Cost of Living Comparison Between Germantown, TN and Chicago, IL Cost of Living Comparison Between Germantown, TN and Chicago, IL

🙂 Solo nomad: Germantown, TN is 24.4% cheaper than Chicago, IL without rent, and 13% cheaper with rent.

🙂 Family of 3: Germantown, TN is 18.8% cheaper than Chicago, IL without rent, and 20.1% cheaper with rent.

Meal at Budget Restaurant

$19.03 $19.03

$20.82 $20.82

-8.60%

Three-Course Dinner for Two, Mid-Range

$74.4 $74.4

$100 $100

-25.89%

Fast Food Meal (McDonalds, etc)

$10.97 $10.97

$11.97 $11.97

-8.35%

Cappuccino

$5.05 $5.05

$5.56 $5.56

-9.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$3.11 $3.11

-17.68%

Water (0.33 liter bottle)

$1.96 $1.96

$2.42 $2.42

-19.01%

Local Beer (0.5 liter draught)

$5.87 $5.87

$6.86 $6.86

-14.43%

Imported Beer (0.33 liter bottle)

$7.17 $7.17

$8.45 $8.45

-15.15%

Milk (1 liter)

$1.05 $1.05

$1.04 $1.04

0.96%

White Bread (500g)

$3.52 $3.52

$4.15 $4.15

-15.18%

Rice (white) (1kg)

$4.47 $4.47

$5.52 $5.52

-19.02%

Eggs

$4.27 $4.27

$4.65 $4.65

-8.17%

Local Cheese (1kg)

$12.15 $12.15

$14.33 $14.33

-15.21%

Chicken Fillets (1kg)

$11.3 $11.3

$14.88 $14.88

-24.06%

Beef Round Steak (1kg)

$15.4 $15.4

$19.34 $19.34

-20.37%

Apples (1kg)

$4.78 $4.78

$5.17 $5.17

-7.54%

Banana (1kg)

$1.58 $1.58

$1.71 $1.71

-7.60%

Oranges (1kg)

$4.21 $4.21

$4.41 $4.41

-4.54%

Tomato (1kg)

$4.71 $4.71

$4.51 $4.51

4.43%

Potato (1kg)

$2.87 $2.87

$2.53 $2.53

13.44%

Onion (1kg)

$2.91 $2.91

$2.74 $2.74

6.20%

Lettuce (1 head)

$2.01 $2.01

$2.43 $2.43

-17.28%

Water (1.5 liter bottle)

$2.21 $2.21

$2.7 $2.7

-18.15%

Cigarettes 20 Pack (Marlboro, Camel)

$9.74 $9.74

$15.19 $15.19

-35.88%

Wine (Bottle)

$13 $13

$16.42 $16.42

-20.83%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.35 $2.35

-24.26%

Imported Beer (0.33 liter bottle)

$3.42 $3.42

$3.7 $3.7

-7.57%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.53 $2.53

-20.16%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.42 $3.42

$3.34 $3.34

2.40%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.42 $1.42

11.97%

Taxi 1hour Waiting (Normal Tariff)

$29.22 $29.22

$25.42 $25.42

14.95%

Gasoline (1 liter)

$0.84 $0.84

$1.08 $1.08

-22.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K $29.9K

$32.4K $32.4K

-7.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.2K $26.2K

-1.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$188 $188

-2.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.9 $52.9

$63.7 $63.7

-16.89%

Internet (50+ Mbps, Unlimited Data)

$67.2 $67.2

$65.2 $65.2

2.99%

Gym Membership (Monthly)

$42.39 $42.39

$76.7 $76.7

-44.75%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$13.29 $13.29

$14.93 $14.93

-10.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,316 $1,316

$2,063 $2,063

-36.20%

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$39.2K $39.2K

-40.34%

Jeans (Levis 501 Or Similar)

$50.3 $50.3

$64.3 $64.3

-21.82%

Summer Dress (H&M, Zara, etc)

$39.64 $39.64

$52.4 $52.4

-24.34%

Sport Shoes (Adidas, Nike)

$85.3 $85.3

$95.2 $95.2

-10.43%

Men's Leather Business Shoes

$113 $113

$145 $145

-22.02%

1-bedroom Apartment, City Center (Monthly)

$1,626 $1,626

$2,378 $2,378

-31.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,332 $1,332

$1,584 $1,584

-15.92%

3-bedroom Apartment, City Center (Monthly)

$2,641 $2,641

$4,763 $4,763

-44.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,264 $2,264

$2,815 $2,815

-19.58%

Buy Apartment in City Center (m2)

$2,522 $2,522

$3,588 $3,588

-29.70%

Buy Apartment Outside City Center (m2)

$2,732 $2,732

$2,490 $2,490

9.71%

Average Monthly Net Salary (After Tax)

$7,785 $7,785

$5,275 $5,275

47.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.6

-1.36%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germantown, TN: October 29, 2025

Last update for Chicago, IL: October 29, 2025

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