Last update: Nov 2026

Cost of Living Comparison Between Garland, TX and Lima

For one person, living is cheaper in Lima: $1,042 a month against $2,598 in Garland, TX, rent and utilities included – about $18,700 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Garland, TX
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Garland, TX Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Garland, TX

🇺🇸 United States

$2,598

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Garland, TX and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Garland, TX and in Lima actually costs, broken down by who's living it.

A single person spends $2,598 per month in Garland, TX vs $1,042 in Lima, rent included.

Garland, TX $2,598
Lima $1,042

A couple spends around $3,773 per month in Garland, TX vs $1,651 in Lima, rent included.

Garland, TX $3,773
Lima $1,651

A family of three spends $4,948 per month in Garland, TX vs $2,259 in Lima, rent included.

Garland, TX $4,948
Lima $2,259

Garland, TX costs about 149% more than Lima, and outside of rent the biggest gap is in eating out.

Garland, TX sits 92% above the global median, while Lima is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.07 $18.07

$4.64 PEN 15.95

289.44%

Three-Course Dinner for Two, Mid-Range

$53.4 $53.4

$34.34 PEN 118

55.53%

Fast Food Meal (McDonalds, etc)

$10.03 $10.03

$7.01 PEN 24.12

43.08%

Cappuccino

$5.60 $5.60

$3.22 PEN 11.09

73.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 $2.98

$1.13 PEN 3.90

163.72%

Water (0.33 liter bottle)

$2.25 $2.25

$0.61 PEN 2.09

268.85%

Local Beer (0.5 liter draught)

$5.49 $5.49

$2.93 PEN 10.08

87.37%

Imported Beer (0.33 liter bottle)

$7.58 $7.58

$4.25 PEN 14.63

78.35%

Milk (1 liter)

$0.98 $0.98

$1.58 PEN 5.44

-37.97%

White Bread (500g)

$3.90 $3.90

$2.61 PEN 8.98

49.43%

Rice (white) (1kg)

$5.55 $5.55

$1.30 PEN 4.47

326.92%

Eggs

$4.60 $4.60

$2.92 PEN 10.05

57.53%

Local Cheese (1kg)

$7.61 $7.61

$9.54 PEN 32.82

-20.23%

Chicken Fillets (1kg)

$11.71 $11.71

$5.71 PEN 19.66

105.08%

Beef Round Steak (1kg)

$19.11 $19.11

$9.47 PEN 32.58

101.80%

Apples (1kg)

$5.28 $5.28

$2.01 PEN 6.91

162.69%

Banana (1kg)

$1.29 $1.29

$1.02 PEN 3.52

26.47%

Oranges (1kg)

$4.99 $4.99

$1.45 PEN 4.99

244.14%

Tomato (1kg)

$4.25 $4.25

$1.49 PEN 5.14

185.23%

Potato (1kg)

$2.07 $2.07

$0.91 PEN 3.14

127.47%

Onion (1kg)

$2.08 $2.08

$0.89 PEN 3.07

133.71%

Lettuce (1 head)

$2.04 $2.04

$0.86 PEN 2.97

137.21%

Water (1.5 liter bottle)

$1.40 $1.40

$0.89 PEN 3.06

57.30%

Cigarettes 20 Pack (Marlboro, Camel)

$9.93 $9.93

$5.47 PEN 18.83

81.54%

Wine (Bottle)

$10.90 $10.90

$10.17 PEN 35.00

7.18%

Local Beer (0.5 liter bottle)

$2.12 $2.12

$1.81 PEN 6.21

17.13%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$3.15 PEN 10.84

7.30%

One-way Ticket (Public Transport)

$2.95 $2.95

$0.66 PEN 2.28

346.97%

Public Transport Monthly Pass (Regular Price)

$96.8 $96.8

$31.89 PEN 110

203.54%

Taxi Start (Normal Tariff)

$3.03 $3.03

$3.43 PEN 11.79

-11.66%

Taxi (Normal Tariff) (1km)

$1.75 $1.75

$1.98 PEN 6.80

-11.62%

Taxi 1hour Waiting (Normal Tariff)

$24.14 $24.14

$9.60 PEN 33.04

151.46%

Gasoline (1 liter)

