Last update: Oct 2026

Cost of Living Comparison Between Fulda and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,934 in Fulda, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Fulda
Learn more

Fulda Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Fulda

🇩🇪 Germany

$1,934

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Fulda and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fulda and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,934 in Fulda versus $918 in Cebu.

Fulda $1,934
Cebu $918

Estimated couple costs with rent: $2,874 in Fulda versus $1,409 in Cebu.

Fulda $2,874
Cebu $1,409

Monthly costs for a family of three with rent: $3,814 in Fulda versus $1,900 in Cebu.

Fulda $3,814
Cebu $1,900

Living in Fulda is roughly 111% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Fulda is 43% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.33 €11.85

$3.09 ₱194

331.39%

Three-Course Dinner for Two, Mid-Range

$60.3 €53.7

$24.22 ₱1,525

149.05%

Fast Food Meal (McDonalds, etc)

$11.85 €10.54

$3.92 ₱247

202.30%

Cappuccino

$3.67 €3.26

$2.51 ₱158

46.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.52 €3.13

$1.59 ₱100

121.38%

Water (0.33 liter bottle)

$2.80 €2.49

$0.53 ₱33.43

428.30%

Local Beer (0.5 liter draught)

$4.85 €4.31

$1.78 ₱112

172.47%

Imported Beer (0.33 liter bottle)

$4.45 €3.96

$2.17 ₱137

105.07%

Milk (1 liter)

$1.38 €1.23

$1.92 ₱121

-28.13%

White Bread (500g)

$1.98 €1.76

$1.36 ₱85.4

45.59%

Rice (white) (1kg)

$3.17 €2.82

$1.01 ₱63.5

213.86%

Eggs

$2.93 €2.61

$2.03 ₱128

44.33%

Local Cheese (1kg)

$12.17 €10.83

$9.86 ₱621

23.43%

Chicken Fillets (1kg)

$9.95 €8.85

$4.39 ₱277

126.65%

Beef Round Steak (1kg)

$17.98 €16.00

$7.60 ₱479

136.58%

Apples (1kg)

$3.18 €2.82

$3.30 ₱208

-3.64%

Banana (1kg)

$1.98 €1.76

$1.39 ₱87.8

42.45%

Oranges (1kg)

$1.95 €1.73

$2.33 ₱147

-16.31%

Tomato (1kg)

$3.66 €3.26

$1.50 ₱94.3

144.00%

Potato (1kg)

$1.43 €1.27

$2.36 ₱149

-39.41%

Onion (1kg)

$1.13 €1.00

$1.90 ₱119

-40.53%

Lettuce (1 head)

$1.51 €1.34

$1.19 ₱74.9

26.89%

Water (1.5 liter bottle)

$0.34 €0.30

$0.63 ₱39.71

-46.03%

Cigarettes 20 Pack (Marlboro, Camel)

$9.75 €8.68

$3.00 ₱189

225.00%

Wine (Bottle)

$5.69 €5.06

$6.03 ₱379

-5.64%

Local Beer (0.5 liter bottle)

$1.02 €0.91

$1.23 ₱77.7

-17.07%

Imported Beer (0.33 liter bottle)

$1.55 €1.38

$1.75 ₱110

-11.43%

One-way Ticket (Public Transport)

$3.85 €3.43

$0.25 ₱15.86

1440.00%

Public Transport Monthly Pass (Regular Price)

$65.1 €57.9

$12.64 ₱796

415.11%

Taxi Start (Normal Tariff)

$4.06 €3.61

$0.77 ₱48.62

427.27%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$2.00 €1.78

$1.31 ₱82.8

52.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K €23.8K

$21.2K ₱1.3M

26.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K €30.3K

$19.1K ₱1.2M

77.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$355 €316

$120 ₱7,569

195.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.65 €29.93

$14.00 ₱882

140.36%

Internet (50+ Mbps, Unlimited Data)

$51.7 €46.00

$27.54 ₱1,734

87.76%

Gym Membership (Monthly)

$38.35 €34.11

$32.33 ₱2,035

18.62%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$16.68 €14.84

$5.65 ₱356

195.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$499 €444

$275 ₱17.3K

81.32%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$84.7 €75.3

$49.33 ₱3,106

71.64%

Summer Dress (H&M, Zara, etc)

$44.46 €39.54

$25.24 ₱1,589

76.15%

Sport Shoes (Adidas, Nike)

$81.6 €72.6

$77.0 ₱4,846

6.04%

Men's Leather Business Shoes

$170 €151

$57.2 ₱3,601

197.45%

1-bedroom Apartment, City Center (Monthly)

$727 €646

$500 ₱31.5K

45.50%

1-bedroom Apartment, Outside City Center (Monthly)

$633 €563

$309 ₱19.4K

104.93%

3-bedroom Apartment, City Center (Monthly)

$1,459 €1,298

$1,078 ₱67.9K

35.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,171 €1,041

$615 ₱38.7K

90.26%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$2,712 €2,412

$346 ₱21.8K

683.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.04

7.2

-43.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fulda: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fulda

$633 32.7%

Cebu

$309 33.6% 51.2% $324

Monthly Utilities & Internet

Fulda

$440 22.8%

Cebu

$162 17.6% 63.2% $278

Groceries & Markets

Fulda

$288 14.9%

Cebu

$206 22.4% 28.6% $83

Eating Out

Fulda

$245 12.7%

Cebu

$88 9.6% 63.9% $156

Clothing & Footwear

Fulda

$171 8.9%

Cebu

$94 10.2% 45.2% $77

Getting Around

Fulda

$85 * 4.4%

Cebu

$16 1.7% 81.6% $69

Sport & Entertainment

Fulda

$72 3.7%

Cebu

$44 4.8% 39.2% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $727 in Fulda and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Fulda pays 684% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Fulda vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $288 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇩🇪 Fulda

🇵🇭 Cebu

🕒 Local time

23:02 11:02 PM

05:02 5:02 AM

6 h ahead of Fulda

🌤 Weather

👥 Population

67,980

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Fulda Cebu 10,760 km ≈ 14 h nonstop flight

From you

Fulda
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fulda vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 111% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 684% higher in Fulda, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $727 in Fulda versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,934 per month in Fulda versus $918 in Cebu – a 111% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 415% less than in Fulda. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,934 in Fulda, a $1,500 budget is realistic in Cebu but tight or insufficient in Fulda. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Fulda, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Fulda and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 111% less than in Fulda. Beyond cost, consider language, visa policies, and how big the international community is in each city.