found
🍽 Eating Out
Gimhae
Cebu
Difference
Meal at Budget Restaurant
$7.67₩10.2K
$3.09₱194
148.22%
Three-Course Dinner for Two, Mid-Range
$48.55₩64.6K
$24.22₱1,525
100.45%
Fast Food Meal(McDonalds, etc)
$6.61₩8,790
$3.92₱247
68.62%
Cappuccino
$3.59₩4,771
$2.51₱158
43.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.84₩2,451
$1.59₱100
15.72%
Water(0.33 liter bottle)
$1.40₩1,865
$0.53₱33.43
164.15%
Local Beer(0.5 liter draught)
$3.75₩4,979
$1.78₱112
110.67%
Imported Beer(0.33 liter bottle)
$4.24₩5,632
$2.17₱137
95.39%
🛒 Groceries & Markets
Gimhae
Cebu
Difference
Milk(1 liter)
$2.25₩2,997
$1.92₱121
17.19%
White Bread(500g)
$3.19₩4,237
$1.36₱85.4
134.56%
Rice(white)(1kg)
$3.05₩4,052
$1.01₱63.5
201.98%
Eggs
$2.70₩3,588
$2.03₱128
33.00%
Local Cheese(1kg)
$11.02₩14.7K
$9.86₱621
11.76%
Chicken Fillets(1kg)
$10.56₩14.0K
$4.39₱277
140.55%
Beef Round Steak(1kg)
$25.32₩33.7K
$7.60₱479
233.16%
Apples(1kg)
$11.29₩15.0K
$3.30₱208
242.12%
Banana(1kg)
$3.59₩4,774
$1.39₱87.8
158.27%
Oranges(1kg)
$8.31₩11.0K
$2.33₱147
256.65%
Tomato(1kg)
$6.04₩8,034
$1.50₱94.3
302.67%
Potato(1kg)
$6.15₩8,173
$2.36₱149
160.59%
Onion(1kg)
$3.29₩4,380
$1.90₱119
73.16%
Lettuce(1 head)
$2.85₩3,795
$1.19₱74.9
139.50%
Water(1.5 liter bottle)
$1.27₩1,695
$0.63₱39.71
101.59%
Cigarettes 20 Pack(Marlboro, Camel)
$3.38₩4,494
$3.00₱189
12.67%
Wine(Bottle)
$18.56₩24.7K
$6.03₱379
207.79%
Local Beer(0.5 liter bottle)
$2.39₩3,173
$1.23₱77.7
94.31%
Imported Beer(0.33 liter bottle)
$3.50₩4,653
$1.75₱110
100.00%
🚌 Getting Around
Gimhae
Cebu
Difference
One-way Ticket(Public Transport)
$1.09₩1,451
$0.25₱15.86
336.00%
Public Transport Monthly Pass(Regular Price)
-
$12.64₱796
-
Taxi Start(Normal Tariff)
$3.65₩4,859
$0.77₱48.62
374.03%
Taxi(Normal Tariff)(1km)
$0.77₩1,023
$0.23₱14.53
234.78%
Taxi 1hour Waiting(Normal Tariff)
$16.84₩22.4K
$4.46₱281
277.58%
Gasoline(1 liter)
$1.28₩1,707
$1.31₱82.8
-2.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K₩39.2M
$21.2K₱1.3M
38.61%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7K₩44.8M
$19.1K₱1.2M
76.12%
🧾 Monthly Utilities & Internet
Gimhae
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$202₩268.2K
$120₱7,569
67.76%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.95₩47.8K
$14.00₱882
156.79%
Internet(50+ Mbps, Unlimited Data)
$26.53₩35.3K
$27.54₱1,734
-3.67%
🎉 Sport & Entertainment
Gimhae
Cebu
Difference
Gym Membership(Monthly)
$51.5₩68.4K
$32.33₱2,035
59.14%
Tennis Court(1 Hour on Weekend)
$12.05₩16.0K
$6.65₱419
81.20%
Cinema Ticket
$12.09₩16.1K
$5.65₱356
113.98%
🧸 Childcare & Education
Gimhae
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$627₩833.8K
$275₱17.3K
127.77%
International Primary School, 1 Child(Yearly)
$21.5K₩28.6M
$7,918₱498.5K
171.30%
👕👟 Clothing & Footwear
Gimhae
Cebu
Difference
Jeans(Levis 501 Or Similar)
$103₩137.3K
$49.33₱3,106
109.26%
Summer Dress(H&M, Zara, etc)
$66.3₩88.1K
$25.24₱1,589
162.64%
Sport Shoes(Adidas, Nike)
$92.2₩122.6K
$77.0₱4,846
19.82%
Men's Leather Business Shoes
$127₩168.5K
$57.2₱3,601
121.54%
🏠 Accommodation & Living
Gimhae
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$491₩653.2K
$500₱31.5K
-1.66%
1-bedroom Apartment, Outside City Center(Monthly)
$361₩480.5K
