Cost of Living Comparison Between Germantown, TN and New York, NY Cost of Living Comparison Between Germantown, TN and New York, NY

🙂 Solo nomad: Germantown, TN is 41.8% cheaper than New York, NY without rent, and 41.1% cheaper with rent.

🙂 Family of 3: Germantown, TN is 38% cheaper than New York, NY without rent, and 49% cheaper with rent.

Meal at Budget Restaurant

$19.03 $19.03

$29.68 $29.68

-35.88%

Three-Course Dinner for Two, Mid-Range

$74.4 $74.4

$144 $144

-48.43%

Fast Food Meal (McDonalds, etc)

$10.97 $10.97

$12.43 $12.43

-11.75%

Cappuccino

$5.05 $5.05

$5.84 $5.84

-13.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$3.26 $3.26

-21.47%

Water (0.33 liter bottle)

$1.96 $1.96

$2.58 $2.58

-24.03%

Local Beer (0.5 liter draught)

$5.87 $5.87

$8.24 $8.24

-28.76%

Imported Beer (0.33 liter bottle)

$7.17 $7.17

$11.86 $11.86

-39.54%

Milk (1 liter)

$1.05 $1.05

$1.56 $1.56

-32.69%

White Bread (500g)

$3.52 $3.52

$5.23 $5.23

-32.70%

Rice (white) (1kg)

$4.47 $4.47

$8.11 $8.11

-44.88%

Eggs

$4.27 $4.27

$7.25 $7.25

-41.10%

Local Cheese (1kg)

$12.15 $12.15

$17.08 $17.08

-28.86%

Chicken Fillets (1kg)

$11.3 $11.3

$16.24 $16.24

-30.42%

Beef Round Steak (1kg)

$15.4 $15.4

$20.02 $20.02

-23.08%

Apples (1kg)

$4.78 $4.78

$7.49 $7.49

-36.18%

Banana (1kg)

$1.58 $1.58

$2.55 $2.55

-38.04%

Oranges (1kg)

$4.21 $4.21

$5.82 $5.82

-27.66%

Tomato (1kg)

$4.71 $4.71

$6.52 $6.52

-27.76%

Potato (1kg)

$2.87 $2.87

$3.72 $3.72

-22.85%

Onion (1kg)

$2.91 $2.91

$3.9 $3.9

-25.38%

Lettuce (1 head)

$2.01 $2.01

$3.07 $3.07

-34.53%

Water (1.5 liter bottle)

$2.21 $2.21

$2.57 $2.57

-14.01%

Cigarettes 20 Pack (Marlboro, Camel)

$9.74 $9.74

$19.21 $19.21

-49.30%

Wine (Bottle)

$13 $13

$17.79 $17.79

-26.93%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$3.01 $3.01

-40.86%

Imported Beer (0.33 liter bottle)

$3.42 $3.42

$3.72 $3.72

-8.06%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.92 $2.92

-30.82%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$3.42 $3.42

$5.13 $5.13

-33.33%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$2.15 $2.15

-26.05%

Taxi 1hour Waiting (Normal Tariff)

$29.22 $29.22

$41.57 $41.57

-29.71%

Gasoline (1 liter)

$0.84 $0.84

$0.95 $0.95

-11.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K $29.9K

$35K $35K

-14.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$27.7K $27.7K

-6.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$179 $179

3.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.9 $52.9

$60 $60

-11.72%

Internet (50+ Mbps, Unlimited Data)

$67.2 $67.2

$63.8 $63.8

5.20%

Gym Membership (Monthly)

$42.39 $42.39

$141 $141

-69.87%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$13.29 $13.29

$19.9 $19.9

-33.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,316 $1,316

$3,206 $3,206

-58.96%

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$56.5K $56.5K

-58.61%

Jeans (Levis 501 Or Similar)

$50.3 $50.3

$65.7 $65.7

-23.48%

Summer Dress (H&M, Zara, etc)

$39.64 $39.64

$48.75 $48.75

-18.69%

Sport Shoes (Adidas, Nike)

$85.3 $85.3

$111 $111

-23.28%

Men's Leather Business Shoes

$113 $113

$172 $172

-34.25%

1-bedroom Apartment, City Center (Monthly)

$1,626 $1,626

$4,165 $4,165

-60.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,332 $1,332

$2,653 $2,653

-49.79%

3-bedroom Apartment, City Center (Monthly)

$2,641 $2,641

$8,412 $8,412

-68.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,264 $2,264

$5,277 $5,277

-57.10%

Buy Apartment in City Center (m2)

$2,522 $2,522

$15.6K $15.6K

-83.85%

Buy Apartment Outside City Center (m2)

$2,732 $2,732

$11.2K $11.2K

-75.51%

Average Monthly Net Salary (After Tax)

$7,785 $7,785

$5,616 $5,616

38.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.44

1.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germantown, TN: October 29, 2025

Last update for New York, NY: October 28, 2025

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