Cost of Living Comparison Between Germany and Zambia Cost of Living Comparison Between Germany and Zambia

Name: Zambia
Address: ZM

😐 Solo nomad: Germany is 68.8% more expensive than Zambia without rent, and 148.9% more expensive with rent.

😐 Family of 3: Germany is 89.2% more expensive than Zambia without rent, and 105.9% more expensive with rent.

Meal at Budget Restaurant

$17.11 €14.78

$7 ZMW 172

144.43%

Three-Course Dinner for Two, Mid-Range

$74.9 €64.7

$23.02 ZMW 566

225.54%

Fast Food Meal (McDonalds, etc)

$11.47 €9.91

$3.62 ZMW 89

216.85%

Cappuccino

$4.01 €3.46

$1.98 ZMW 48.67

102.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 €2.88

$0.66 ZMW 16.27

404.55%

Water (0.33 liter bottle)

$2.89 €2.5

$0.33 ZMW 8.07

775.76%

Local Beer (0.5 liter draught)

$5.24 €4.52

$0.93 ZMW 22.94

463.44%

Imported Beer (0.33 liter bottle)

$4.58 €3.95

$1.48 ZMW 36.48

209.46%

Milk (1 liter)

$1.26 €1.08

$1.24 ZMW 30.44

1.61%

White Bread (500g)

$2.19 €1.89

$0.84 ZMW 20.69

160.71%

Rice (white) (1kg)

$3.46 €2.99

$1.79 ZMW 44.07

93.30%

Eggs

$3.79 €3.28

$1.49 ZMW 36.56

154.36%

Local Cheese (1kg)

$14.73 €12.72

$7.48 ZMW 184

96.93%

Chicken Fillets (1kg)

$13.83 €11.94

$3.98 ZMW 97.8

247.49%

Beef Round Steak (1kg)

$19.93 €17.21

$4.99 ZMW 123

299.40%

Apples (1kg)

$3.18 €2.75

$2.42 ZMW 59.5

31.40%

Banana (1kg)

$1.79 €1.55

$1.56 ZMW 38.42

14.74%

Oranges (1kg)

$2.32 €2

$2.61 ZMW 64.3

-11.11%

Tomato (1kg)

$4.73 €4.09

$1.14 ZMW 28.01

314.91%

Potato (1kg)

$1.58 €1.37

$1.96 ZMW 48.17

-19.39%

Onion (1kg)

$1.62 €1.4

$1.36 ZMW 33.46

19.12%

Lettuce (1 head)

$1.86 €1.6

$0.89 ZMW 21.94

108.99%

Water (1.5 liter bottle)

$1.07 €0.92

$0.53 ZMW 13.15

101.89%

Cigarettes 20 Pack (Marlboro, Camel)

$9.84 €8.5

$2.25 ZMW 55.5

337.33%

Wine (Bottle)

$6.85 €5.92

$6.78 ZMW 167

1.03%

Local Beer (0.5 liter bottle)

$1.1 €0.95

$0.92 ZMW 22.58

19.57%

Imported Beer (0.33 liter bottle)

$1.7 €1.46

$1.27 ZMW 31.31

33.86%

One-way Ticket (Public Transport)

$3.68 €3.18

$0.96 ZMW 23.56

283.33%

Public Transport Monthly Pass (Regular Price)

$68 €58.7

$39.44 ZMW 970

72.29%

Taxi Start (Normal Tariff)

$5.87 €5.07

$2.48 ZMW 61

136.69%

Taxi (Normal Tariff) (1km)

$2.23 €1.92

$1.06 ZMW 26.1

110.38%

Taxi 1hour Waiting (Normal Tariff)

$37.69 €32.54

$9.4 ZMW 231

300.96%

Gasoline (1 liter)

$1.97 €1.7

$1.24 ZMW 30.59

58.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K €27.4K

$8,152 ZMW 200.5K

288.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €32.2K

$28.1K ZMW 692.2K

32.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$350 €302

$85.8 ZMW 2,111

308.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.07 €23.37

$50.5 ZMW 1,243

-46.42%

Internet (50+ Mbps, Unlimited Data)

$51.9 €44.83

$126 ZMW 3,111

-58.94%

Gym Membership (Monthly)

$40.64 €35.09

$42.29 ZMW 1,040

-3.90%

Tennis Court (1 Hour on Weekend)

$24.54 €21.19

$13.59 ZMW 334

80.57%

Cinema Ticket

$14.15 €12.22

$4.1 ZMW 101

245.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$463 €400

$176 ZMW 4,329

163.18%

International Primary School, 1 Child (Yearly)

$15.1K €13K

$9,594 ZMW 236K

57.37%

Jeans (Levis 501 Or Similar)

$94.4 €81.5

$19.78 ZMW 487

377.20%

Summer Dress (H&M, Zara, etc)

$43.6 €37.65

$17.61 ZMW 433

147.59%

Sport Shoes (Adidas, Nike)

$100 €86.7

$78 ZMW 1,919

28.75%

Men's Leather Business Shoes

$133 €115

$71.2 ZMW 1,752

86.73%

1-bedroom Apartment, City Center (Monthly)

$1,042 €900

$208 ZMW 5,117

401.02%

1-bedroom Apartment, Outside City Center (Monthly)

$765 €660

$127 ZMW 3,129

501.31%

3-bedroom Apartment, City Center (Monthly)

$1,909 €1,648

$865 ZMW 21.3K

120.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,445 €1,247

$706 ZMW 17.4K

104.65%

Buy Apartment in City Center (m2)

$6,341 €5,475

$3,458 ZMW 85.1K

83.39%

Buy Apartment Outside City Center (m2)

$4,896 €4,227

$6,440 ZMW 158.4K

-23.98%

Average Monthly Net Salary (After Tax)

$3,362 €2,903

$281 ZMW 6,903

1098.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

-84.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: October 29, 2025

Last update for Zambia: October 28, 2025

Similar cities

Berlin

🇩🇪 Germany

Hong Kong

🇭🇰 Hong Kong (China)

Melbourne

🇦🇺 Australia

Montreal

🇨🇦 Canada

Vienna

🇦🇹 Austria

Calgary

🇨🇦 Canada

Seoul

🇰🇷 South Korea

Perth

🇦🇺 Australia