Last update: Oct 2026

Cost of Living Comparison Between Freehold, NJ and New York, NY

For one person, living is cheaper in Freehold, NJ: $2,576 a month against $4,938 in New York, NY, rent and utilities included – about $28,300 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Freehold, NJ
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Freehold, NJ Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Freehold, NJ

🇺🇸 United States

$2,576

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Freehold, NJ and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Freehold, NJ and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,576 per month in Freehold, NJ vs $4,938 in New York, NY, rent included.

Freehold, NJ $2,576
New York, NY $4,938

A couple spends around $3,615 per month in Freehold, NJ vs $7,273 in New York, NY, rent included.

Freehold, NJ $3,615
New York, NY $7,273

A family of three spends $4,655 per month in Freehold, NJ vs $9,608 in New York, NY, rent included.

Freehold, NJ $4,655
New York, NY $9,608

Freehold, NJ is about 48% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Freehold, NJ and New York, NY sit above the global median – Freehold, NJ by 90%, New York, NY by 264%.

Meal at Budget Restaurant

$19.87 $19.87

$24.99 $24.99

-20.49%

Three-Course Dinner for Two, Mid-Range

$69.9 $69.9

$120 $120

-41.88%

Fast Food Meal (McDonalds, etc)

$11.57 $11.57

$13.74 $13.74

-15.79%

Cappuccino

$4.54 $4.54

$6.60 $6.60

-31.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 $2.29

$3.82 $3.82

-40.05%

Water (0.33 liter bottle)

$1.93 $1.93

$2.87 $2.87

-32.75%

Local Beer (0.5 liter draught)

$5.94 $5.94

$7.95 $7.95

-25.28%

Imported Beer (0.33 liter bottle)

$6.59 $6.59

$10.06 $10.06

-34.49%

Milk (1 liter)

$1.06 $1.06

$1.37 $1.37

-22.63%

White Bread (500g)

$3.54 $3.54

$4.75 $4.75

-25.47%

Rice (white) (1kg)

$4.26 $4.26

$7.69 $7.69

-44.60%

Eggs

$4.20 $4.20

$5.87 $5.87

-28.45%

Local Cheese (1kg)

$12.58 $12.58

$19.25 $19.25

-34.65%

Chicken Fillets (1kg)

$11.65 $11.65

$17.83 $17.83

-34.66%

Beef Round Steak (1kg)

$17.26 $17.26

$19.03 $19.03

-9.30%

Apples (1kg)

$4.93 $4.93

$6.69 $6.69

-26.31%

Banana (1kg)

$1.63 $1.63

$2.29 $2.29

-28.82%

Oranges (1kg)

$4.34 $4.34

$6.41 $6.41

-32.29%

Tomato (1kg)

$4.77 $4.77

$6.75 $6.75

-29.33%

Potato (1kg)

$2.80 $2.80

$3.93 $3.93

-28.75%

Onion (1kg)

$2.96 $2.96

$4.52 $4.52

-34.51%

Lettuce (1 head)

$2.17 $2.17

$2.79 $2.79

-22.22%

Water (1.5 liter bottle)

$2.22 $2.22

$2.51 $2.51

-11.55%

Cigarettes 20 Pack (Marlboro, Camel)

$9.79 $9.79

$18.10 $18.10

-45.91%

Wine (Bottle)

$14.75 $14.75

$20.16 $20.16

-26.84%

Local Beer (0.5 liter bottle)

$1.94 $1.94

$3.26 $3.26

-40.49%

Imported Beer (0.33 liter bottle)

$3.39 $3.39

$3.75 $3.75

-9.60%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.92 $2.92

-33.56%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

Taxi (Normal Tariff) (1km)

$1.49 $1.49

$2.16 $2.16

-31.02%

Taxi 1hour Waiting (Normal Tariff)

$34.01 $34.01

$41.33 $41.33

-17.71%

Gasoline (1 liter)

$1.05 $1.05

$1.12 $1.12

-6.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K $28.9K

$33.1K $33.1K

-12.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K $23.9K

$25.7K $25.7K

-6.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 $175

$219 $219

-20.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.8 $57.8

$75.3 $75.3

-23.27%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$70.5 $70.5

-1.60%

Gym Membership (Monthly)

$41.49 $41.49

$116 $116

-64.08%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$13.77 $13.77

$21.37 $21.37

-35.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,382 $1,382

$3,432 $3,432

-59.71%

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$61.7K $61.7K

-62.07%

Jeans (Levis 501 Or Similar)

$54.2 $54.2

$74.9 $74.9

-27.58%

Summer Dress (H&M, Zara, etc)

$41.56 $41.56

$52.1 $52.1

-20.29%

Sport Shoes (Adidas, Nike)

$90.3 $90.3

$117 $117

-22.66%

Men's Leather Business Shoes

$115 $115

$135 $135

-14.50%

1-bedroom Apartment, City Center (Monthly)

$1,611 $1,611

$4,347 $4,347

-62.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,344 $1,344

$3,117 $3,117

-56.88%

3-bedroom Apartment, City Center (Monthly)

$2,487 $2,487

$9,110 $9,110

-72.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,928 $1,928

$5,379 $5,379

-64.17%

Buy Apartment in City Center (m2)

$2,677 $2,677

$19.3K $19.3K

-86.11%

Buy Apartment Outside City Center (m2)

$2,416 $2,416

$6,943 $6,943

-65.20%

Average Monthly Net Salary (After Tax)

$3,864 $3,864

$5,238 $5,238

-26.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.85

-4.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Freehold, NJ: October 20, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Freehold, NJ

$1.3K 52.2%

New York, NY

$3.1K 63.1% 132% $1.8K

Groceries & Markets

Freehold, NJ

$399 15.5%

New York, NY

$552 11.2% 38.5% $153

Eating Out

Freehold, NJ

$308 12%

New York, NY

$407 8.2% 32.2% $99

Monthly Utilities & Internet

Freehold, NJ

$302 11.7%

New York, NY

$365 7.4% 20.8% $63

Clothing & Footwear

Freehold, NJ

$136 5.3%

New York, NY

$170 3.5% 25.6% $35

Sport & Entertainment

Freehold, NJ

$69 2.7%

New York, NY

$158 3.2% 129% $89

Getting Around

Freehold, NJ

$18 * 0.7%

New York, NY

$168 3.4% 821% $150

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,611 in Freehold, NJ versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Freehold, NJ versus $120 in New York, NY. Monthly groceries follow the same trend: $399 vs $552 – making Freehold, NJ the more affordable choice for daily food spending.

Good to know

🇺🇸 Freehold, NJ

🇺🇸 New York, NY

🕒 Local time

23:07 11:07 PM

Same time as Freehold, NJ

🌤 Weather

👥 Population

11,394

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Freehold, NJ New York, NY 43 km

From you

Freehold, NJ
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Freehold, NJ vs New York, NY: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 92%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,863 per month in Freehold, NJ and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Freehold, NJ, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $70.0 in Freehold, NJ and $120 in New York, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 38% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $2,576 in Freehold, NJ and $4,938 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Freehold, NJ – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Freehold, NJ. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.