Cost of Living Comparison Between Geraldton and Ubud, Bali Cost of Living Comparison Between Geraldton and Ubud, Bali

Monthly Cost of Living

A single person spends $2,487 per month in Geraldton vs $1,368 in Ubud, Bali, rent included.

A couple spends around $3,500 per month in Geraldton vs $2,348 in Ubud, Bali, rent included.

A family of three spends $4,514 per month in Geraldton vs $3,327 in Ubud, Bali, rent included.

Geraldton costs about 82% more than Ubud, Bali, driven mainly by Eating Out.

Both Geraldton and Ubud, Bali sit above the global median – Geraldton by 82%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Geraldton
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.06 A$26.77
$3.44 Rp 61.0K
454.07%
Three-Course Dinner for Two, Mid-Range
$85.7 A$120
$36.31 Rp 644.2K
136.02%
Fast Food Meal (McDonalds, etc)
$10.21 A$14.34
$5.71 Rp 101.2K
78.81%
Cappuccino
$3.98 A$5.59
$2.67 Rp 47.4K
49.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.62 A$3.69
$1.75 Rp 31.0K
49.71%
Water (0.33 liter bottle)
$2.12 A$2.97
$0.87 Rp 15.5K
143.68%
Local Beer (0.5 liter draught)
$7.73 A$10.85
$2.95 Rp 52.4K
162.03%
Imported Beer (0.33 liter bottle)
$7.90 A$11.10
$4.52 Rp 80.2K
74.78%
🛒 Groceries & Markets
Geraldton
Ubud, Bali
Difference
Milk (1 liter)
$1.62 A$2.28
$1.62 Rp 28.7K
-
White Bread (500g)
$2.74 A$3.85
$2.33 Rp 41.3K
17.60%
Rice (white) (1kg)
$2.33 A$3.27
$1.11 Rp 19.6K
109.91%
Eggs
$5.31 A$7.45
$2.20 Rp 39.0K
141.36%
Local Cheese (1kg)
$10.36 A$14.55
$17.69 Rp 313.9K
-41.44%
Chicken Fillets (1kg)
$9.24 A$12.97
$4.10 Rp 72.7K
125.37%
Beef Round Steak (1kg)
$14.51 A$20.38
$12.18 Rp 216.0K
19.13%
Apples (1kg)
$3.76 A$5.29
$3.71 Rp 65.8K
1.35%
Banana (1kg)
$3.16 A$4.44
$1.59 Rp 28.2K
98.74%
Oranges (1kg)
$3.42 A$4.81
$2.28 Rp 40.5K
50.00%
Tomato (1kg)
$4.81 A$6.76
$1.95 Rp 34.7K
146.67%
Potato (1kg)
$2.71 A$3.81
$1.91 Rp 33.8K
41.88%
Onion (1kg)
$2.55 A$3.58
$2.33 Rp 41.4K
9.44%
Lettuce (1 head)
$2.47 A$3.46
$1.01 Rp 17.9K
144.55%
Water (1.5 liter bottle)
$1.66 A$2.33
$0.55 Rp 9,791
201.82%
Cigarettes 20 Pack (Marlboro, Camel)
$42.22 A$59.3
$2.23 Rp 39.6K
1793.27%
Wine (Bottle)
$14.19 A$19.93
$23.07 Rp 409.3K
-38.49%
Local Beer (0.5 liter bottle)
$5.48 A$7.69
$2.42 Rp 42.9K
126.45%
Imported Beer (0.33 liter bottle)
$5.64 A$7.92
$3.00 Rp 53.2K
88.00%
🚌 Getting Around
Geraldton
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.11 A$4.37
$0.27 Rp 4,823
1051.85%
Public Transport Monthly Pass (Regular Price)
$85.7 A$120
$8.98 Rp 159.4K
854.12%
Taxi Start (Normal Tariff)
$4.02 A$5.64
$0.48 Rp 8,582
737.50%
Taxi (Normal Tariff) (1km)
$1.63 A$2.29
$0.43 Rp 7,693
279.07%
Taxi 1hour Waiting (Normal Tariff)
$46.71 A$65.6
$5.64 Rp 100.1K
728.19%
Gasoline (1 liter)
$1.40 A$1.96
$0.80 Rp 14.3K
75.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K A$42.7K
$24.9K Rp 442.5M
21.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.9K A$42.0K
$31.7K Rp 562.6M
-5.58%
🧾 Monthly Utilities & Internet
Geraldton
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$214 A$301
$81.5 Rp 1.4M
162.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.83 A$40.48
$6.49 Rp 115.2K
344.22%
Internet (50+ Mbps, Unlimited Data)
$56.9 A$80.0
$18.77 Rp 333.0K
203.36%
🎉 Sport & Entertainment
