Cost of Living Comparison Between Florida and Cayo Coco Cost of Living Comparison Between Florida and Cayo Coco

Monthly Cost of Living

Monthly costs for one person with rent: $181 in Florida versus $1,232 in Cayo Coco.

Estimated couple costs with rent: $357 in Florida versus $1,676 in Cayo Coco.

Monthly costs for a family of three with rent: $533 in Florida versus $2,121 in Cayo Coco.

Living in Florida costs roughly 85% less than in Cayo Coco, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Florida 87% lower, Cayo Coco 10% lower.

Meal at Budget Restaurant

$5.13 CUP 123

Three-Course Dinner for Two, Mid-Range

$20.29 CUP 487

$14.73 CUP 354

37.75%

Fast Food Meal (McDonalds, etc)

$6.95 CUP 167

Cappuccino

$1.01 CUP 24.28

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 CUP 47.61

Water (0.33 liter bottle)

$3.02 CUP 72.4

$1.01 CUP 24.25

199.01%

Local Beer (0.5 liter draught)

$2.02 CUP 48.44

Imported Beer (0.33 liter bottle)

$2.96 CUP 71.0

Milk (1 liter)

$5.15 CUP 124

$2.92 CUP 70.1

76.37%

White Bread (500g)

$0.98 CUP 23.47

Rice (white) (1kg)

$2.04 CUP 48.84

Eggs

$3.53 CUP 84.8

Local Cheese (1kg)

$6.08 CUP 146

Chicken Fillets (1kg)

$19.76 CUP 474

$5.09 CUP 122

288.21%

Beef Round Steak (1kg)

$9.80 CUP 235

Apples (1kg)

$5.07 CUP 122

Banana (1kg)

$0.98 CUP 23.51

Oranges (1kg)

$0.98 CUP 23.50

Tomato (1kg)

$1.02 CUP 24.45

Potato (1kg)

$1.02 CUP 24.38

Onion (1kg)

$2.94 CUP 70.5

Lettuce (1 head)

$1.03 CUP 24.70

Water (1.5 liter bottle)

$1.02 CUP 24.59

Cigarettes 20 Pack (Marlboro, Camel)

$3.07 CUP 73.7

Wine (Bottle)

$10.10 CUP 242

Local Beer (0.5 liter bottle)

$2.05 CUP 49.30

Imported Beer (0.33 liter bottle)

$2.04 CUP 48.88

Public Transport Monthly Pass (Regular Price)

$19.74 CUP 474

Taxi Start (Normal Tariff)

$0.99 CUP 23.66

Taxi (Normal Tariff) (1km)

$0.98 CUP 23.63

Taxi 1hour Waiting (Normal Tariff)

$19.87 CUP 477

Gasoline (1 liter)

$0.98 CUP 23.51

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$70.9K CUP 1.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$81.4K CUP 2.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.70 CUP 977

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.42 CUP 946

Internet (50+ Mbps, Unlimited Data)

$217 CUP 5,202

Gym Membership (Monthly)

$40.54 CUP 973

Tennis Court (1 Hour on Weekend)

$10.09 CUP 242

Cinema Ticket

$0.98 CUP 23.53

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$88.9 CUP 2,133

International Primary School, 1 Child (Yearly)

$15.3K CUP 367.1K

Jeans (Levis 501 Or Similar)

$50.1 CUP 1,203

$39.24 CUP 942

27.70%

Summer Dress (H&M, Zara, etc)

$30.13 CUP 723

Sport Shoes (Adidas, Nike)

$74.0 CUP 1,775

Men's Leather Business Shoes

$80.2 CUP 1,926

1-bedroom Apartment, City Center (Monthly)

$407 CUP 9,777

1-bedroom Apartment, Outside City Center (Monthly)

$427 CUP 10.3K

3-bedroom Apartment, City Center (Monthly)

$1,066 CUP 25.6K

3-bedroom Apartment, Outside City Center (Monthly)

$631 CUP 15.1K

Buy Apartment in City Center (m2)

$299 CUP 7,175

Buy Apartment Outside City Center (m2)

$346 CUP 8,301

Average Monthly Net Salary (After Tax)

$19.96 CUP 479

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florida: August 17, 2026

Last update for Cayo Coco: August 16, 2026

Cost Breakdown

Dining out: $20.00 in Florida vs $15.00 in Cayo Coco. Groceries flip the comparison at $150 vs $234, with Florida cheaper for home cooking.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florida vs Cayo Coco: Cost of Living - Frequently Asked Questions

Florida wins on cost – living expenses run 579% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Florida the obvious pick if budget is a priority.

You'd need roughly $272 in Florida and $1,848 in Cayo Coco to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $181 per month in Florida versus $1,232 in Cayo Coco – a 579% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 56% higher in Cayo Coco. For households that cook at home regularly, that difference adds up over a month.

At $181 in Florida versus $1,232 in Cayo Coco, a $1,500 budget is realistic in Florida but tight or insufficient in Cayo Coco. The gap between the two cities makes Florida the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Florida gentler on the wallet – expenses run 579% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.