Last update: Oct 2026

Cost of Living Comparison Between Geelong and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,602 in Geelong, rent and utilities included – about $14,800 less a year. Rent and utilities account for most of the difference.

127

Cost of Living Index in Geelong
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Geelong Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Geelong

🇦🇺 Australia

$2,602

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Geelong and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Geelong and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,602 in Geelong versus $1,368 in Ubud, Bali.

Geelong $2,602
Ubud, Bali $1,368

Estimated couple costs with rent: $3,495 in Geelong versus $2,314 in Ubud, Bali.

Geelong $3,495
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,387 in Geelong versus $3,260 in Ubud, Bali.

Geelong $4,387
Ubud, Bali $3,260

Living in Geelong is roughly 90% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Geelong 93% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$17.56 A$25.27

$3.33 Rp 59.9K

427.33%

Three-Course Dinner for Two, Mid-Range

$82.2 A$118

$35.18 Rp 633.2K

133.51%

Fast Food Meal (McDonalds, etc)

$10.29 A$14.80

$5.80 Rp 104.5K

77.41%

Cappuccino

$3.80 A$5.47

$2.73 Rp 49.1K

39.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 A$4.03

$1.64 Rp 29.5K

70.73%

Water (0.33 liter bottle)

$2.16 A$3.10

$0.83 Rp 15.0K

160.24%

Local Beer (0.5 liter draught)

$6.53 A$9.39

$2.70 Rp 48.6K

141.85%

Imported Beer (0.33 liter bottle)

$7.85 A$11.30

$4.30 Rp 77.4K

82.56%

Milk (1 liter)

$1.55 A$2.23

$1.50 Rp 27.1K

3.33%

White Bread (500g)

$2.54 A$3.65

$2.30 Rp 41.4K

10.43%

Rice (white) (1kg)

$1.87 A$2.70

$1.18 Rp 21.2K

58.47%

Eggs

$4.27 A$6.14

$2.14 Rp 38.6K

99.53%

Local Cheese (1kg)

$7.75 A$11.15

$17.48 Rp 314.6K

-55.66%

Chicken Fillets (1kg)

$9.66 A$13.90

$4.03 Rp 72.5K

139.70%

Beef Round Steak (1kg)

$15.35 A$22.08

$12.23 Rp 220.1K

25.51%

Apples (1kg)

$4.12 A$5.92

$3.55 Rp 63.9K

16.06%

Banana (1kg)

$2.92 A$4.20

$1.57 Rp 28.3K

85.99%

Oranges (1kg)

$2.90 A$4.18

$2.24 Rp 40.2K

29.46%

Tomato (1kg)

$3.23 A$4.65

$1.93 Rp 34.7K

67.36%

Potato (1kg)

$3.06 A$4.40

$1.88 Rp 33.9K

62.77%

Onion (1kg)

$2.17 A$3.12

$2.29 Rp 41.3K

-5.24%

Lettuce (1 head)

$2.07 A$2.98

$0.99 Rp 17.9K

109.09%

Water (1.5 liter bottle)

$1.55 A$2.24

$0.53 Rp 9,475

192.45%

Cigarettes 20 Pack (Marlboro, Camel)

$45.24 A$65.1

$2.28 Rp 41.1K

1884.21%

Wine (Bottle)

$12.64 A$18.19

$23.01 Rp 414.2K

-45.07%

Local Beer (0.5 liter bottle)

$3.78 A$5.45

$2.34 Rp 42.2K

61.54%

Imported Beer (0.33 liter bottle)

$2.96 A$4.27

$2.91 Rp 52.4K

1.72%

One-way Ticket (Public Transport)

$7.45 A$10.72

$0.24 Rp 4,315

3004.17%

Public Transport Monthly Pass (Regular Price)

$128 A$184

$8.82 Rp 158.7K

1350.68%

Taxi Start (Normal Tariff)

$4.45 A$6.41

$0.48 Rp 8,684

827.08%

Taxi (Normal Tariff) (1km)

