Last update: Oct 2026

Cost of Living Comparison Between Geelong and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,602 in Geelong, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

127

Cost of Living Index in Geelong
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Geelong Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Geelong

🇦🇺 Australia

$2,602

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Geelong and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Geelong and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,602 in Geelong versus $918 in Cebu.

Geelong $2,602
Cebu $918

Estimated couple costs with rent: $3,495 in Geelong versus $1,409 in Cebu.

Geelong $3,495
Cebu $1,409

Monthly costs for a family of three with rent: $4,387 in Geelong versus $1,900 in Cebu.

Geelong $4,387
Cebu $1,900

Living in Geelong is roughly 184% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Geelong is 93% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.56 A$25.16

$3.09 ₱194

468.28%

Three-Course Dinner for Two, Mid-Range

$82.2 A$118

$24.22 ₱1,519

239.18%

Fast Food Meal (McDonalds, etc)

$10.29 A$14.73

$3.92 ₱246

162.50%

Cappuccino

$3.80 A$5.45

$2.51 ₱157

51.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 A$4.02

$1.59 ₱99.8

76.10%

Water (0.33 liter bottle)

$2.16 A$3.09

$0.53 ₱33.31

307.55%

Local Beer (0.5 liter draught)

$6.53 A$9.35

$1.78 ₱112

266.85%

Imported Beer (0.33 liter bottle)

$7.85 A$11.25

$2.17 ₱136

261.75%

Milk (1 liter)

$1.55 A$2.22

$1.92 ₱120

-19.27%

White Bread (500g)

$2.54 A$3.63

$1.36 ₱85.1

86.76%

Rice (white) (1kg)

$1.87 A$2.68

$1.01 ₱63.3

85.15%

Eggs

$4.27 A$6.11

$2.03 ₱127

110.34%

Local Cheese (1kg)

$7.75 A$11.10

$9.86 ₱619

-21.40%

Chicken Fillets (1kg)

$9.66 A$13.83

$4.39 ₱276

120.05%

Beef Round Steak (1kg)

$15.35 A$21.98

$7.60 ₱477

101.97%

Apples (1kg)

$4.12 A$5.90

$3.30 ₱207

24.85%

Banana (1kg)

$2.92 A$4.19

$1.39 ₱87.4

110.07%

Oranges (1kg)

$2.90 A$4.16

$2.33 ₱146

24.46%

Tomato (1kg)

$3.23 A$4.63

$1.50 ₱93.9

115.33%

Potato (1kg)

$3.06 A$4.38

$2.36 ₱148

29.66%

Onion (1kg)

$2.17 A$3.11

$1.90 ₱119

14.21%

Lettuce (1 head)

$2.07 A$2.97

$1.19 ₱74.6

73.95%

Water (1.5 liter bottle)

$1.55 A$2.23

$0.63 ₱39.56

146.03%

Cigarettes 20 Pack (Marlboro, Camel)

$45.24 A$64.8

$3.00 ₱188

1408.00%

Wine (Bottle)

$12.64 A$18.11

$6.03 ₱378

109.62%

Local Beer (0.5 liter bottle)

$3.78 A$5.42

$1.23 ₱77.4

207.32%

Imported Beer (0.33 liter bottle)

$2.96 A$4.25

$1.75 ₱110

69.14%

One-way Ticket (Public Transport)

$7.45 A$10.68

$0.25 ₱15.80

2880.00%

Public Transport Monthly Pass (Regular Price)

$128 A$183

$12.64 ₱792

912.26%

Taxi Start (Normal Tariff)

$4.45 A$6.38

$0.77 ₱48.43

477.92%

Taxi (Normal Tariff) (1km)

$1.36 A$1.95

$0.23 ₱14.47

491.30%

Taxi 1hour Waiting (Normal Tariff)

$29.97 A$42.93

$4.46 ₱279

571.97%

Gasoline (1 liter)

$1.29 A$1.85

$1.31 ₱82.5

-1.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K A$40.1K

$21.2K ₱1.3M

31.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K A$37.7K

$19.1K ₱1.2M

37.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 A$221

$120 ₱7,540

28.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.90 A$37.11

$14.00 ₱878

85.00%

Internet (50+ Mbps, Unlimited Data)

$56.5 A$81.0

$27.54 ₱1,727

105.23%

Gym Membership (Monthly)

$55.7 A$79.8

$32.33 ₱2,028

72.25%

Tennis Court (1 Hour on Weekend)

$15.25 A$21.85

$6.65 ₱417

129.32%

Cinema Ticket

$12.72 A$18.22

$5.65 ₱354

125.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,138 A$3,063

$275 ₱17.3K

676.55%

International Primary School, 1 Child (Yearly)

$29.6K A$42.4K

$7,918 ₱496.6K

273.79%

Jeans (Levis 501 Or Similar)

$79.5 A$114

$49.33 ₱3,094

61.10%

Summer Dress (H&M, Zara, etc)

$48.93 A$70.1

$25.24 ₱1,583

93.86%

Sport Shoes (Adidas, Nike)

$94.0 A$135

$77.0 ₱4,827

22.08%

Men's Leather Business Shoes

$105 A$150

$57.2 ₱3,587

82.90%

1-bedroom Apartment, City Center (Monthly)

$1,264 A$1,810

$500 ₱31.3K

152.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,343 A$1,924

$309 ₱19.4K

335.02%

3-bedroom Apartment, City Center (Monthly)

$1,717 A$2,460

$1,078 ₱67.6K

59.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,506 A$2,157

$615 ₱38.6K

144.73%

Buy Apartment in City Center (m2)

$6,557 A$9,393

$2,886 ₱181.0K

127.21%

Buy Apartment Outside City Center (m2)

$5,281 A$7,566

$1,917 ₱120.2K

175.57%

Average Monthly Net Salary (After Tax)

$3,086 A$4,421

$346 ₱21.7K

792.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

7.2

-18.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geelong: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Geelong

$1.3K 51.6%

Cebu

$309 33.6% 77% $1K

Groceries & Markets

Geelong

$340 13.1%

Cebu

$206 22.4% 39.4% $134

Eating Out

Geelong

$285 11%

Cebu

$88 9.6% 69% $197

Monthly Utilities & Internet

Geelong

$237 9.1%

Cebu

$162 17.6% 31.8% $75

Getting Around

Geelong

$169 6.5%

Cebu

$16 1.7% 90.8% $153

Clothing & Footwear

Geelong

$147 5.7%

Cebu

$94 10.2% 36.2% $53

Sport & Entertainment

Geelong

$81 3.1%

Cebu

$44 4.8% 46.2% $38

Cost Breakdown

A one-bedroom apartment in the center runs $1,264 in Geelong and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Geelong pays 792% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Geelong vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $340 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Geelong

🇵🇭 Cebu

🕒 Local time

09:01 9:01 AM

06:01 6:01 AM

3 h behind Geelong

🌤 Weather

👥 Population

180,239

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.19 PHP (100 PHP = 1.42 EUR).

USD to AUD in detail →

On the map

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Between locations

Geelong Cebu 5,790 km ≈ 8 h nonstop flight

From you

Geelong
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Geelong vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 184% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 792% higher in Geelong, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,264 in Geelong versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,602 per month in Geelong versus $918 in Cebu – a 184% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 912% less than in Geelong. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,602 in Geelong, a $1,500 budget is realistic in Cebu but tight or insufficient in Geelong. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Geelong, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Geelong and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 184% less than in Geelong. Beyond cost, consider language, visa policies, and how big the international community is in each city.