Cost of Living Comparison Between Geneva and St. Gallen Cost of Living Comparison Between Geneva and St. Gallen

😐 Solo nomad: Geneva is 5.4% more expensive than St. Gallen without rent, and 18.9% more expensive with rent.
😐 Family of 3: Geneva is 2.7% more expensive than St. Gallen without rent, and 20.5% more expensive with rent.
Currency
🍽 Eating Out
Geneva
St. Gallen
Difference
Meal at Budget Restaurant
$36.38 CHF 29.58
$30.47 CHF 24.77
19.40%
Three-Course Dinner for Two, Mid-Range
$148 CHF 120
$151 CHF 123
-1.94%
Fast Food Meal (McDonalds, etc)
$18.35 CHF 14.92
$18.51 CHF 15.05
-0.86%
Cappuccino
$5.89 CHF 4.79
$6.31 CHF 5.13
-6.66%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.25 CHF 4.27
$5.65 CHF 4.59
-7.08%
Water (0.33 liter bottle)
$4.81 CHF 3.91
$5.28 CHF 4.29
-8.90%
Local Beer (0.5 liter draught)
$9.99 CHF 8.12
$7.42 CHF 6.03
34.64%
Imported Beer (0.33 liter bottle)
$8.76 CHF 7.12
$7.19 CHF 5.85
21.84%
🛒 Groceries & Markets
Geneva
St. Gallen
Difference
Milk (1 liter)
$2.27 CHF 1.84
$2.23 CHF 1.81
1.79%
White Bread (500g)
$3.88 CHF 3.16
$2.57 CHF 2.09
50.97%
Rice (white) (1kg)
$4.51 CHF 3.67
$3.72 CHF 3.02
21.24%
Eggs
$7.31 CHF 5.94
$8.21 CHF 6.68
-10.96%
Local Cheese (1kg)
$27.1 CHF 22.03
$27.07 CHF 22.01
0.11%
Chicken Fillets (1kg)
$33.27 CHF 27.05
$32.59 CHF 26.49
2.09%
Beef Round Steak (1kg)
$53.3 CHF 43.31
$40.3 CHF 32.76
32.16%
Apples (1kg)
$3.55 CHF 2.89
$3.14 CHF 2.55
13.06%
Banana (1kg)
$2.51 CHF 2.04
$1.89 CHF 1.54
32.80%
Oranges (1kg)
$3.06 CHF 2.49
$2.45 CHF 1.99
24.90%
Tomato (1kg)
$6.18 CHF 5.02
$7.21 CHF 5.86
-14.29%
Potato (1kg)
$2.6 CHF 2.12
$2.52 CHF 2.05
3.17%
Onion (1kg)
$2.4 CHF 1.95
$2.26 CHF 1.84
6.19%
Lettuce (1 head)
$2.6 CHF 2.11
$2.34 CHF 1.9
11.11%
Water (1.5 liter bottle)
$1.33 CHF 1.08
$1.1 CHF 0.9
20.91%
Cigarettes 20 Pack (Marlboro, Camel)
$11.03 CHF 8.97
$10.85 CHF 8.83
1.66%
Wine (Bottle)
$12.66 CHF 10.3
$11.15 CHF 9.06
13.54%
Local Beer (0.5 liter bottle)
$3.33 CHF 2.7
$2.24 CHF 1.82
48.66%
Imported Beer (0.33 liter bottle)
$3.64 CHF 2.96
$2.32 CHF 1.89
56.90%
🚌 Getting Around
Geneva
St. Gallen
Difference
One-way Ticket (Public Transport)
$3.74 CHF 3.04
$4.33 CHF 3.52
-13.63%
Public Transport Monthly Pass (Regular Price)
$85.8 CHF 69.8
$82 CHF 66.7
4.67%
Taxi Start (Normal Tariff)
$7.43 CHF 6.04
$6.92 CHF 5.62
7.37%
Taxi (Normal Tariff) (1km)
$3.47 CHF 2.82
$4.19 CHF 3.41
-17.18%
Taxi 1hour Waiting (Normal Tariff)
$64.9 CHF 52.8
$80.3 CHF 65.3
-19.19%
Gasoline (1 liter)
$2.23 CHF 1.82
$2.18 CHF 1.77
2.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.2K CHF 33.5K
$39.7K CHF 32.3K
3.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$50K CHF 40.6K
$41.5K CHF 33.8K
20.37%
🧾 Monthly Utilities & Internet
Geneva
St. Gallen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$262 CHF 213
$329 CHF 268
-20.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.1 CHF 39.11
$58.9 CHF 47.91
-18.36%
Internet (50+ Mbps, Unlimited Data)
$62.8 CHF 51.1
$52.3 CHF 42.54
20.05%
🎉 Sport & Entertainment
Geneva
St. Gallen
Difference
Gym Membership (Monthly)
$80.8 CHF 65.7
$80.5 CHF 65.4
0.42%
Tennis Court (1 Hour on Weekend)
$36.22 CHF 29.45
$96.7 CHF 78.6
-62.53%
Cinema Ticket
$24.26 CHF 19.73
$31.26 CHF 25.42
-22.39%
🧸 Childcare & Education
Geneva
St. Gallen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,390 CHF 2,757
$2,826 CHF 2,298
19.99%
International Primary School, 1 Child (Yearly)
$33.1K CHF 26.9K
$34.5K CHF 28.1K
-4.14%
👕👟 Clothing & Footwear
Geneva
St. Gallen
Difference
Jeans (Levis 501 Or Similar)
$136 CHF 110
$148 CHF 120
-8.00%
Summer Dress (H&M, Zara, etc)
$80.7 CHF 65.7
$66.8 CHF 54.3
20.90%
Sport Shoes (Adidas, Nike)
$165 CHF 134
$155 CHF 126
6.39%
Men's Leather Business Shoes
$209 CHF 170
$231 CHF 187
-9.38%
🏠 Accommodation & Living
Geneva
St. Gallen
Difference
1-bedroom Apartment, City Center (Monthly)
$2,305 CHF 1,874
$1,826 CHF 1,485
26.24%
1-bedroom Apartment, Outside City Center (Monthly)
$2,049 CHF 1,666
$1,499 CHF 1,219
36.68%
3-bedroom Apartment, City Center (Monthly)
$4,711 CHF 3,831
$2,776 CHF 2,257
69.73%
3-bedroom Apartment, Outside City Center (Monthly)
$3,814 CHF 3,101
$2,374 CHF 1,931
60.63%
Buy Apartment in City Center (m2)
$22.7K CHF 18.5K
$11.3K CHF 9,212
100.54%
Buy Apartment Outside City Center (m2)
$17.9K CHF 14.5K
$8,843 CHF 7,190
102.10%
💵 Salaries & Financials
Geneva
St. Gallen
Difference
Average Monthly Net Salary (After Tax)
$7,798 CHF 6,341
$6,898 CHF 5,609
13.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.46
2.5
-1.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geneva: October 29, 2025

Last update for St. Gallen: October 29, 2025

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.