Cost of Living Comparison Between Germany and New Zealand Cost of Living Comparison Between Germany and New Zealand

😐 Solo nomad: Germany is 3.8% more expensive than New Zealand without rent, and 3.7% more expensive with rent.
😐 Family of 3: Germany is 4.7% more expensive than New Zealand without rent, and 6.4% more expensive with rent.
Currency
🍽 Eating Out
Germany
New Zealand
Difference
Meal at Budget Restaurant
$17.11 €14.78
$15.19 NZ$25.05
12.64%
Three-Course Dinner for Two, Mid-Range
$74.9 €64.7
$79.1 NZ$130
-5.21%
Fast Food Meal (McDonalds, etc)
$11.47 €9.91
$9.48 NZ$15.64
20.99%
Cappuccino
$4.01 €3.46
$3.55 NZ$5.86
12.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.33 €2.88
$2.26 NZ$3.72
47.35%
Water (0.33 liter bottle)
$2.89 €2.5
$2.12 NZ$3.49
36.32%
Local Beer (0.5 liter draught)
$5.24 €4.52
$6.84 NZ$11.27
-23.39%
Imported Beer (0.33 liter bottle)
$4.58 €3.95
$6.73 NZ$11.1
-31.95%
🛒 Groceries & Markets
Germany
New Zealand
Difference
Milk (1 liter)
$1.26 €1.08
$1.87 NZ$3.08
-32.62%
White Bread (500g)
$2.19 €1.89
$1.97 NZ$3.25
11.17%
Rice (white) (1kg)
$3.46 €2.99
$1.8 NZ$2.97
92.22%
Eggs
$3.79 €3.28
$6.64 NZ$10.96
-42.92%
Local Cheese (1kg)
$14.73 €12.72
$8.41 NZ$13.87
75.15%
Chicken Fillets (1kg)
$13.83 €11.94
$9.8 NZ$16.16
41.12%
Beef Round Steak (1kg)
$19.93 €17.21
$13.15 NZ$21.69
51.56%
Apples (1kg)
$3.18 €2.75
$2.79 NZ$4.61
13.98%
Banana (1kg)
$1.79 €1.55
$2.22 NZ$3.66
-19.37%
Oranges (1kg)
$2.32 €2
$3.02 NZ$4.98
-23.18%
Tomato (1kg)
$4.73 €4.09
$4.66 NZ$7.68
1.50%
Potato (1kg)
$1.58 €1.37
$2.01 NZ$3.32
-21.39%
Onion (1kg)
$1.62 €1.4
$1.77 NZ$2.93
-8.47%
Lettuce (1 head)
$1.86 €1.6
$2.38 NZ$3.92
-21.85%
Water (1.5 liter bottle)
$1.07 €0.92
$1.16 NZ$1.91
-7.76%
Cigarettes 20 Pack (Marlboro, Camel)
$9.84 €8.5
$24.23 NZ$39.96
-59.39%
Wine (Bottle)
$6.85 €5.92
$9.04 NZ$14.91
-24.23%
Local Beer (0.5 liter bottle)
$1.1 €0.95
$3.01 NZ$4.96
-63.46%
Imported Beer (0.33 liter bottle)
$1.7 €1.46
$3.62 NZ$5.97
-53.04%
🚌 Getting Around
Germany
New Zealand
Difference
One-way Ticket (Public Transport)
$3.68 €3.18
$2.42 NZ$3.99
52.07%
Public Transport Monthly Pass (Regular Price)
$68 €58.7
$108 NZ$178
-37.14%
Taxi Start (Normal Tariff)
$5.87 €5.07
$2.44 NZ$4.03
140.57%
Taxi (Normal Tariff) (1km)
$2.23 €1.92
$1.96 NZ$3.23
13.78%
Taxi 1hour Waiting (Normal Tariff)
$37.69 €32.54
$36.71 NZ$60.6
2.67%
Gasoline (1 liter)
$1.97 €1.7
$1.71 NZ$2.82
15.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K €27.4K
$27.7K NZ$45.7K
14.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.3K €32.2K
$21.6K NZ$35.7K
72.41%
🧾 Monthly Utilities & Internet
Germany
New Zealand
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$350 €302
$140 NZ$230
150.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.07 €23.37
$35.76 NZ$59
-24.30%
Internet (50+ Mbps, Unlimited Data)
$51.9 €44.83
$50.9 NZ$84
2.00%
🎉 Sport & Entertainment
Germany
New Zealand
Difference
Gym Membership (Monthly)
$40.64 €35.09
$36.96 NZ$61
9.96%
Tennis Court (1 Hour on Weekend)
$24.54 €21.19
$14.8 NZ$24.41
65.81%
Cinema Ticket
$14.15 €12.22
$11.84 NZ$19.53
19.51%
🧸 Childcare & Education
Germany
New Zealand
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$463 €400
$757 NZ$1,249
-38.83%
International Primary School, 1 Child (Yearly)
$15.1K €13K
$11.8K NZ$19.4K
28.16%
👕👟 Clothing & Footwear
Germany
New Zealand
Difference
Jeans (Levis 501 Or Similar)
$94.4 €81.5
$67 NZ$110
40.92%
Summer Dress (H&M, Zara, etc)
$43.6 €37.65
$42.8 NZ$70.6
1.87%
Sport Shoes (Adidas, Nike)
$100 €86.7
$98.1 NZ$162
2.44%
Men's Leather Business Shoes
$133 €115
$118 NZ$194
13.01%
🏠 Accommodation & Living
Germany
New Zealand
Difference
1-bedroom Apartment, City Center (Monthly)
$1,042 €900
$1,083 NZ$1,787
-3.80%
1-bedroom Apartment, Outside City Center (Monthly)
$765 €660
$911 NZ$1,502
-16.03%
3-bedroom Apartment, City Center (Monthly)
$1,909 €1,648
$1,783 NZ$2,941
7.03%
3-bedroom Apartment, Outside City Center (Monthly)
$1,445 €1,247
$1,532 NZ$2,527
-5.69%
Buy Apartment in City Center (m2)
$6,341 €5,475
$4,893 NZ$8,071
29.59%
Buy Apartment Outside City Center (m2)
$4,896 €4,227
$4,027 NZ$6,642
21.57%
💵 Salaries & Financials
Germany
New Zealand
Difference
Average Monthly Net Salary (After Tax)
$3,362 €2,903
$3,009 NZ$4,963
11.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.98
6.74
-40.95%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: October 29, 2025

Last update for New Zealand: October 28, 2025

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