$0.98 $0.98

$1.71 PEN 5.89

-42.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K $26.7K

$21.9K PEN 75.3K

21.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$29.0K PEN 100.0K

-9.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 $204

$65.8 PEN 227

210.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.9 $55.9

$15.26 PEN 52.5

266.06%

Internet (50+ Mbps, Unlimited Data)

$78.2 $78.2

$26.87 PEN 92.5

190.92%

Gym Membership (Monthly)

$39.19 $39.19

$32.91 PEN 113

19.08%

Tennis Court (1 Hour on Weekend)

$16.21 $16.21

$20.12 PEN 69.2

-19.43%

Cinema Ticket

$14.71 $14.71

$7.12 PEN 24.49

106.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,127 $1,127

$309 PEN 1,064

264.73%

International Primary School, 1 Child (Yearly)

$25.9K $25.9K

$21.4K PEN 73.5K

21.13%

Jeans (Levis 501 Or Similar)

$59.3 $59.3

$52.0 PEN 179

14.06%

Summer Dress (H&M, Zara, etc)

$29.39 $29.39

$35.69 PEN 123

-17.65%

Sport Shoes (Adidas, Nike)

$86.9 $86.9

$81.8 PEN 281

6.21%

Men's Leather Business Shoes

$121 $121

$78.0 PEN 268

54.78%

1-bedroom Apartment, City Center (Monthly)

$1,533 $1,533

$727 PEN 2,501

110.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,254 $1,254

$373 PEN 1,284

236.07%

3-bedroom Apartment, City Center (Monthly)

$2,269 $2,269

$1,249 PEN 4,297

81.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,100 $2,100

$739 PEN 2,544

184.15%

Buy Apartment in City Center (m2)

$3,221 $3,221

$2,380 PEN 8,191

35.32%

Buy Apartment Outside City Center (m2)

$1,929 $1,929

$1,365 PEN 4,697

41.32%

Average Monthly Net Salary (After Tax)

$3,496 $3,496

$650 PEN 2,238

437.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

8.38

-21.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Garland, TX: November 3, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Garland, TX

$1.3K 48.3%

Lima

$373 35.8% 70.2% $881

Groceries & Markets

Garland, TX

$378 14.6%

Lima

$228 21.9% 39.7% $150

Monthly Utilities & Internet

Garland, TX

$338 13%

Lima

$108 10.4% 68.1% $231

Eating Out

Garland, TX

$305 11.8%

Lima

$127 12.2% 58.5% $179

Clothing & Footwear

Garland, TX

$133 5.1%

Lima

$111 10.7% 16.5% $22

Getting Around

Garland, TX

$120 4.6%

Lima

$48 4.6% 60.3% $73

Sport & Entertainment

Garland, TX

$69 2.6%

Lima

$47 4.5% 31.3% $21

Cost Breakdown

A central one-bedroom costs $1,533 in Garland, TX versus $727 in Lima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Garland, TX are about 5.4 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $53 in Garland, TX versus $34 in Lima. Monthly groceries follow the same trend: $378 vs $228 – making Lima the more affordable choice for daily food spending.

Good to know

🇺🇸 Garland, TX

🇵🇪 Lima

🕒 Local time

04:26 4:26 AM

05:26 5:26 AM

1 h ahead of Garland, TX

🌤 Weather

👥 Population

242,035

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.87 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

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Between locations

Garland, TX Lima 5,420 km ≈ 7 h nonstop flight

From you

Garland, TX
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Garland, TX vs Lima: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,598 in Garland, TX, $1,042 in Lima – Lima comes out roughly 60% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,897 per month in Garland, TX and $1,564 in Lima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments: a one-bedroom in the center costs $727 there versus $1,533 in Garland, TX.

Kindergarten costs $1,127 per month in Garland, TX and $309 in Lima. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 66% more in Garland, TX, though the gap depends on what you buy.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,042, than in Garland, TX at $2,598. In Lima it covers expenses comfortably, while in Garland, TX it requires careful planning or may not stretch far enough.

Families tend to lean toward Lima – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Lima. If higher salaries or specific career opportunities are the priority, Garland, TX makes more sense. Both are solid long-term options with distinct trade-offs.