Last update: Oct 2026

Cost of Living Comparison Between Geneva and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $4,079 in Geneva, rent and utilities included – about $32,800 less a year. Rent and utilities account for most of the difference.

198

Cost of Living Index in Geneva
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Geneva Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Geneva

🇨🇭 Switzerland

$4,079

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Geneva and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Geneva and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $4,079 per month in Geneva vs $1,349 in Ubud, Bali, rent included.

Geneva $4,079
Ubud, Bali $1,349

A couple spends around $6,308 per month in Geneva vs $2,305 in Ubud, Bali, rent included.

Geneva $6,308
Ubud, Bali $2,305

A family of three spends $8,538 per month in Geneva vs $3,261 in Ubud, Bali, rent included.

Geneva $8,538
Ubud, Bali $3,261

Geneva costs about 202% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$30.31 CHF 25.12

$3.32 Rp 60.3K

812.95%

Three-Course Dinner for Two, Mid-Range

$129 CHF 107

$35.64 Rp 646.7K

262.82%

Fast Food Meal (McDonalds, etc)

$19.47 CHF 16.13

$5.53 Rp 100.4K

252.08%

Cappuccino

$6.40 CHF 5.30

$2.72 Rp 49.3K

135.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.66 CHF 3.86

$1.70 Rp 30.9K

174.12%

Water (0.33 liter bottle)

$4.13 CHF 3.43

$0.76 Rp 13.8K

443.42%

Local Beer (0.5 liter draught)

$9.82 CHF 8.14

$2.65 Rp 48.2K

270.57%

Imported Beer (0.33 liter bottle)

$9.87 CHF 8.18

$4.38 Rp 79.5K

125.34%

Milk (1 liter)

$2.35 CHF 1.95

$1.49 Rp 27.1K

57.72%

White Bread (500g)

$3.26 CHF 2.70

$2.28 Rp 41.3K

42.98%

Rice (white) (1kg)

$3.39 CHF 2.81

$1.19 Rp 21.6K

184.87%

Eggs

$8.18 CHF 6.77

$2.04 Rp 36.9K

300.98%

Local Cheese (1kg)

$25.05 CHF 20.75

$17.70 Rp 321.2K

41.53%

Chicken Fillets (1kg)

$29.22 CHF 24.22

$3.96 Rp 71.9K

637.88%

Beef Round Steak (1kg)

$42.51 CHF 35.23

$12.19 Rp 221.2K

248.73%

Apples (1kg)

$3.53 CHF 2.93

$3.66 Rp 66.3K

-3.55%

Banana (1kg)

$1.63 CHF 1.35

$1.52 Rp 27.5K

7.24%

Oranges (1kg)

$2.85 CHF 2.36

$2.23 Rp 40.4K

27.80%

Tomato (1kg)

$4.90 CHF 4.06

$1.97 Rp 35.8K

148.73%

Potato (1kg)

$1.64 CHF 1.36

$1.85 Rp 33.5K

-11.35%

Onion (1kg)

$2.29 CHF 1.90

$2.42 Rp 44.0K

-5.37%

Lettuce (1 head)

$2.19 CHF 1.81

$0.99 Rp 18.0K

121.21%

Water (1.5 liter bottle)

$1.66 CHF 1.38

$0.51 Rp 9,316

225.49%

Cigarettes 20 Pack (Marlboro, Camel)

$10.97 CHF 9.09

$2.22 Rp 40.3K

394.14%

Wine (Bottle)

$12.16 CHF 10.07

$22.24 Rp 403.6K

-45.32%

Local Beer (0.5 liter bottle)

$3.21 CHF 2.66

$2.26 Rp 41.0K

42.04%

Imported Beer (0.33 liter bottle)

$3.30 CHF 2.73

$2.97 Rp 53.9K

11.11%

One-way Ticket (Public Transport)

$3.55 CHF 2.94

$0.25 Rp 4,555

1320.00%

Public Transport Monthly Pass (Regular Price)

$85.8 CHF 71.1

$7.82 Rp 142.0K

997.06%

Taxi Start (Normal Tariff)

$7.61 CHF 6.31

$0.44 Rp 7,975

1629.55%

Taxi (Normal Tariff) (1km)

$3.76 CHF 3.11

$0.43 Rp 7,804

774.42%

Taxi 1hour Waiting (Normal Tariff)

