Cost of Living Comparison Between Germany and Zambia Cost of Living Comparison Between Germany and Zambia

Name: Zambia
Address: ZM

😐 Solo nomad: Germany is 71.2% more expensive than Zambia without rent, and 161.4% more expensive with rent.

😐 Family of 3: Germany is 91.9% more expensive than Zambia without rent, and 103.2% more expensive with rent.

Meal at Budget Restaurant

$17.58 €15.16

$6.97 ZMW 139

152.22%

Three-Course Dinner for Two, Mid-Range

$75.0 €64.7

$23.45 ZMW 469

220.00%

Fast Food Meal (McDonalds, etc)

$11.54 €9.95

$3.74 ZMW 74.8

208.56%

Cappuccino

$4.10 €3.53

$1.89 ZMW 37.80

116.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 €2.93

$0.68 ZMW 13.53

400.00%

Water (0.33 liter bottle)

$3.03 €2.61

$0.33 ZMW 6.50

818.18%

Local Beer (0.5 liter draught)

$5.26 €4.53

$0.92 ZMW 18.32

471.74%

Imported Beer (0.33 liter bottle)

$4.59 €3.96

$1.50 ZMW 30.05

206.00%

Milk (1 liter)

$1.25 €1.07

$1.25 ZMW 24.92

White Bread (500g)

$2.29 €1.98

$0.82 ZMW 16.33

179.27%

Rice (white) (1kg)

$3.37 €2.90

$1.83 ZMW 36.56

84.15%

Eggs

$3.79 €3.27

$1.53 ZMW 30.64

147.71%

Local Cheese (1kg)

$14.54 €12.54

$7.91 ZMW 158

83.82%

Chicken Fillets (1kg)

$14.28 €12.31

$3.92 ZMW 78.3

264.29%

Beef Round Steak (1kg)

$19.99 €17.23

$4.91 ZMW 98.1

307.13%

Apples (1kg)

$3.16 €2.72

$2.31 ZMW 46.22

36.80%

Banana (1kg)

$1.79 €1.54

$1.56 ZMW 31.12

14.74%

Oranges (1kg)

$2.21 €1.91

$2.60 ZMW 52.0

-15.00%

Tomato (1kg)

$4.73 €4.07

$1.19 ZMW 23.80

297.48%

Potato (1kg)

$1.55 €1.33

$1.97 ZMW 39.29

-21.32%

Onion (1kg)

$1.63 €1.41

$1.43 ZMW 28.58

13.99%

Lettuce (1 head)

$1.85 €1.59

$0.91 ZMW 18.11

103.30%

Water (1.5 liter bottle)

$1.07 €0.92

$0.56 ZMW 11.28

91.07%

Cigarettes 20 Pack (Marlboro, Camel)

$9.80 €8.45

$2.30 ZMW 45.91

326.09%

Wine (Bottle)

$6.94 €5.98

$6.24 ZMW 125

11.22%

Local Beer (0.5 liter bottle)

$1.10 €0.95

$0.84 ZMW 16.84

30.95%

Imported Beer (0.33 liter bottle)

$1.62 €1.40

$1.29 ZMW 25.79

25.58%

One-way Ticket (Public Transport)

$3.68 €3.17

$0.96 ZMW 19.11

283.33%

Public Transport Monthly Pass (Regular Price)

$66.7 €57.5

$39.24 ZMW 784

70.03%

Taxi Start (Normal Tariff)

$5.69 €4.90

$2.48 ZMW 49.46

129.44%

Taxi (Normal Tariff) (1km)

$2.28 €1.96

$1.03 ZMW 20.56

121.36%

Taxi 1hour Waiting (Normal Tariff)

$38.16 €32.89

$9.36 ZMW 187

307.69%

Gasoline (1 liter)

$1.98 €1.70

$1.18 ZMW 23.51

67.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K €27.4K

$8,112 ZMW 162.1K

292.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K €32.2K

$28.5K ZMW 570.0K

31.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$354 €306

$86.8 ZMW 1,734

308.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.69 €23.87

$51.0 ZMW 1,019

-45.73%

Internet (50+ Mbps, Unlimited Data)

$51.4 €44.29

$123 ZMW 2,466

-58.37%

Gym Membership (Monthly)

$41.25 €35.55

$41.51 ZMW 829

-0.63%

Tennis Court (1 Hour on Weekend)

$24.49 €21.11

$13.67 ZMW 273

79.15%

Cinema Ticket

$13.87 €11.96

$4.10 ZMW 81.9

238.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$461 €397

$177 ZMW 3,536

160.43%

International Primary School, 1 Child (Yearly)

$15.2K €13.1K

$9,450 ZMW 188.8K

60.32%

Jeans (Levis 501 Or Similar)

$93.7 €80.8

$19.64 ZMW 392

377.29%

Summer Dress (H&M, Zara, etc)

$43.43 €37.44

$17.66 ZMW 353

145.92%

Sport Shoes (Adidas, Nike)

$100 €86.4

$79.4 ZMW 1,586

26.28%

Men's Leather Business Shoes

$133 €115

$72.7 ZMW 1,452

83.07%

1-bedroom Apartment, City Center (Monthly)

$1,038 €895

$212 ZMW 4,230

390.39%

1-bedroom Apartment, Outside City Center (Monthly)

$773 €667

$127 ZMW 2,545

507.10%

3-bedroom Apartment, City Center (Monthly)

$1,932 €1,665

$862 ZMW 17.2K

124.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,451 €1,251

$702 ZMW 14.0K

106.78%

Buy Apartment in City Center (m2)

$6,257 €5,393

$1,980 ZMW 39.6K

216.03%

Buy Apartment Outside City Center (m2)

$4,369 €3,766

$5,165 ZMW 103.2K

-15.41%

Average Monthly Net Salary (After Tax)

$3,444 €2,969

$337 ZMW 6,743

920.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

-84.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: January 11, 2026

Last update for Zambia: January 12, 2026

Digital Nomad Cost of Living Index

Cost of Living Comparison Between Germany and Zambia Cost of Living Comparison Between Germany and Zambia

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