Cost of Living Comparison Between Germany and Zambia Cost of Living Comparison Between Germany and Zambia

Name: Zambia
Address: ZM

😐 Solo nomad: Germany is 66.1% more expensive than Zambia without rent, and 151.3% more expensive with rent.

😐 Family of 3: Germany is 96.5% more expensive than Zambia without rent, and 101.2% more expensive with rent.

Meal at Budget Restaurant

$17.57 €15.12

$7.26 ZMW 139

142.01%

Three-Course Dinner for Two, Mid-Range

$75.7 €65.1

$22.64 ZMW 433

234.14%

Fast Food Meal (McDonalds, etc)

$11.67 €10.04

$3.61 ZMW 69.1

223.27%

Cappuccino

$3.96 €3.41

$1.91 ZMW 36.62

107.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.31 €2.85

$0.63 ZMW 12.08

425.40%

Water (0.33 liter bottle)

$2.95 €2.54

$0.36 ZMW 6.80

719.44%

Local Beer (0.5 liter draught)

$5.08 €4.38

$0.94 ZMW 17.98

440.43%

Imported Beer (0.33 liter bottle)

$4.75 €4.09

$1.50 ZMW 28.79

216.67%

Milk (1 liter)

$1.26 €1.08

$1.28 ZMW 24.56

-1.56%

White Bread (500g)

$2.17 €1.87

$0.87 ZMW 16.66

149.43%

Rice (white) (1kg)

$3.48 €3.00

$1.73 ZMW 33.14

101.16%

Eggs

$3.73 €3.22

$1.52 ZMW 29.08

145.39%

Local Cheese (1kg)

$14.79 €12.74

$7.91 ZMW 151

86.98%

Chicken Fillets (1kg)

$14.35 €12.36

$3.96 ZMW 75.8

262.37%

Beef Round Steak (1kg)

$20.13 €17.33

$4.77 ZMW 91.2

322.01%

Apples (1kg)

$3.25 €2.80

$2.31 ZMW 44.22

40.69%

Banana (1kg)

$1.89 €1.63

$1.55 ZMW 29.70

21.94%

Oranges (1kg)

$2.31 €1.99

$2.53 ZMW 48.35

-8.70%

Tomato (1kg)

$4.76 €4.10

$1.13 ZMW 21.56

321.24%

Potato (1kg)

$1.55 €1.33

$2.00 ZMW 38.19

-22.50%

Onion (1kg)

$1.61 €1.39

$1.41 ZMW 27.05

14.18%

Lettuce (1 head)

$1.93 €1.66

$0.95 ZMW 18.23

103.16%

Water (1.5 liter bottle)

$1.12 €0.96

$0.53 ZMW 10.08

111.32%

Cigarettes 20 Pack (Marlboro, Camel)

$9.99 €8.60

$2.25 ZMW 43.08

344.00%

Wine (Bottle)

$6.86 €5.91

$6.59 ZMW 126

4.10%

Local Beer (0.5 liter bottle)

$1.10 €0.94

$0.92 ZMW 17.66

19.57%

Imported Beer (0.33 liter bottle)

$1.65 €1.42

$1.28 ZMW 24.40

28.91%

One-way Ticket (Public Transport)

$3.81 €3.28

$0.96 ZMW 18.36

296.88%

Public Transport Monthly Pass (Regular Price)

$68.2 €58.7

$40.29 ZMW 771

69.27%

Taxi Start (Normal Tariff)

$5.83 €5.02

$2.53 ZMW 48.36

130.43%

Taxi (Normal Tariff) (1km)

$2.26 €1.95

$1.06 ZMW 20.29

113.21%

Taxi 1hour Waiting (Normal Tariff)

$38.25 €32.93

$9.38 ZMW 179

307.78%

Gasoline (1 liter)

$2.02 €1.74

$1.18 ZMW 22.64

71.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K €26.6K

$8,144 ZMW 155.8K

279.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K €31.8K

$29.0K ZMW 555.0K

27.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$347 €299

$86.2 ZMW 1,649

303.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.81 €23.94

$51.2 ZMW 979

-45.64%

Internet (50+ Mbps, Unlimited Data)

$51.9 €44.68

$125 ZMW 2,391

-58.48%

Gym Membership (Monthly)

$41.03 €35.33

$42.02 ZMW 804

-2.36%

Tennis Court (1 Hour on Weekend)

$25.28 €21.76

$14.05 ZMW 269

79.93%

Cinema Ticket

$13.96 €12.02

$4.12 ZMW 78.8

238.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$467 €402

$180 ZMW 3,447

159.43%

International Primary School, 1 Child (Yearly)

$15.0K €12.9K

$9,561 ZMW 182.9K

56.63%

Jeans (Levis 501 Or Similar)

$92.3 €79.5

$19.55 ZMW 374

372.02%

Summer Dress (H&M, Zara, etc)

$44.26 €38.11

$17.56 ZMW 336

152.05%

Sport Shoes (Adidas, Nike)

$102 €87.7

$79.8 ZMW 1,527

27.67%

Men's Leather Business Shoes

$134 €116

$72.7 ZMW 1,391

84.70%

1-bedroom Apartment, City Center (Monthly)

$1,040 €895

$212 ZMW 4,048

391.43%

1-bedroom Apartment, Outside City Center (Monthly)

$769 €662

$126 ZMW 2,415

509.00%

3-bedroom Apartment, City Center (Monthly)

$1,922 €1,655

$850 ZMW 16.3K

126.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,470 €1,266

$704 ZMW 13.5K

108.90%

Buy Apartment in City Center (m2)

$6,154 €5,299

$1,981 ZMW 37.9K

210.70%

Buy Apartment Outside City Center (m2)

$4,263 €3,670

$5,060 ZMW 96.8K

-15.75%

Average Monthly Net Salary (After Tax)

$3,420 €2,945

$376 ZMW 7,184

810.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

-84.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: March 2, 2026

Last update for Zambia: March 2, 2026

City Median Internet Speeds Comparison (Updated January 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living Comparison Between Germany and Zambia Cost of Living Comparison Between Germany and Zambia

City Median Internet Speeds Comparison (Updated January 2026)

Germany

Zambia

Germany

Zambia

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