Last update: Oct 2026

Cost of Living Comparison Between Gilbert, AZ and Toronto

For one person, living is cheaper in Toronto: $2,610 a month against $2,781 in Gilbert, AZ, rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

133

Cost of Living Index in Gilbert, AZ
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Gilbert, AZ Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Gilbert, AZ

🇺🇸 United States

$2,781

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Gilbert, AZ and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gilbert, AZ and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,781 in Gilbert, AZ versus $2,610 in Toronto.

Gilbert, AZ $2,781
Toronto $2,610

Estimated couple costs with rent: $3,931 in Gilbert, AZ versus $3,727 in Toronto.

Gilbert, AZ $3,931
Toronto $3,727

Monthly costs for a family of three with rent: $5,082 in Gilbert, AZ versus $4,844 in Toronto.

Gilbert, AZ $5,082
Toronto $4,844

Living in Gilbert, AZ is roughly 7% more expensive than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Gilbert, AZ 105% above, Toronto 93% above.

Meal at Budget Restaurant

$19.72 $19.72

$17.59 CA$24.87

12.11%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$78.8 CA$111

-3.27%

Fast Food Meal (McDonalds, etc)

$11.32 $11.32

$10.73 CA$15.16

5.50%

Cappuccino

$4.95 $4.95

$4.09 CA$5.78

21.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 $2.66

$2.10 CA$2.97

26.67%

Water (0.33 liter bottle)

$1.72 $1.72

$1.72 CA$2.43

Local Beer (0.5 liter draught)

$6.36 $6.36

$6.36 CA$8.99

Imported Beer (0.33 liter bottle)

$6.31 $6.31

$7.08 CA$10.01

-10.88%

Milk (1 liter)

$1.01 $1.01

$2.54 CA$3.59

-60.24%

White Bread (500g)

$3.34 $3.34

$2.72 CA$3.85

22.79%

Rice (white) (1kg)

$5.23 $5.23

$2.18 CA$3.09

139.91%

Eggs

$3.76 $3.76

$3.63 CA$5.13

3.58%

Local Cheese (1kg)

$11.83 $11.83

$9.46 CA$13.37

25.05%

Chicken Fillets (1kg)

$11.05 $11.05

$11.54 CA$16.32

-4.25%

Beef Round Steak (1kg)

$13.38 $13.38

$14.37 CA$20.32

-6.89%

Apples (1kg)

$4.49 $4.49

$3.70 CA$5.23

21.35%

Banana (1kg)

$1.97 $1.97

$1.19 CA$1.68

65.55%

Oranges (1kg)

$3.93 $3.93

$3.46 CA$4.90

13.58%

Tomato (1kg)

$4.21 $4.21

$4.22 CA$5.97

-0.24%

Potato (1kg)

$2.54 $2.54

$1.79 CA$2.52

41.90%

Onion (1kg)

$1.84 $1.84

$1.65 CA$2.33

11.52%

Lettuce (1 head)

$1.96 $1.96

$2.20 CA$3.11

-10.91%

Water (1.5 liter bottle)

$2.15 $2.15

$1.26 CA$1.78

70.63%

Cigarettes 20 Pack (Marlboro, Camel)

$10.37 $10.37

$13.97 CA$19.75

-25.77%

Wine (Bottle)

$13.74 $13.74

$14.20 CA$20.07

-3.24%

Local Beer (0.5 liter bottle)

$2.12 $2.12

$2.25 CA$3.18

-5.78%

Imported Beer (0.33 liter bottle)

$3.32 $3.32

$2.53 CA$3.58

31.23%

One-way Ticket (Public Transport)

$0.98 $0.98

$2.32 CA$3.28

-57.76%

Public Transport Monthly Pass (Regular Price)

$32.52 $32.52

$112 CA$158

-70.87%

Taxi Start (Normal Tariff)

$2.72 $2.72

$3.06 CA$4.33

-11.11%

Taxi (Normal Tariff) (1km)

$1.40 $1.40

$1.22 CA$1.72

14.75%

Taxi 1hour Waiting (Normal Tariff)

