Last update: Oct 2026

Cost of Living Comparison Between French Polynesia and Spain

For one person, living is cheaper in Spain: $1,775 a month against $2,315 in French Polynesia, rent and utilities included – about $6,500 less a year. Other living expenses account for most of the difference.

French Polynesia
Spain
🇵🇫 French Polynesia
$2,315
/mo nomad
🇪🇸 Spain
$1,775
/mo nomad
Monthly Cost of Living

How much you'll spend in French Polynesia and in Spain

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in French Polynesia and in Spain actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,315 in French Polynesia versus $1,775 in Spain.

  • French Polynesia $2,315
  • Spain $1,775

Estimated couple costs with rent: $3,464 in French Polynesia versus $2,606 in Spain.

  • French Polynesia $3,464
  • Spain $2,606

Monthly costs for a family of three with rent: $4,613 in French Polynesia versus $3,438 in Spain.

  • French Polynesia $4,613
  • Spain $3,438

Internal cost variation is higher in French Polynesia: monthly costs span $14 to $2,283, compared to $931–$2,610 in Spain. City choice carries more weight in French Polynesia.

Living in French Polynesia is roughly 30% more expensive than in Spain on average.

Both countries sit above the global median: French Polynesia 70% above, Spain 30% above.

Currency
🍽 Eating Out
French Polynesia
Spain
Difference
Meal at Budget Restaurant
$16.95 CFPF 1,802
$16.69 €14.95
1.56%
Three-Course Dinner for Two, Mid-Range
$76.4 CFPF 8,116
$55.7 €49.88
37.07%
Fast Food Meal (McDonalds, etc)
$14.24 CFPF 1,514
$11.37 €10.18
25.24%
Cappuccino
$4.14 CFPF 440
$2.42 €2.16
71.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 CFPF 280
$2.68 €2.40
-1.49%
Water (0.33 liter bottle)
$2.49 CFPF 265
$1.79 €1.60
39.11%
Local Beer (0.5 liter draught)
$4.75 CFPF 505
$3.42 €3.07
38.89%
Imported Beer (0.33 liter bottle)
$5.58 CFPF 593
$3.88 €3.47
43.81%
🛒 Groceries & Markets
French Polynesia
Spain
Difference
Milk (1 liter)
$1.43 CFPF 152
$1.20 €1.07
19.17%
White Bread (500g)
$4.40 CFPF 468
$1.48 €1.33
197.30%
Rice (white) (1kg)
$1.73 CFPF 184
$1.67 €1.50
3.59%
Eggs
$6.74 CFPF 716
$3.42 €3.06
97.08%
Local Cheese (1kg)
$35.28 CFPF 3,750
$14.17 €12.69
148.98%
Chicken Fillets (1kg)
$15.39 CFPF 1,636
$8.33 €7.46
84.75%
Beef Round Steak (1kg)
$24.37 CFPF 2,591
$16.20 €14.51
50.43%
Apples (1kg)
$4.93 CFPF 524
$2.45 €2.20
101.22%
Banana (1kg)
$2.88 CFPF 306
$2.03 €1.82
41.87%
Oranges (1kg)
$6.35 CFPF 675
$2.08 €1.86
205.29%
Tomato (1kg)
$7.63 CFPF 811
$2.58 €2.31
195.74%
Potato (1kg)
$2.92 CFPF 311
$1.83 €1.64
59.56%
Onion (1kg)
$2.42 CFPF 258
$2.00 €1.79
21.00%
Lettuce (1 head)
$3.65 CFPF 388
$1.31 €1.17
178.63%
Water (1.5 liter bottle)
$1.16 CFPF 123
$0.77 €0.69
50.65%
Cigarettes 20 Pack (Marlboro, Camel)
$13.06 CFPF 1,388
$6.36 €5.70
105.35%
Wine (Bottle)
$23.36 CFPF 2,483
$5.64 €5.05
314.18%
Local Beer (0.5 liter bottle)
$2.92 CFPF 311
$1.30 €1.17
124.62%
Imported Beer (0.33 liter bottle)
$3.76 CFPF 400
$2.09 €1.87
79.90%
🚌 Getting Around
French Polynesia
Spain
Difference
One-way Ticket (Public Transport)
$1.82 CFPF 193
$1.64 €1.47
10.98%
Public Transport Monthly Pass (Regular Price)
$14.33 CFPF 1,523
$32.91 €29.48
-56.46%
Taxi Start (Normal Tariff)
$9.51 CFPF 1,011
$4.43 €3.96
114.67%
Taxi (Normal Tariff) (1km)
$2.39 CFPF 254
$1.47 €1.31
62.59%
Taxi 1hour Waiting (Normal Tariff)
$22.96 CFPF 2,441
$24.98 €22.38
-8.09%
Gasoline (1 liter)
$1.44 CFPF 153
$1.77 €1.59
-18.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.6K CFPF 2.0M
$35.5K €31.8K
-47.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.4K CFPF 3.2M
$30.6K €27.4K
-0.55%
🧾 Monthly Utilities & Internet
French Polynesia
Spain
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$174 CFPF 18.4K
$149 €134
16.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.73 CFPF 1,991
$17.67 €15.83
6.00%
Internet (50+ Mbps, Unlimited Data)
$69.8 CFPF 7,417
$31.88 €28.55
118.85%
🎉 Sport & Entertainment
French Polynesia
Spain
Difference
Gym Membership (Monthly)
$73.0 CFPF 7,763
$44.24 €39.62
65.08%
Tennis Court (1 Hour on Weekend)
-
$15.29 €13.70
-
Cinema Ticket
$14.25 CFPF 1,515
$9.66 €8.65
47.52%
🧸 Childcare & Education
French Polynesia
Spain
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$468 CFPF 49.7K
$544 €487
-14.09%
International Primary School, 1 Child (Yearly)
$9,405 CFPF 999.7K
$10.6K €9,499
-11.33%
👕👟 Clothing & Footwear
French Polynesia
Spain
Difference
Jeans (Levis 501 Or Similar)
$69.1 CFPF 7,348
$84.9 €76.0
-18.57%
Summer Dress (H&M, Zara, etc)
$72.3 CFPF 7,687
$37.11 €33.24
94.88%
Sport Shoes (Adidas, Nike)
$78.0 CFPF 8,288
$89.2 €79.9
-12.58%
Men's Leather Business Shoes
$89.4 CFPF 9,506
$106 €94.7
-15.42%
🏠 Accommodation & Living
French Polynesia
Spain
Difference
1-bedroom Apartment, City Center (Monthly)
$1,233 CFPF 131.0K
$1,056 €946
16.69%
1-bedroom Apartment, Outside City Center (Monthly)
$922 CFPF 98.0K
$808 €723
14.12%
3-bedroom Apartment, City Center (Monthly)
$1,868 CFPF 198.6K
$1,621 €1,452
15.24%
3-bedroom Apartment, Outside City Center (Monthly)
$1,473 CFPF 156.6K
$1,246 €1,116
18.23%
Buy Apartment in City Center (m2)
$7,062 CFPF 750.7K
$4,135 €3,704
70.77%
Buy Apartment Outside City Center (m2)
$9,027 CFPF 959.6K
$2,633 €2,358
242.89%
💵 Salaries & Financials
French Polynesia
Spain
Difference
Average Monthly Net Salary (After Tax)
$1,876 CFPF 199.4K
$1,999 €1,790
-6.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.6
3.3
39.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for French Polynesia: October 24, 2026

