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Cost of Living Comparison Between Germany and New Zealand Cost of Living Comparison Between Germany and New Zealand

😐 Solo nomad: Germany is 7.6% more expensive than New Zealand without rent, and 8.1% more expensive with rent.
😐 Family of 3: Germany is 2.7% more expensive than New Zealand without rent, and 4.4% more expensive with rent.
Currency
🍽 Eating Out
Germany
New Zealand
Difference
Meal at Budget Restaurant
$17.58 €15.16
$15.14 NZ$26.35
16.12%
Three-Course Dinner for Two, Mid-Range
$75.0 €64.7
$79.8 NZ$139
-5.95%
Fast Food Meal (McDonalds, etc)
$11.54 €9.95
$9.55 NZ$16.61
20.84%
Cappuccino
$4.10 €3.53
$3.43 NZ$5.97
19.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.40 €2.93
$2.27 NZ$3.95
49.78%
Water (0.33 liter bottle)
$3.03 €2.61
$2.18 NZ$3.79
38.99%
Local Beer (0.5 liter draught)
$5.26 €4.53
$6.90 NZ$12.01
-23.77%
Imported Beer (0.33 liter bottle)
$4.59 €3.96
$6.45 NZ$11.22
-28.84%
🛒 Groceries & Markets
Germany
New Zealand
Difference
Milk (1 liter)
$1.25 €1.07
$1.86 NZ$3.24
-32.80%
White Bread (500g)
$2.29 €1.98
$1.98 NZ$3.44
15.66%
Rice (white) (1kg)
$3.37 €2.90
$1.89 NZ$3.28
78.31%
Eggs
$3.79 €3.27
$6.62 NZ$11.51
-42.75%
Local Cheese (1kg)
$14.54 €12.54
$8.28 NZ$14.41
75.60%
Chicken Fillets (1kg)
$14.28 €12.31
$9.77 NZ$17.00
46.16%
Beef Round Steak (1kg)
$19.99 €17.23
$12.98 NZ$22.59
54.01%
Apples (1kg)
$3.16 €2.72
$2.76 NZ$4.81
14.49%
Banana (1kg)
$1.79 €1.54
$2.24 NZ$3.91
-20.09%
Oranges (1kg)
$2.21 €1.91
$3.04 NZ$5.29
-27.30%
Tomato (1kg)
$4.73 €4.07
$4.67 NZ$8.12
1.28%
Potato (1kg)
$1.55 €1.33
$2.09 NZ$3.63
-25.84%
Onion (1kg)
$1.63 €1.41
$1.78 NZ$3.09
-8.43%
Lettuce (1 head)
$1.85 €1.59
$2.41 NZ$4.19
-23.24%
Water (1.5 liter bottle)
$1.07 €0.92
$1.14 NZ$1.99
-6.14%
Cigarettes 20 Pack (Marlboro, Camel)
$9.80 €8.45
$23.73 NZ$41.29
-58.70%
Wine (Bottle)
$6.94 €5.98
$9.15 NZ$15.92
-24.15%
Local Beer (0.5 liter bottle)
$1.10 €0.95
$3.05 NZ$5.31
-63.93%
Imported Beer (0.33 liter bottle)
$1.62 €1.40
$3.54 NZ$6.16
-54.24%
🚌 Getting Around
Germany
New Zealand
Difference
One-way Ticket (Public Transport)
$3.68 €3.17
$2.42 NZ$4.21
52.07%
Public Transport Monthly Pass (Regular Price)
$66.7 €57.5
$105 NZ$183
-36.72%
Taxi Start (Normal Tariff)
$5.69 €4.90
$2.36 NZ$4.11
141.10%
Taxi (Normal Tariff) (1km)
$2.28 €1.96
$1.89 NZ$3.28
20.63%
Taxi 1hour Waiting (Normal Tariff)
$38.16 €32.89
$36.47 NZ$63.5
4.63%
Gasoline (1 liter)
$1.98 €1.70
$1.71 NZ$2.98
15.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K €27.4K
$27.9K NZ$48.5K
14.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.4K €32.2K
$21.8K NZ$38.0K
71.09%
🧾 Monthly Utilities & Internet
Germany
New Zealand
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$354 €306
$139 NZ$241
155.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.69 €23.87
$34.99 NZ$60.9
-20.86%
Internet (50+ Mbps, Unlimited Data)
$51.4 €44.29
$52.0 NZ$90.4
-1.14%
🎉 Sport & Entertainment
Germany
New Zealand
Difference
Gym Membership (Monthly)
$41.25 €35.55
$37.17 NZ$64.7
10.98%
Tennis Court (1 Hour on Weekend)
$24.49 €21.11
$14.69 NZ$25.57
66.71%
Cinema Ticket
$13.87 €11.96
$11.86 NZ$20.63
16.95%
🧸 Childcare & Education
Germany
New Zealand
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$461 €397
$769 NZ$1,337
-40.03%
International Primary School, 1 Child (Yearly)
$15.2K €13.1K
$11.8K NZ$20.6K
27.99%
👕👟 Clothing & Footwear
Germany
New Zealand
Difference
Jeans (Levis 501 Or Similar)
$93.7 €80.8
$68.7 NZ$120
36.45%
Summer Dress (H&M, Zara, etc)
$43.43 €37.44
$43.57 NZ$75.8
-0.32%
Sport Shoes (Adidas, Nike)
$100 €86.4
$98.7 NZ$172
1.62%
Men's Leather Business Shoes
$133 €115
$118 NZ$205
13.03%
🏠 Accommodation & Living
Germany
New Zealand
Difference
1-bedroom Apartment, City Center (Monthly)
$1,038 €895
$1,120 NZ$1,949
-7.32%
1-bedroom Apartment, Outside City Center (Monthly)
$773 €667
$904 NZ$1,573
-14.45%
3-bedroom Apartment, City Center (Monthly)
$1,932 €1,665
$1,785 NZ$3,106
8.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,451 €1,251
$1,512 NZ$2,630
-4.02%
Buy Apartment in City Center (m2)
$6,257 €5,393
$5,346 NZ$9,302
17.04%
Buy Apartment Outside City Center (m2)
$4,369 €3,766
$3,736 NZ$6,501
16.94%
💵 Salaries & Financials
Germany
New Zealand
Difference
Average Monthly Net Salary (After Tax)
$3,444 €2,969
$2,915 NZ$5,072
18.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.98
6.74
-40.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: January 11, 2026

Last update for New Zealand: January 13, 2026

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