Cost of Living Comparison Between Florida and Cayo Coco Cost of Living Comparison Between Florida and Cayo Coco

Monthly Cost of Living

Monthly costs for one person with rent: $186 in Florida versus $1,249 in Cayo Coco.

Estimated couple costs with rent: $356 in Florida versus $1,719 in Cayo Coco.

Monthly costs for a family of three with rent: $527 in Florida versus $2,189 in Cayo Coco.

Living in Florida costs roughly 85% less than in Cayo Coco, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Florida 86% lower, Cayo Coco 7% lower.

Meal at Budget Restaurant

$4.91 CUP 118

Three-Course Dinner for Two, Mid-Range

$19.63 CUP 471

$14.98 CUP 360

31.04%

Fast Food Meal (McDonalds, etc)

$6.98 CUP 168

Cappuccino

$0.98 CUP 23.59

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CUP 48.93

Water (0.33 liter bottle)

$2.99 CUP 71.7

$1.03 CUP 24.67

190.29%

Local Beer (0.5 liter draught)

$1.94 CUP 46.65

Imported Beer (0.33 liter bottle)

$2.93 CUP 70.3

Milk (1 liter)

$4.92 CUP 118

$2.92 CUP 70.0

68.49%

White Bread (500g)

$1.02 CUP 24.37

Rice (white) (1kg)

$1.95 CUP 46.76

Eggs

$3.56 CUP 85.3

Local Cheese (1kg)

$5.97 CUP 143

Chicken Fillets (1kg)

$20.28 CUP 487

$4.97 CUP 119

308.05%

Beef Round Steak (1kg)

$10.11 CUP 243

Apples (1kg)

$5.04 CUP 121

Banana (1kg)

$0.97 CUP 23.33

Oranges (1kg)

$0.97 CUP 23.37

Tomato (1kg)

$0.99 CUP 23.71

Potato (1kg)

$0.98 CUP 23.62

Onion (1kg)

$3.03 CUP 72.6

Lettuce (1 head)

$1.03 CUP 24.66

Water (1.5 liter bottle)

$1.03 CUP 24.69

Cigarettes 20 Pack (Marlboro, Camel)

$2.95 CUP 70.8

Wine (Bottle)

$9.90 CUP 238

Local Beer (0.5 liter bottle)

$1.96 CUP 46.97

Imported Beer (0.33 liter bottle)

$1.98 CUP 47.41

Public Transport Monthly Pass (Regular Price)

$20.03 CUP 481

Taxi Start (Normal Tariff)

$0.98 CUP 23.62

Taxi (Normal Tariff) (1km)

$1.02 CUP 24.46

Taxi 1hour Waiting (Normal Tariff)

$19.87 CUP 477

Gasoline (1 liter)

$0.98 CUP 23.43

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$70.8K CUP 1.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$80.6K CUP 1.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.74 CUP 978

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.38 CUP 945

Internet (50+ Mbps, Unlimited Data)

$220 CUP 5,274

Gym Membership (Monthly)

$39.78 CUP 955

Tennis Court (1 Hour on Weekend)

$10.09 CUP 242

Cinema Ticket

$1.03 CUP 24.64

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$89.5 CUP 2,147

International Primary School, 1 Child (Yearly)

$15.1K CUP 362.7K

Jeans (Levis 501 Or Similar)

$50.7 CUP 1,217

$40.24 CUP 966

26.02%

Summer Dress (H&M, Zara, etc)

$29.94 CUP 718

Sport Shoes (Adidas, Nike)

$73.6 CUP 1,767

Men's Leather Business Shoes

$78.9 CUP 1,894

1-bedroom Apartment, City Center (Monthly)

$393 CUP 9,431

1-bedroom Apartment, Outside City Center (Monthly)

$418 CUP 10.0K

3-bedroom Apartment, City Center (Monthly)

$1,039 CUP 24.9K

3-bedroom Apartment, Outside City Center (Monthly)

$626 CUP 15.0K

Buy Apartment in City Center (m2)

$295 CUP 7,087

Buy Apartment Outside City Center (m2)

$352 CUP 8,441

Average Monthly Net Salary (After Tax)

$20.27 CUP 487

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florida: September 28, 2026

Last update for Cayo Coco: September 26, 2026

Cost Breakdown

Dining out: $20.00 in Florida vs $15.00 in Cayo Coco. Groceries flip the comparison at $151 vs $233, with Florida cheaper for home cooking.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florida vs Cayo Coco: Cost of Living - Frequently Asked Questions

Florida wins on cost – living expenses run 573% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Florida the obvious pick if budget is a priority.

You'd need roughly $278 in Florida and $1,874 in Cayo Coco to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $186 per month in Florida versus $1,249 in Cayo Coco – a 573% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 55% higher in Cayo Coco. For households that cook at home regularly, that difference adds up over a month.

At $186 in Florida versus $1,249 in Cayo Coco, a $1,500 budget is realistic in Florida but tight or insufficient in Cayo Coco. The gap between the two cities makes Florida the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Florida gentler on the wallet – expenses run 573% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.