Last update: Oct 2026

Cost of Living Comparison Between Chula Vista, CA and Frisco, TX

For one person, living is cheaper in Frisco, TX: $2,815 a month against $3,256 in Chula Vista, CA, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

157

Cost of Living Index in Chula Vista, CA
Learn more

Chula Vista, CA Living Index
136

Cost of Living Index in Frisco, TX
Learn more

Frisco, TX Living Index

Jump to prices

Chula Vista, CA

🇺🇸 United States

$3,256

/mo nomad

Frisco, TX

🇺🇸 United States

$2,815

/mo nomad

Monthly Cost of Living

How much you'll spend in Chula Vista, CA and in Frisco, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chula Vista, CA and in Frisco, TX actually costs, broken down by who's living it.

A single person spends $3,256 per month in Chula Vista, CA vs $2,815 in Frisco, TX, rent included.

Chula Vista, CA $3,256
Frisco, TX $2,815

A couple spends around $4,769 per month in Chula Vista, CA vs $4,225 in Frisco, TX, rent included.

Chula Vista, CA $4,769
Frisco, TX $4,225

A family of three spends $6,282 per month in Chula Vista, CA vs $5,634 in Frisco, TX, rent included.

Chula Vista, CA $6,282
Frisco, TX $5,634

Chula Vista, CA costs about 16% more than Frisco, TX, and outside of rent the biggest gap is in eating out.

Both Chula Vista, CA and Frisco, TX sit above the global median – Chula Vista, CA by 139%, Frisco, TX by 107%.

Meal at Budget Restaurant

$19.91 $19.91

$14.75 $14.75

34.98%

Three-Course Dinner for Two, Mid-Range

$93.8 $93.8

$78.8 $78.8

19.12%

Fast Food Meal (McDonalds, etc)

$15.21 $15.21

$11.03 $11.03

37.90%

Cappuccino

$6.14 $6.14

$5.28 $5.28

16.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.56 $2.56

25.39%

Water (0.33 liter bottle)

$2.38 $2.38

Local Beer (0.5 liter draught)

$7.49 $7.49

$6.78 $6.78

10.47%

Imported Beer (0.33 liter bottle)

$9.64 $9.64

$9.11 $9.11

5.82%

Milk (1 liter)

$1.21 $1.21

$1.00 $1.00

21.00%

White Bread (500g)

$4.07 $4.07

$3.52 $3.52

15.63%

Rice (white) (1kg)

$4.85 $4.85

$3.66 $3.66

32.51%

Eggs

$5.79 $5.79

$4.12 $4.12

40.53%

Local Cheese (1kg)

$12.87 $12.87

$12.89 $12.89

-0.16%

Chicken Fillets (1kg)

$14.00 $14.00

$10.96 $10.96

27.74%

Beef Round Steak (1kg)

$15.64 $15.64

$19.20 $19.20

-18.54%

Apples (1kg)

$4.79 $4.79

Banana (1kg)

$1.89 $1.89

$1.35 $1.35

40.00%

Oranges (1kg)

$4.77 $4.77

$3.14 $3.14

51.91%

Tomato (1kg)

$4.83 $4.83

$3.99 $3.99

21.05%

Potato (1kg)

$3.38 $3.38

$3.32 $3.32

1.81%

Onion (1kg)

$2.33 $2.33

$2.86 $2.86

-18.53%

Lettuce (1 head)

$2.01 $2.01

$2.05 $2.05

-1.95%

Water (1.5 liter bottle)

$2.06 $2.06

$2.53 $2.53

-18.58%

Cigarettes 20 Pack (Marlboro, Camel)

$11.65 $11.65

$10.01 $10.01

16.38%

Wine (Bottle)

$14.94 $14.94

$14.26 $14.26

4.77%

Local Beer (0.5 liter bottle)

$2.24 $2.24

$1.76 $1.76

27.27%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.26 $3.26

6.13%

One-way Ticket (Public Transport)

$2.57 $2.57

$3.07 $3.07

-16.29%

Public Transport Monthly Pass (Regular Price)

$70.7 $70.7

$132 $132

-46.47%

Taxi Start (Normal Tariff)

$2.97 $2.97

$2.69 $2.69

10.41%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.27 $1.27

66.93%

Taxi 1hour Waiting (Normal Tariff)

