Last update: Oct 2026

Cost of Living Comparison Between Fourways and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,049 in Fourways, rent and utilities included – about $1,600 less a year. Other living expenses account for most of the difference.

51

Cost of Living Index in Fourways
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Fourways Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Fourways

🇿🇦 South Africa

$1,049

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Fourways and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fourways and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,049 in Fourways versus $918 in Cebu.

Fourways $1,049
Cebu $918

Estimated couple costs with rent: $1,600 in Fourways versus $1,409 in Cebu.

Fourways $1,600
Cebu $1,409

Monthly costs for a family of three with rent: $2,152 in Fourways versus $1,900 in Cebu.

Fourways $2,152
Cebu $1,900

Living in Fourways is roughly 14% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Fourways 22% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.81 R 145

$3.09 ₱194

185.11%

Three-Course Dinner for Two, Mid-Range

$37.13 R 612

$24.22 ₱1,525

53.30%

Fast Food Meal (McDonalds, etc)

$5.49 R 90.5

$3.92 ₱247

40.05%

Cappuccino

$2.30 R 37.90

$2.51 ₱158

-8.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 R 18.13

$1.59 ₱100

-30.82%

Water (0.33 liter bottle)

$0.82 R 13.50

$0.53 ₱33.43

54.72%

Local Beer (0.5 liter draught)

$2.44 R 40.17

$1.78 ₱112

37.08%

Imported Beer (0.33 liter bottle)

$2.70 R 44.42

$2.17 ₱137

24.42%

Milk (1 liter)

$1.16 R 19.15

$1.92 ₱121

-39.58%

White Bread (500g)

$1.14 R 18.82

$1.36 ₱85.4

-16.18%

Rice (white) (1kg)

$1.72 R 28.35

$1.01 ₱63.5

70.30%

Eggs

$2.52 R 41.50

$2.03 ₱128

24.14%

Local Cheese (1kg)

$7.74 R 128

$9.86 ₱621

-21.50%

Chicken Fillets (1kg)

$4.53 R 74.6

$4.39 ₱277

3.19%

Beef Round Steak (1kg)

$7.46 R 123

$7.60 ₱479

-1.84%

Apples (1kg)

$1.44 R 23.73

$3.30 ₱208

-56.36%

Banana (1kg)

$1.59 R 26.27

$1.39 ₱87.8

14.39%

Oranges (1kg)

$1.79 R 29.55

$2.33 ₱147

-23.18%

Tomato (1kg)

$1.56 R 25.75

$1.50 ₱94.3

4.00%

Potato (1kg)

$1.08 R 17.79

$2.36 ₱149

-54.24%

Onion (1kg)

$1.22 R 20.15

$1.90 ₱119

-35.79%

Lettuce (1 head)

$1.23 R 20.31

$1.19 ₱74.9

3.36%

Water (1.5 liter bottle)

$1.04 R 17.12

$0.63 ₱39.71

65.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.26 R 53.7

$3.00 ₱189

8.67%

Wine (Bottle)

$5.17 R 85.1

$6.03 ₱379

-14.26%

Local Beer (0.5 liter bottle)

$1.51 R 24.80

$1.23 ₱77.7

22.76%

Imported Beer (0.33 liter bottle)

$1.99 R 32.72

$1.75 ₱110

13.71%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.31 R 5.14

$0.77 ₱48.62

-59.74%

Taxi (Normal Tariff) (1km)

$0.78 R 12.84

$0.23 ₱14.53

239.13%

Taxi 1hour Waiting (Normal Tariff)

$14.47 R 238

$4.46 ₱281

224.44%

Gasoline (1 liter)

$1.56 R 25.76

$1.31 ₱82.8

19.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K R 473.3K

$21.2K ₱1.3M

35.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K R 454.2K

$19.1K ₱1.2M

43.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.4 R 1,456

$120 ₱7,569

-26.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.56 R 602

$14.00 ₱882

161.14%

Internet (50+ Mbps, Unlimited Data)

$37.70 R 621

$27.54 ₱1,734

36.89%

Gym Membership (Monthly)

$32.69 R 539

$32.33 ₱2,035

1.11%

Tennis Court (1 Hour on Weekend)

$16.67 R 275

$6.65 ₱419

150.68%

Cinema Ticket

$7.22 R 119

$5.65 ₱356

27.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$257 R 4,239

$275 ₱17.3K

-6.54%

International Primary School, 1 Child (Yearly)

$7,930 R 130.7K

$7,918 ₱498.5K

0.15%

Jeans (Levis 501 Or Similar)

$52.8 R 870

$49.33 ₱3,106

7.07%

Summer Dress (H&M, Zara, etc)

$31.74 R 523

$25.24 ₱1,589

25.75%

Sport Shoes (Adidas, Nike)

$78.6 R 1,295

$77.0 ₱4,846

2.12%

Men's Leather Business Shoes

$84.8 R 1,398

$57.2 ₱3,601

48.32%

1-bedroom Apartment, City Center (Monthly)

$390 R 6,432

$500 ₱31.5K

-21.85%

1-bedroom Apartment, Outside City Center (Monthly)

$399 R 6,569

$309 ₱19.4K

29.12%

3-bedroom Apartment, City Center (Monthly)

$750 R 12.4K

$1,078 ₱67.9K

-30.40%

3-bedroom Apartment, Outside City Center (Monthly)

$691 R 11.4K

$615 ₱38.7K

12.30%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$1,603 R 26.4K

$346 ₱21.8K

363.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.34

7.2

57.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fourways: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fourways

$399 38%

Cebu

$309 33.6% 22.5% $90

Groceries & Markets

Fourways

$185 17.6%

Cebu

$206 22.4% 11.3% $21

Monthly Utilities & Internet

Fourways

$163 15.5%

Cebu

$162 17.6% 0.5% $0.9

Eating Out

Fourways

$140 13.3%

Cebu

$88 9.6% 36.9% $52

Clothing & Footwear

Fourways

$112 10.6%

Cebu

$94 10.2% 15.8% $18

Sport & Entertainment

Fourways

$47 4.5%

Cebu

$44 4.8% 7.5% $3.5

Getting Around

Fourways

$4.2 * 0.4%

Cebu

$16 1.7% 270% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $390 in Fourways and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Fourways pays 363% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Fourways vs $24.00 in Cebu. Groceries flip the comparison at $185 vs $206, with Fourways cheaper for home cooking.

Good to know

🇿🇦 Fourways

🇵🇭 Cebu

🕒 Local time

10:15 10:15 AM

16:15 4:15 PM

6 h ahead of Fourways

🌤 Weather

👥 Population

964,169

💱 Currency

South African Rand ZAR R

Philippine Peso PHP ₱

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to ZAR in detail →

On the map

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Highest

Between locations

Fourways Cebu 11,090 km ≈ 14 h nonstop flight

From you

Fourways
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fourways vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and utilities. The 14% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 363% higher in Fourways, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $390 in Fourways versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Fourways pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,049 per month in Fourways versus $918 in Cebu – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Fourways, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Fourways and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 14% less than in Fourways. Beyond cost, consider language, visa policies, and how big the international community is in each city.