Last update: Oct 2026

Cost of Living Comparison Between Frisco, TX and Chula Vista, CA

For one person, living is cheaper in Frisco, TX: $2,815 a month against $3,256 in Chula Vista, CA, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Frisco, TX
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Frisco, TX Living Index
157

Cost of Living Index in Chula Vista, CA
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Chula Vista, CA Living Index

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Frisco, TX

🇺🇸 United States

$2,815

/mo nomad

Chula Vista, CA

🇺🇸 United States

$3,256

/mo nomad

Monthly Cost of Living

How much you'll spend in Frisco, TX and in Chula Vista, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Frisco, TX and in Chula Vista, CA actually costs, broken down by who's living it.

A single person spends $2,815 per month in Frisco, TX vs $3,256 in Chula Vista, CA, rent included.

Frisco, TX $2,815
Chula Vista, CA $3,256

A couple spends around $4,225 per month in Frisco, TX vs $4,769 in Chula Vista, CA, rent included.

Frisco, TX $4,225
Chula Vista, CA $4,769

A family of three spends $5,634 per month in Frisco, TX vs $6,282 in Chula Vista, CA, rent included.

Frisco, TX $5,634
Chula Vista, CA $6,282

Frisco, TX is about 14% cheaper than Chula Vista, CA, and outside of rent the biggest gap is in eating out.

Both Frisco, TX and Chula Vista, CA sit above the global median – Frisco, TX by 107%, Chula Vista, CA by 139%.

Meal at Budget Restaurant

$14.75 $14.75

$19.91 $19.91

-25.92%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$93.8 $93.8

-16.05%

Fast Food Meal (McDonalds, etc)

$11.03 $11.03

$15.21 $15.21

-27.48%

Cappuccino

$5.28 $5.28

$6.14 $6.14

-14.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$3.21 $3.21

-20.25%

Water (0.33 liter bottle)

$2.38 $2.38

Local Beer (0.5 liter draught)

$6.78 $6.78

$7.49 $7.49

-9.48%

Imported Beer (0.33 liter bottle)

$9.11 $9.11

$9.64 $9.64

-5.50%

Milk (1 liter)

$1.00 $1.00

$1.21 $1.21

-17.36%

White Bread (500g)

$3.52 $3.52

$4.07 $4.07

-13.51%

Rice (white) (1kg)

$3.66 $3.66

$4.85 $4.85

-24.54%

Eggs

$4.12 $4.12

$5.79 $5.79

-28.84%

Local Cheese (1kg)

$12.89 $12.89

$12.87 $12.87

0.16%

Chicken Fillets (1kg)

$10.96 $10.96

$14.00 $14.00

-21.71%

Beef Round Steak (1kg)

$19.20 $19.20

$15.64 $15.64

22.76%

Apples (1kg)

$4.79 $4.79

Banana (1kg)

$1.35 $1.35

$1.89 $1.89

-28.57%

Oranges (1kg)

$3.14 $3.14

$4.77 $4.77

-34.17%

Tomato (1kg)

$3.99 $3.99

$4.83 $4.83

-17.39%

Potato (1kg)

$3.32 $3.32

$3.38 $3.38

-1.78%

Onion (1kg)

$2.86 $2.86

$2.33 $2.33

22.75%

Lettuce (1 head)

$2.05 $2.05

$2.01 $2.01

1.99%

Water (1.5 liter bottle)

$2.53 $2.53

$2.06 $2.06

22.82%

Cigarettes 20 Pack (Marlboro, Camel)

$10.01 $10.01

$11.65 $11.65

-14.08%

Wine (Bottle)

$14.26 $14.26

$14.94 $14.94

-4.55%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.24 $2.24

-21.43%

Imported Beer (0.33 liter bottle)

$3.26 $3.26

$3.46 $3.46

-5.78%

One-way Ticket (Public Transport)

$3.07 $3.07

$2.57 $2.57

19.46%

Public Transport Monthly Pass (Regular Price)

$132 $132

$70.7 $70.7

86.82%

Taxi Start (Normal Tariff)