$64.2 CHF 53.2

$5.41 Rp 98.2K

1086.14%

Gasoline (1 liter)

$2.35 CHF 1.95

$0.82 Rp 15.0K

186.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.5K CHF 32.8K

$23.8K Rp 432.6M

65.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K CHF 32.2K

$31.7K Rp 576.1M

22.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 CHF 232

$79.1 Rp 1.4M

253.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.96 CHF 31.46

$6.45 Rp 117.0K

488.53%

Internet (50+ Mbps, Unlimited Data)

$57.6 CHF 47.69

$18.58 Rp 337.1K

209.74%

Gym Membership (Monthly)

$77.0 CHF 63.8

$49.48 Rp 897.9K

55.54%

Tennis Court (1 Hour on Weekend)

$43.34 CHF 35.91

$17.65 Rp 320.2K

145.55%

Cinema Ticket

$23.96 CHF 19.86

$4.27 Rp 77.6K

461.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,484 CHF 2,058

$491 Rp 8.9M

406.37%

International Primary School, 1 Child (Yearly)

$35.2K CHF 29.1K

$5,674 Rp 103.0M

519.96%

Jeans (Levis 501 Or Similar)

$133 CHF 110

$44.64 Rp 810.0K

198.14%

Summer Dress (H&M, Zara, etc)

$79.1 CHF 65.5

$34.95 Rp 634.2K

126.27%

Sport Shoes (Adidas, Nike)

$169 CHF 140

$79.9 Rp 1.4M

111.00%

Men's Leather Business Shoes

$188 CHF 156

$79.4 Rp 1.4M

137.25%

1-bedroom Apartment, City Center (Monthly)

$2,825 CHF 2,341

$1,125 Rp 20.4M

151.17%

1-bedroom Apartment, Outside City Center (Monthly)

$2,115 CHF 1,752

$671 Rp 12.2M

214.92%

3-bedroom Apartment, City Center (Monthly)

$5,088 CHF 4,216

$3,565 Rp 64.7M

42.74%

3-bedroom Apartment, Outside City Center (Monthly)

$3,963 CHF 3,284

$1,723 Rp 31.3M

129.94%

Buy Apartment in City Center (m2)

$22.5K CHF 18.6K

$2,732 Rp 49.6M

722.52%

Buy Apartment Outside City Center (m2)

$16.3K CHF 13.5K

$2,284 Rp 41.4M

614.59%

Average Monthly Net Salary (After Tax)

$7,271 CHF 6,025

$164 Rp 3.0M

4337.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.98

13.78

-85.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geneva: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Geneva

$2.1K 51.9%

Ubud, Bali

$672 49.8% 68.2% $1.4K

Groceries & Markets

Geneva

$600 14.7%

Ubud, Bali

$288 21.4% 51.9% $311

Eating Out

Geneva

$482 11.8%

Ubud, Bali

$108 8% 77.6% $374

Monthly Utilities & Internet

Geneva

$375 9.2%

Ubud, Bali

$104 7.7% 72.3% $271

Clothing & Footwear

Geneva

$256 6.3%

Ubud, Bali

$108 8% 58% $149

Getting Around

Geneva

$126 3.1%

Ubud, Bali

$11 0.9% 91% $115

Sport & Entertainment

Geneva

$125 3.1%

Ubud, Bali

$58 4.3% 53.5% $67

Cost Breakdown

A central one-bedroom costs $2,825 in Geneva versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Geneva are about 44 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $129 in Geneva versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $600 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇭 Geneva

🇮🇩 Ubud, Bali

🕒 Local time

11:40 11:40 AM

18:40 6:40 PM

7 h ahead of Geneva

🌤 Weather

👥 Population

191,557

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.95 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.829 CHF (1 CHF = 1.21 USD). 1 EUR = 0.922 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,195 IDR (100,000 IDR = 4.95 EUR).

USD to CHF in detail →

On the map

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Highest

Between locations

Geneva Ubud, Bali 12,160 km ≈ 16 h nonstop flight

From you

Geneva
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Geneva vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Geneva is pricier by about 202%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $6,118 per month in Geneva and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,825 in Geneva.

Groceries cost about 108% more in Geneva, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $129 in Geneva and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $4,079 in Geneva and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Geneva makes more sense. Both are solid long-term options with distinct trade-offs.