Last update for Spain: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
French Polynesia
$922
Spain
$808 12.4% $114
Groceries & Markets
French Polynesia
$565
Spain
$272 51.9% $293
Eating Out
French Polynesia
$283
Spain
$239 15.5% $44
Monthly Utilities & Internet
French Polynesia
$262
Spain
$199 24.1% $63
Clothing & Footwear
French Polynesia
$139
Spain
$143 2.6% $3.6
Sport & Entertainment
French Polynesia
$102
Spain
$64 37.4% $38
Getting Around
French Polynesia
$43
Spain
$51 19.1% $8.2

Cost Breakdown

National rent averages: $1,170 in French Polynesia, $920 in Spain. Capital cities: $1,328 in Papeete vs $1,508 in Madrid.

National salary averages: $1,977 in French Polynesia, $1,972 in Spain. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 27% higher in French Polynesia.

Dining out costs 33% more in French Polynesia.

Public transport is 121% more expensive in Spain.

Good to know
🇵🇫 French Polynesia
🇪🇸 Spain
🕒 Local time
15:45 3:45 PM
02:45 2:45 AM
11 h ahead of French Polynesia
🌤 Weather
👥 Population
278,786
47,415,750
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to XPF – CFP Franc Converter

CFP Franc exchange rates as of November 2, 2026: 1 USD = 106 XPF (1,000 XPF = 9.41 USD). 1 EUR = 119 XPF (1,000 XPF = 8.43 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • French Polynesia Spain 15,880 km ≈ 20 h nonstop flight
From you
  • French Polynesia
  • Spain

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
French Polynesia vs Spain: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to the cost in Spain?
At $2,315 per month in French Polynesia and $1,775 in Spain, Spain comes out about 23% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Is rent more expensive in French Polynesia or in Spain?
Rent for a central one-bedroom averages $1,170 in French Polynesia and $920 in Spain. Rents vary a lot between cities, so the gap depends on where you settle.
Which country is better for expats: French Polynesia or Spain?
It depends on what you’re after: Spain wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.

French Polynesia vs other spots: cost of living compared

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