$2.69 $2.69

$2.97 $2.97

-9.43%

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$2.12 $2.12

-40.09%

Taxi 1hour Waiting (Normal Tariff)

$29.94 $29.94

$27.54 $27.54

8.71%

Gasoline (1 liter)

$0.99 $0.99

$1.56 $1.56

-36.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$28.8K $28.8K

-5.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$25.9K $25.9K

2.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$244 $244

$250 $250

-2.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.2 $66.2

$67.1 $67.1

-1.28%

Internet (50+ Mbps, Unlimited Data)

$64.4 $64.4

$60.3 $60.3

6.84%

Gym Membership (Monthly)

$32.14 $32.14

$20.08 $20.08

60.06%

Tennis Court (1 Hour on Weekend)

$11.76 $11.76

Cinema Ticket

$15.16 $15.16

$14.99 $14.99

1.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,557 $1,557

$1,877 $1,877

-17.02%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$36.5K $36.5K

-34.23%

Jeans (Levis 501 Or Similar)

$54.0 $54.0

$57.1 $57.1

-5.48%

Summer Dress (H&M, Zara, etc)

$41.07 $41.07

$56.3 $56.3

-27.06%

Sport Shoes (Adidas, Nike)

$75.1 $75.1

$91.0 $91.0

-17.40%

Men's Leather Business Shoes

$139 $139

$143 $143

-2.65%

1-bedroom Apartment, City Center (Monthly)

$1,776 $1,776

$2,668 $2,668

-33.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,409 $1,409

$1,794 $1,794

-21.47%

3-bedroom Apartment, City Center (Monthly)

$3,426 $3,426

$4,413 $4,413

-22.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,577 $2,577

$3,036 $3,036

-15.13%

Buy Apartment in City Center (m2)

$2,955 $2,955

Buy Apartment Outside City Center (m2)

$2,132 $2,132

Average Monthly Net Salary (After Tax)

$7,022 $7,022

$4,550 $4,550

54.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.39

1.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Frisco, TX: October 25, 2026

Last update for Chula Vista, CA: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Frisco, TX

$1.4K 50.1%

Chula Vista, CA

$1.8K 55.1% 27.3% $385

Groceries & Markets

Frisco, TX

$390 13.9%

Chula Vista, CA

$425 13.1% 8.9% $35

Monthly Utilities & Internet

Frisco, TX

$374 13.3%

Chula Vista, CA

$378 11.6% 0.9% $3.5

Eating Out

Frisco, TX

$286 10.2%

Chula Vista, CA

$358 11% 24.9% $71

Getting Around

Frisco, TX

$153 5.5%

Chula Vista, CA

$95 2.9% 38.4% $59

Clothing & Footwear

Frisco, TX

$139 5%

Chula Vista, CA

$156 4.8% 12.3% $17

Sport & Entertainment

Frisco, TX

$62 2.2%

Chula Vista, CA

$50 1.5% 19.9% $12

Cost Breakdown

A central one-bedroom costs $1,776 in Frisco, TX versus $2,668 in Chula Vista, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 54% higher in Frisco, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79 in Frisco, TX versus $94 in Chula Vista, CA. Monthly groceries follow the same trend: $390 vs $425 – making Frisco, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Frisco, TX

🇺🇸 Chula Vista, CA

🕒 Local time

08:03 8:03 AM

06:03 6:03 AM

2 h behind Frisco, TX

🌤 Weather

👥 Population

873,965

275,487

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Frisco, TX Chula Vista, CA 1,890 km ≈ 2 h 45 min nonstop flight

From you

Frisco, TX
Chula Vista, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Frisco, TX vs Chula Vista, CA: Cost of Living - Frequently Asked Questions

Chula Vista, CA costs about 16% more than Frisco, TX, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,222 per month in Frisco, TX and $4,884 in Chula Vista, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Frisco, TX, especially for central apartments: a one-bedroom in the center costs $1,776 there versus $2,668 in Chula Vista, CA.

Monthly expenses with rent come to $2,815 in Frisco, TX and $3,256 in Chula Vista, CA. That’s a gap of about 16%.

Public transport costs about 46% less in Chula Vista, CA. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Frisco, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.