$1.36 A$1.96

$0.46 Rp 8,233

195.65%

Taxi 1hour Waiting (Normal Tariff)

$29.97 A$43.12

$5.45 Rp 98.2K

449.91%

Gasoline (1 liter)

$1.29 A$1.85

$0.88 Rp 15.9K

46.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K A$40.2K

$24.6K Rp 442.2M

13.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K A$37.9K

$31.2K Rp 561.4M

-15.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 A$222

$83.0 Rp 1.5M

86.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.90 A$37.28

$6.45 Rp 116.0K

301.55%

Internet (50+ Mbps, Unlimited Data)

$56.5 A$81.3

$18.57 Rp 334.2K

204.36%

Gym Membership (Monthly)

$55.7 A$80.1

$55.8 Rp 1.0M

-0.23%

Tennis Court (1 Hour on Weekend)

$15.25 A$21.95

$18.11 Rp 326.0K

-15.79%

Cinema Ticket

$12.72 A$18.30

$4.38 Rp 78.9K

190.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,138 A$3,076

$493 Rp 8.9M

333.66%

International Primary School, 1 Child (Yearly)

$29.6K A$42.6K

$5,754 Rp 103.6M

414.43%

Jeans (Levis 501 Or Similar)

$79.5 A$114

$46.19 Rp 831.4K

72.05%

Summer Dress (H&M, Zara, etc)

$48.93 A$70.4

$35.33 Rp 636.0K

38.49%

Sport Shoes (Adidas, Nike)

$94.0 A$135

$79.1 Rp 1.4M

18.79%

Men's Leather Business Shoes

$105 A$151

$78.4 Rp 1.4M

33.46%

1-bedroom Apartment, City Center (Monthly)

$1,264 A$1,818

$1,142 Rp 20.6M

10.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,343 A$1,933

$676 Rp 12.2M

98.84%

3-bedroom Apartment, City Center (Monthly)

$1,717 A$2,471

$3,503 Rp 63.1M

-50.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,506 A$2,167

$1,700 Rp 30.6M

-11.42%

Buy Apartment in City Center (m2)

$6,557 A$9,436

$2,784 Rp 50.1M

135.54%

Buy Apartment Outside City Center (m2)

$5,281 A$7,600

$2,241 Rp 40.3M

135.73%

Average Monthly Net Salary (After Tax)

$3,086 A$4,441

$165 Rp 3.0M

1775.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.78

-57.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geelong: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Geelong

$1.3K 51.6%

Ubud, Bali

$676 49.4% 49.7% $668

Groceries & Markets

Geelong

$340 13.1%

Ubud, Bali

$290 21.2% 14.5% $49

Eating Out

Geelong

$285 11%

Ubud, Bali

$109 8% 61.9% $176

Monthly Utilities & Internet

Geelong

$237 9.1%

Ubud, Bali

$108 7.9% 54.4% $129

Getting Around

Geelong

$169 6.5%

Ubud, Bali

$13 0.9% 92.6% $156

Clothing & Footwear

Geelong

$147 5.7%

Ubud, Bali

$108 7.9% 26.9% $40

Sport & Entertainment

Geelong

$81 3.1%

Ubud, Bali

$65 4.7% 20.4% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,264 in Geelong and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Geelong pays 1775% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Geelong vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $340 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Geelong

🇮🇩 Ubud, Bali

🕒 Local time

17:25 5:25 PM

14:25 2:25 PM

3 h behind Geelong

🌤 Weather

👥 Population

180,239

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Geelong Ubud, Bali 4,400 km ≈ 6 h nonstop flight

From you

Geelong
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Geelong vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Geelong and Ubud, Bali differ by about 90% in total monthly costs ($2,602 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1775% higher in Geelong, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,264 in Geelong versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,602 per month in Geelong versus $1,368 in Ubud, Bali – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 1351% less than in Geelong. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $2,602 in Geelong, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Geelong. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Geelong and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 90% less than in Geelong. Beyond cost, consider language, visa policies, and how big the international community is in each city.