$27.54 $27.54

$29.94 $29.94

-8.02%

Gasoline (1 liter)

$1.56 $1.56

$0.99 $0.99

57.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K $28.8K

$27.3K $27.3K

5.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.4K $26.4K

-2.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 $250

$244 $244

2.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.1 $67.1

$66.2 $66.2

1.30%

Internet (50+ Mbps, Unlimited Data)

$60.3 $60.3

$64.4 $64.4

-6.40%

Gym Membership (Monthly)

$20.08 $20.08

$32.14 $32.14

-37.52%

Tennis Court (1 Hour on Weekend)

$11.76 $11.76

Cinema Ticket

$14.99 $14.99

$15.16 $15.16

-1.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,877 $1,877

$1,557 $1,557

20.52%

International Primary School, 1 Child (Yearly)

$36.5K $36.5K

$24.0K $24.0K

52.04%

Jeans (Levis 501 Or Similar)

$57.1 $57.1

$54.0 $54.0

5.80%

Summer Dress (H&M, Zara, etc)

$56.3 $56.3

$41.07 $41.07

37.11%

Sport Shoes (Adidas, Nike)

$91.0 $91.0

$75.1 $75.1

21.07%

Men's Leather Business Shoes

$143 $143

$139 $139

2.72%

1-bedroom Apartment, City Center (Monthly)

$2,668 $2,668

$1,776 $1,776

50.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 $1,794

$1,409 $1,409

27.34%

3-bedroom Apartment, City Center (Monthly)

$4,413 $4,413

$3,426 $3,426

28.81%

3-bedroom Apartment, Outside City Center (Monthly)

$3,036 $3,036

$2,577 $2,577

17.83%

Buy Apartment in City Center (m2)

$2,955 $2,955

Buy Apartment Outside City Center (m2)

$2,132 $2,132

Average Monthly Net Salary (After Tax)

$4,550 $4,550

$7,022 $7,022

-35.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

6.51

-1.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chula Vista, CA: October 27, 2026

Last update for Frisco, TX: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chula Vista, CA

$1.8K 55.1%

Frisco, TX

$1.4K 50.1% 21.5% $385

Groceries & Markets

Chula Vista, CA

$425 13.1%

Frisco, TX

$390 13.9% 8.2% $35

Monthly Utilities & Internet

Chula Vista, CA

$378 11.6%

Frisco, TX

$374 13.3% 0.9% $3.5

Eating Out

Chula Vista, CA

$358 11%

Frisco, TX

$286 10.2% 19.9% $71

Clothing & Footwear

Chula Vista, CA

$156 4.8%

Frisco, TX

$139 5% 10.9% $17

Getting Around

Chula Vista, CA

$95 2.9%

Frisco, TX

$153 5.5% 62.2% $59

Sport & Entertainment

Chula Vista, CA

$50 1.5%

Frisco, TX

$62 2.2% 24.8% $12

Cost Breakdown

A central one-bedroom costs $2,668 in Chula Vista, CA versus $1,776 in Frisco, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 54% higher in Frisco, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $94 in Chula Vista, CA versus $79 in Frisco, TX. Monthly groceries follow the same trend: $425 vs $390 – making Frisco, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Chula Vista, CA

🇺🇸 Frisco, TX

🕒 Local time

09:03 9:03 AM

11:03 11:03 AM

2 h ahead of Chula Vista, CA

🌤 Weather

👥 Population

275,487

873,965

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Chula Vista, CA Frisco, TX 1,890 km ≈ 2 h 45 min nonstop flight

From you

Chula Vista, CA
Frisco, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chula Vista, CA vs Frisco, TX: Cost of Living - Frequently Asked Questions

Chula Vista, CA costs about 16% more than Frisco, TX, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,884 per month in Chula Vista, CA and $4,222 in Frisco, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Frisco, TX, especially for central apartments: a one-bedroom in the center costs $1,776 there versus $2,668 in Chula Vista, CA.

Monthly expenses with rent come to $3,256 in Chula Vista, CA and $2,815 in Frisco, TX. That’s a gap of about 16%.

Public transport costs about 46% less in Chula Vista, CA. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Frisco, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.