$36.46 $36.46

$21.69 CA$30.66

68.10%

Gasoline (1 liter)

$0.98 $0.98

$1.21 CA$1.72

-19.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$26.1K CA$37.0K

38.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$21.1K CA$29.9K

26.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$120 CA$169

53.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.6 $62.6

$32.21 CA$45.54

94.32%

Internet (50+ Mbps, Unlimited Data)

$73.1 $73.1

$48.88 CA$69.1

49.61%

Gym Membership (Monthly)

$60.8 $60.8

$39.34 CA$55.6

54.58%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$11.96 $11.96

$12.58 CA$17.79

-4.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$708 $708

$832 CA$1,176

-14.90%

International Primary School, 1 Child (Yearly)

$15.6K $15.6K

$23.6K CA$33.4K

-33.77%

Jeans (Levis 501 Or Similar)

$50.4 $50.4

$52.3 CA$73.9

-3.60%

Summer Dress (H&M, Zara, etc)

$44.03 $44.03

$39.44 CA$55.8

11.64%

Sport Shoes (Adidas, Nike)

$89.0 $89.0

$99.0 CA$140

-10.10%

Men's Leather Business Shoes

$116 $116

$122 CA$172

-5.18%

1-bedroom Apartment, City Center (Monthly)

$1,726 $1,726

$1,631 CA$2,306

5.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,512 $1,512

$1,448 CA$2,048

4.39%

3-bedroom Apartment, City Center (Monthly)

$2,827 $2,827

$2,737 CA$3,869

3.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,282 $2,282

$2,129 CA$3,010

7.16%

Buy Apartment in City Center (m2)

$5,296 $5,296

$8,206 CA$11.6K

-35.47%

Buy Apartment Outside City Center (m2)

$4,683 $4,683

$6,838 CA$9,666

-31.51%

Average Monthly Net Salary (After Tax)

$5,336 $5,336

$3,520 CA$4,976

51.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

4.47

44.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gilbert, AZ: October 20, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gilbert, AZ

$1.5K 54.4%

Toronto

$1.4K 55.5% 4.2% $64

Groceries & Markets

Gilbert, AZ

$371 13.3%

Toronto

$343 13.1% 7.6% $28

Monthly Utilities & Internet

Gilbert, AZ

$319 11.5%

Toronto

$201 7.7% 37.1% $118

Eating Out

Gilbert, AZ

$313 11.3%

Toronto

$283 10.9% 9.6% $30

Clothing & Footwear

Gilbert, AZ

$135 4.8%

Toronto

$141 5.4% 4.6% $6.1

Sport & Entertainment

Gilbert, AZ

$85 3.1%

Toronto

$65 2.5% 23.9% $20

Getting Around

Gilbert, AZ

$46 1.7%

Toronto

$130 5% 182% $84

Cost Breakdown

A one-bedroom apartment in the center runs $1,726 in Gilbert, AZ and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Gilbert, AZ pays 52% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Gilbert, AZ vs $79.0 in Toronto. Groceries flip the comparison at $371 vs $343, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Gilbert, AZ

🇨🇦 Toronto

🕒 Local time

09:02 9:02 AM

12:02 12:02 PM

3 h ahead of Gilbert, AZ

🌤 Weather

👥 Population

208,453

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Gilbert, AZ Toronto 3,020 km ≈ 4 h 15 min nonstop flight

From you

Gilbert, AZ
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gilbert, AZ vs Toronto: Cost of Living - Frequently Asked Questions

Toronto wins on cost – living expenses run 7% lower than in Gilbert, AZ. Housing and daily spending are where you'll feel the difference most, making Toronto the obvious pick if budget is a priority.

Average pay runs 52% higher in Gilbert, AZ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,726 in Gilbert, AZ versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toronto – a meal for two runs $79.0 versus $76.0 in Gilbert, AZ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,781 per month in Gilbert, AZ versus $2,610 in Toronto – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 7% less than in Gilbert, AZ. Beyond cost, consider language, visa policies, and how big the international community is in each city.