Geraldton
Ubud, Bali
Difference
Gym Membership (Monthly)
$59.4 A$83.4
$56.9 Rp 1.0M
4.48%
Tennis Court (1 Hour on Weekend)
$17.84 A$25.05
$18.73 Rp 332.3K
-4.75%
Cinema Ticket
$15.01 A$21.08
$4.54 Rp 80.5K
230.62%
🧸 Childcare & Education
Geraldton
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,226 A$3,125
$481 Rp 8.5M
363.01%
International Primary School, 1 Child (Yearly)
$19.3K A$27.2K
$5,711 Rp 101.3M
238.69%
👕👟 Clothing & Footwear
Geraldton
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$79.7 A$112
$45.52 Rp 807.5K
74.98%
Summer Dress (H&M, Zara, etc)
$54.8 A$77.0
$35.88 Rp 636.6K
52.79%
Sport Shoes (Adidas, Nike)
$110 A$154
$80.4 Rp 1.4M
36.40%
Men's Leather Business Shoes
$141 A$198
$78.7 Rp 1.4M
79.59%
🏠 Accommodation & Living
Geraldton
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,251 A$1,757
$1,115 Rp 19.8M
12.27%
1-bedroom Apartment, Outside City Center (Monthly)
$1,156 A$1,624
$698 Rp 12.4M
65.74%
3-bedroom Apartment, City Center (Monthly)
$1,756 A$2,466
$3,637 Rp 64.5M
-51.71%
3-bedroom Apartment, Outside City Center (Monthly)
$1,414 A$1,986
$1,737 Rp 30.8M
-18.60%
Buy Apartment in City Center (m2)
$6,373 A$8,949
$2,784 Rp 49.4M
128.88%
Buy Apartment Outside City Center (m2)
$5,099 A$7,160
$2,290 Rp 40.6M
122.70%
💵 Salaries & Financials
Geraldton
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,462 A$3,457
$168 Rp 3.0M
1365.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.87
13.78
-57.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geraldton: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,251 in Geraldton versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1365% higher in Geraldton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86.0 in Geraldton versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $381 vs $295 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Geraldton vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Geraldton and in Ubud, Bali compare overall?
Monthly costs with rent: $2,487 in Geraldton, $1,368 in Ubud, Bali – roughly 82% apart. Geraldton costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Geraldton compared to Ubud, Bali?
For a comfortable life, plan on about $3,730 per month in Geraldton and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Geraldton and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Geraldton or Ubud, Bali?
Monthly expenses with rent come to $2,487 in Geraldton and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Geraldton and in Ubud, Bali?
Public transport costs about 854% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Geraldton at $2,487. In Ubud, Bali it covers expenses comfortably, while in Geraldton it requires careful planning or may not stretch far enough.
How does quality of life compare between Geraldton and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $2,487 in Geraldton. Climate, culture, job market, and personal taste all factor in.
Is Geraldton or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Geraldton and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Geraldton makes more sense. Both are solid long-term options with distinct trade-offs.

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