$309₱19.4K
17.03%
3-bedroom Apartment, City Center(Monthly)
$1,146₩1.5M
$1,078₱67.9K
6.36%
3-bedroom Apartment, Outside City Center(Monthly)
$744₩989.1K
$615₱38.7K
20.91%
Buy Apartment in City Center(m2)
$7,025₩9.3M
$2,886₱181.7K
143.41%
Buy Apartment Outside City Center(m2)
$5,432₩7.2M
$1,917₱120.7K
183.45%
💵 Salaries & Financials
Gimhae
Cebu
Difference
Average Monthly Net Salary(After Tax)
$2,546₩3.4M
$346₱21.8K
636.04%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.22
7.2
-41.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gimhae: October 11, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🛒Groceries & Markets
Gimhae
$488 31.7%
Cebu
$206 22.4% ↓ 57.9%$283
🏠Accommodation & Living
Gimhae
$361 23.5%
Cebu
$309 33.6% ↓ 14.5%$53
🧾Monthly Utilities & Internet
Gimhae
$264 17.2%
Cebu
$162 17.6% ↓ 38.8%$102
👕👟Clothing & Footwear
Gimhae
$175 11.3%
Cebu
$94 10.2% ↓ 46.3%$81
🍽Eating Out
Gimhae
$164 10.7%
Cebu
$88 9.6% ↓ 46.3%$76
🎉Sport & Entertainment
Gimhae
$76 4.9%
Cebu
$44 4.8% ↓ 42.3%$32
🚌Getting Around
Gimhae
$12 * 0.8%
Cebu
$16 1.7% ↑ 31.2%$3.7
Categories marked with * are only partly priced – their share counts the items that do have prices.
🛒Groceries & Markets
Gimhae
$1.1K 34.3%
Cebu
$483 25.4% ↓ 57.8%$662
🏠Accommodation & Living
Gimhae
$744 22.3%
Cebu
$615 32.4% ↓ 17.3%$129
🧾Monthly Utilities & Internet
Gimhae
$300 9%
Cebu
$176 9.3% ↓ 41.4%$124
👕👟Clothing & Footwear
Gimhae
$388 11.7%
Cebu
$209 11% ↓ 46.3%$180
🍽Eating Out
Gimhae
$566 17%
Cebu
$292 15.4% ↓ 48.4%$274
🎉Sport & Entertainment
Gimhae
$163 4.9%
Cebu
$94 4.9% ↓ 42.5%$69
🚌Getting Around
Gimhae
$26 * 0.8%
Cebu
$32 1.7% ↑ 22.1%$5.7
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the center runs $491 in Gimhae and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Gimhae pays 636% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $49.00 in Gimhae vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $488 vs $206 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gimhae vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Gimhae?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 68% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Gimhae or Cebu?
Average pay runs 636% higher in Gimhae, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Gimhae and Cebu?
Rent for a central apartment: $491 in Gimhae versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Gimhae and in Cebu?
Supermarket bills run roughly 137% higher in Gimhae. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Gimhae and in Cebu?
All in, you'll spend $1,541 per month in Gimhae versus $918 in Cebu – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Gimhae or in Cebu?
At $918 in Cebu versus $1,541 in Gimhae, a $1,500 budget is realistic in Cebu but tight or insufficient in Gimhae. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Gimhae or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gimhae, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Gimhae or Cebu?
Safety-wise, Gimhae and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 68% less than in Gimhae. Beyond cost, consider language, visa policies, and how big the international community is in each city.