Last update: Oct 2026

Cost of Living Comparison Between Florina and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,573 in Florina, rent and utilities included – about $7,900 less a year. Other living expenses account for most of the difference.

76

Cost of Living Index in Florina
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Florina Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Florina

🇬🇷 Greece

$1,573

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Florina and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florina and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,573 in Florina versus $918 in Cebu.

Florina $1,573
Cebu $918

Estimated couple costs with rent: $2,312 in Florina versus $1,409 in Cebu.

Florina $2,312
Cebu $1,409

Monthly costs for a family of three with rent: $3,052 in Florina versus $1,900 in Cebu.

Florina $3,052
Cebu $1,900

Living in Florina is roughly 71% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Florina is 16% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.92 €15.09

$3.09 ₱195

447.57%

Three-Course Dinner for Two, Mid-Range

$27.74 €24.73

$24.22 ₱1,526

14.53%

Fast Food Meal (McDonalds, etc)

$10.95 €9.76

$3.92 ₱247

179.34%

Cappuccino

$3.64 €3.25

$2.51 ₱158

45.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 €1.98

$1.59 ₱100

39.62%

Water (0.33 liter bottle)

$0.73 €0.65

$0.53 ₱33.47

37.74%

Local Beer (0.5 liter draught)

$4.06 €3.62

$1.78 ₱112

128.09%

Imported Beer (0.33 liter bottle)

$3.65 €3.25

$2.17 ₱137

68.20%

Milk (1 liter)

$1.76 €1.57

$1.92 ₱121

-8.33%

White Bread (500g)

$1.76 €1.57

$1.36 ₱85.5

29.41%

Rice (white) (1kg)

$3.68 €3.28

$1.01 ₱63.6

264.36%

Eggs

$5.39 €4.81

$2.03 ₱128

165.52%

Local Cheese (1kg)

$13.89 €12.38

$9.86 ₱622

40.87%

Chicken Fillets (1kg)

$11.32 €10.09

$4.39 ₱277

157.86%

Beef Round Steak (1kg)

$18.75 €16.72

$7.60 ₱479

146.71%

Apples (1kg)

$2.58 €2.30

$3.30 ₱208

-21.82%

Banana (1kg)

$2.19 €1.96

$1.39 ₱87.9

57.55%

Oranges (1kg)

$2.09 €1.87

$2.33 ₱147

-10.30%

Tomato (1kg)

$2.89 €2.58

$1.50 ₱94.4

92.67%

Potato (1kg)

$1.25 €1.11

$2.36 ₱149

-47.03%

Onion (1kg)

$1.21 €1.08

$1.90 ₱119

-36.32%

Lettuce (1 head)

$1.56 €1.39

$1.19 ₱75.0

31.09%

Water (1.5 liter bottle)

$0.94 €0.84

$0.63 ₱39.75

49.21%

Cigarettes 20 Pack (Marlboro, Camel)

$5.50 €4.91

$3.00 ₱189

83.33%

Wine (Bottle)

$9.97 €8.89

$6.03 ₱380

65.34%

Local Beer (0.5 liter bottle)

$1.99 €1.77

$1.23 ₱77.7

61.79%

Imported Beer (0.33 liter bottle)

$3.20 €2.85

$1.75 ₱110

82.86%

One-way Ticket (Public Transport)

$1.22 €1.09

$0.25 ₱15.87

388.00%

Public Transport Monthly Pass (Regular Price)

$49.58 €44.21

$12.64 ₱796

292.25%

Taxi Start (Normal Tariff)

$4.06 €3.62

$0.77 ₱48.66

427.27%

Taxi (Normal Tariff) (1km)

$1.15 €1.02

$0.23 ₱14.54

400.00%

Taxi 1hour Waiting (Normal Tariff)

$16.86 €15.03

$4.46 ₱281

278.03%

Gasoline (1 liter)

$2.30 €2.05

$1.31 ₱82.9

75.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €24.8K

$21.2K ₱1.3M

31.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K €27.2K

$19.1K ₱1.2M

59.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 €194

$120 ₱7,577

80.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.02 €20.52

$14.00 ₱883

64.43%

Internet (50+ Mbps, Unlimited Data)

$29.83 €26.59

$27.54 ₱1,736

8.32%

Gym Membership (Monthly)

$51.2 €45.62

$32.33 ₱2,037

58.24%

Tennis Court (1 Hour on Weekend)

$23.83 €21.24

$6.65 ₱419

258.35%

Cinema Ticket

$10.40 €9.27

$5.65 ₱356

84.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$471 €420

$275 ₱17.3K

71.17%

International Primary School, 1 Child (Yearly)

$9,051 €8,070

$7,918 ₱499.0K

14.31%

Jeans (Levis 501 Or Similar)

$96.3 €85.9

$49.33 ₱3,109

95.28%

Summer Dress (H&M, Zara, etc)

$45.11 €40.22

$25.24 ₱1,591

78.72%

Sport Shoes (Adidas, Nike)

$127 €113

$77.0 ₱4,850

64.63%

Men's Leather Business Shoes

$133 €119

$57.2 ₱3,605

133.01%

1-bedroom Apartment, City Center (Monthly)

$481 €429

$500 ₱31.5K

-3.77%

1-bedroom Apartment, Outside City Center (Monthly)

$399 €356

$309 ₱19.5K

29.32%

3-bedroom Apartment, City Center (Monthly)

$755 €673

$1,078 ₱67.9K

-29.93%

3-bedroom Apartment, Outside City Center (Monthly)

$624 €557

$615 ₱38.8K

1.47%

Buy Apartment in City Center (m2)

$2,981 €2,658

$2,886 ₱181.9K

3.30%

Buy Apartment Outside City Center (m2)

$1,916 €1,708

$1,917 ₱120.8K

-0.03%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.34

7.2

-25.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florina: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Florina

$399 25.4%

Cebu

$309 33.6% 22.7% $91

Groceries & Markets

Florina

$335 21.3%

Cebu

$206 22.4% 38.5% $129

Monthly Utilities & Internet

Florina

$270 17.2%

Cebu

$162 17.6% 40.1% $108

Eating Out

Florina

$251 16%

Cebu

$88 9.6% 64.9% $163

Clothing & Footwear

Florina

$181 11.5%

Cebu

$94 10.2% 48% $87

Sport & Entertainment

Florina

$72 4.6%

Cebu

$44 4.8% 39.4% $28

Getting Around

Florina

$64 4.1%

Cebu

$16 1.7% 75.8% $49

Cost Breakdown

A one-bedroom apartment in the center runs $481 in Florina and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $28.00 in Florina vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $335 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Florina

🇵🇭 Cebu

🕒 Local time

14:23 2:23 PM

19:23 7:23 PM

5 h ahead of Florina

🌤 Weather

👥 Population

14,297

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Florina Cebu 10,290 km ≈ 13 h nonstop flight

From you

Florina
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florina vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 71% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,359 in Florina and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $481 in Florina versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,573 per month in Florina versus $918 in Cebu – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 292% less than in Florina. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,573 in Florina, a $1,500 budget is realistic in Cebu but tight or insufficient in Florina. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Florina, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Florina and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 71% less than in Florina. Beyond cost, consider language, visa policies, and how big the international community is in each city.