Last update: Oct 2026

Cost of Living Comparison Between Fukushima and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,165 in Fukushima, rent and utilities included – about $3,000 less a year. Other living expenses account for most of the difference.

57

Cost of Living Index in Fukushima
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Fukushima Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Fukushima

🇯🇵 Japan

$1,165

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Fukushima and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fukushima and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,165 in Fukushima versus $915 in Cebu.

Fukushima $1,165
Cebu $915

Estimated couple costs with rent: $1,826 in Fukushima versus $1,418 in Cebu.

Fukushima $1,826
Cebu $1,418

Monthly costs for a family of three with rent: $2,487 in Fukushima versus $1,921 in Cebu.

Fukushima $2,487
Cebu $1,921

Living in Fukushima is roughly 27% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Fukushima 14% lower, Cebu 33% lower.

Meal at Budget Restaurant

$5.89 ¥930

$3.05 ₱192

93.11%

Three-Course Dinner for Two, Mid-Range

$29.92 ¥4,727

$24.00 ₱1,511

24.67%

Fast Food Meal (McDonalds, etc)

$4.45 ¥703

$3.99 ₱251

11.53%

Cappuccino

$2.55 ¥404

$2.50 ₱157

2.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 ¥148

$1.54 ₱97.1

-38.96%

Water (0.33 liter bottle)

$0.67 ¥106

$0.50 ₱31.37

34.00%

Local Beer (0.5 liter draught)

$2.61 ¥412

$1.78 ₱112

46.63%

Imported Beer (0.33 liter bottle)

$3.12 ¥493

$2.17 ₱136

43.78%

Milk (1 liter)

$1.47 ¥232

$2.00 ₱126

-26.50%

White Bread (500g)

$1.55 ¥244

$1.37 ₱86.2

13.14%

Rice (white) (1kg)

$4.08 ¥645

$1.03 ₱64.9

296.12%

Eggs

$2.08 ¥328

$2.03 ₱128

2.46%

Local Cheese (1kg)

$10.38 ¥1,639

$10.20 ₱642

1.76%

Chicken Fillets (1kg)

$6.69 ¥1,057

$4.45 ₱280

50.34%

Beef Round Steak (1kg)

$16.64 ¥2,629

$7.67 ₱483

116.95%

Apples (1kg)

$3.77 ¥596

$3.31 ₱208

13.90%

Banana (1kg)

$2.26 ¥357

$1.46 ₱91.8

54.79%

Oranges (1kg)

$2.80 ¥443

$2.32 ₱146

20.69%

Tomato (1kg)

$4.07 ¥642

$1.49 ₱94.0

173.15%

Potato (1kg)

$2.48 ¥391

$2.34 ₱147

5.98%

Onion (1kg)

$2.57 ¥406

$1.94 ₱122

32.47%

Lettuce (1 head)

$1.29 ¥205

$1.16 ₱73.0

11.21%

Water (1.5 liter bottle)

$0.84 ¥132

$0.68 ₱42.89

23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 ¥615

$2.99 ₱188

30.10%

Wine (Bottle)

$6.82 ¥1,077

$6.24 ₱393

9.29%

Local Beer (0.5 liter bottle)

$1.84 ¥291

$1.23 ₱77.3

49.59%

Imported Beer (0.33 liter bottle)

$2.13 ¥337

$1.73 ₱109

23.12%

One-way Ticket (Public Transport)

$1.49 ¥235

$0.23 ₱14.36

547.83%

Public Transport Monthly Pass (Regular Price)

$48.19 ¥7,613

$12.34 ₱777

290.52%

Taxi Start (Normal Tariff)

$3.18 ¥502

$0.79 ₱49.96

302.53%

Taxi (Normal Tariff) (1km)

$2.69 ¥425

$0.22 ₱13.86

1122.73%

Taxi 1hour Waiting (Normal Tariff)

$21.15 ¥3,342

$4.54 ₱286

365.86%

Gasoline (1 liter)

$1.02 ¥161

$1.32 ₱82.9

-22.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K ¥3.2M

$21.0K ₱1.3M

-4.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.6K ¥2.5M

$19.4K ₱1.2M

-19.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 ¥19.9K

$119 ₱7,464

6.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.15 ¥3,342

$14.22 ₱896

48.73%

Internet (50+ Mbps, Unlimited Data)

$30.04 ¥4,746

$27.47 ₱1,730

9.36%

Gym Membership (Monthly)

$51.6 ¥8,154

$32.31 ₱2,034

59.73%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$11.70 ¥1,849

$5.40 ₱340

116.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 ¥71.6K

$276 ₱17.4K

64.15%

International Primary School, 1 Child (Yearly)

$11.4K ¥1.8M

$7,866 ₱495.3K

44.75%

Jeans (Levis 501 Or Similar)

$46.93 ¥7,414

$49.37 ₱3,108

-4.94%

Summer Dress (H&M, Zara, etc)

$36.00 ¥5,688

$24.58 ₱1,548

46.46%

Sport Shoes (Adidas, Nike)

$64.6 ¥10.2K

$76.6 ₱4,825

-15.75%

Men's Leather Business Shoes

$84.5 ¥13.3K

$58.9 ₱3,706

43.49%

1-bedroom Apartment, City Center (Monthly)

$535 ¥84.5K

$503 ₱31.7K

6.27%

1-bedroom Apartment, Outside City Center (Monthly)

$333 ¥52.5K

$305 ₱19.2K

9.22%

3-bedroom Apartment, City Center (Monthly)

$1,018 ¥160.9K

$1,075 ₱67.7K

-5.27%

3-bedroom Apartment, Outside City Center (Monthly)

$705 ¥111.4K

$632 ₱39.8K

11.53%

Buy Apartment in City Center (m2)

$3,897 ¥615.6K

$2,870 ₱180.7K

35.79%

Buy Apartment Outside City Center (m2)

$1,857 ¥293.4K

$1,877 ₱118.2K

-1.09%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

7.2

-69.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fukushima: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fukushima

$333 28.5%

Cebu

$305 33.3% 8.4% $28

Groceries & Markets

Fukushima

$288 24.7%

Cebu

$210 22.9% 27.3% $79

Monthly Utilities & Internet

Fukushima

$177 15.2%

Cebu

$160 17.5% 9.7% $17

Eating Out

Fukushima

$117 10%

Cebu

$88 9.6% 24.9% $29

Clothing & Footwear

Fukushima

$104 9%

Cebu

$94 10.3% 9.7% $10

Sport & Entertainment

Fukushima

$75 6.4%

Cebu

$43 4.7% 42.5% $32

Getting Around

Fukushima

$71 6.1%

Cebu

$15 1.7% 78.6% $56

Cost Breakdown

A one-bedroom apartment in the center runs $535 in Fukushima and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $30.00 in Fukushima vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $288 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Fukushima

🇵🇭 Cebu

🕒 Local time

02:39 2:39 AM

01:39 1:39 AM

1 h behind Fukushima

🌤 Weather

👥 Population

282,693

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

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Fukushima Cebu 3,470 km ≈ 4 h 45 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Fukushima vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 27% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,748 in Fukushima and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $535 in Fukushima versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,165 per month in Fukushima versus $915 in Cebu – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 291% less than in Fukushima. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,165 in Fukushima, a $1,500 budget is realistic in Cebu but tight or insufficient in Fukushima. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Fukushima, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Fukushima and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 27% less than in Fukushima. Beyond cost, consider language, visa policies, and how big the international community is in each city.