Cost of Living Comparison Between Florence, AL and Ubud, Bali Cost of Living Comparison Between Florence, AL and Ubud, Bali

Monthly Cost of Living

A single person spends $1,527 per month in Florence, AL vs $1,394 in Ubud, Bali, rent included.

A couple spends around $2,257 per month in Florence, AL vs $2,551 in Ubud, Bali, rent included.

A family of three spends $2,987 per month in Florence, AL vs $3,708 in Ubud, Bali, rent included.

Florence, AL costs about 10% more than Ubud, Bali, driven mainly by Eating Out.

Both Florence, AL and Ubud, Bali sit above the global median – Florence, AL by 15%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Florence, AL
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.19 $15.19
$3.40 Rp 60.2K
346.76%
Three-Course Dinner for Two, Mid-Range
$61.1 $61.1
$32.38 Rp 573.6K
88.82%
Fast Food Meal (McDonalds, etc)
$9.97 $9.97
$5.00 Rp 88.6K
99.40%
Cappuccino
$5.02 $5.02
$2.82 Rp 50.0K
78.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.27 $2.27
$1.38 Rp 24.4K
64.49%
Water (0.33 liter bottle)
$2.06 $2.06
$0.73 Rp 13.0K
182.19%
Local Beer (0.5 liter draught)
$3.57 $3.57
$2.98 Rp 52.8K
19.80%
Imported Beer (0.33 liter bottle)
$4.90 $4.90
$3.97 Rp 70.3K
23.43%
🛒 Groceries & Markets
Florence, AL
Ubud, Bali
Difference
Milk (1 liter)
$1.01 $1.01
$1.79 Rp 31.8K
-43.58%
White Bread (500g)
$2.78 $2.78
$2.46 Rp 43.7K
13.01%
Rice (white) (1kg)
$4.63 $4.63
$1.20 Rp 21.2K
285.83%
Eggs
$4.22 $4.22
$2.39 Rp 42.3K
76.57%
Local Cheese (1kg)
$7.94 $7.94
$14.40 Rp 255.1K
-44.86%
Chicken Fillets (1kg)
$10.80 $10.80
$4.28 Rp 75.9K
152.34%
Beef Round Steak (1kg)
$11.71 $11.71
$11.82 Rp 209.4K
-0.93%
Apples (1kg)
$5.00 $5.00
$3.78 Rp 67.0K
32.28%
Banana (1kg)
$1.57 $1.57
$1.63 Rp 28.9K
-3.68%
Oranges (1kg)
$5.23 $5.23
$2.80 Rp 49.6K
86.79%
Tomato (1kg)
$4.48 $4.48
$2.26 Rp 40.0K
98.23%
Potato (1kg)
$2.36 $2.36
$2.00 Rp 35.3K
18.00%
Onion (1kg)
$2.45 $2.45
$2.21 Rp 39.2K
10.86%
Lettuce (1 head)
$1.65 $1.65
$1.07 Rp 18.9K
54.21%
Water (1.5 liter bottle)
$2.34 $2.34
$0.76 Rp 13.5K
207.89%
Cigarettes 20 Pack (Marlboro, Camel)
$7.95 $7.95
$3.13 Rp 55.4K
153.99%
Wine (Bottle)
$3.42 $3.42
$23.81 Rp 421.9K
-85.64%
Local Beer (0.5 liter bottle)
$1.71 $1.71
$2.84 Rp 50.3K
-39.79%
Imported Beer (0.33 liter bottle)
$1.54 $1.54
$2.78 Rp 49.2K
-44.60%
🚌 Getting Around
Florence, AL
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.97 $1.97
$0.27 Rp 4,726
629.63%
Public Transport Monthly Pass (Regular Price)
-
$8.37 Rp 148.2K
-
Taxi Start (Normal Tariff)
$2.04 $2.04
$0.45 Rp 8,034
353.33%
Taxi (Normal Tariff) (1km)
$1.36 $1.36
$0.43 Rp 7,578
216.28%
Taxi 1hour Waiting (Normal Tariff)
$20.32 $20.32
$5.98 Rp 105.9K
239.80%
Gasoline (1 liter)
$0.76 $0.76
$0.80 Rp 14.2K
-5.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1K $27.1K
$25.8K Rp 457.2M
5.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$31.8K Rp 563.4M
-15.82%
🧾 Monthly Utilities & Internet
Florence, AL
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$198 $198
$80.7 Rp 1.4M
145.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.8 $59.8
$4.14 Rp 73.3K
1343.48%
Internet (50+ Mbps, Unlimited Data)
$48.16 $48.16
$24.12 Rp 427.2K
99.67%
🎉 Sport & Entertainment
Florence, AL
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.52 $43.52
$97.8 Rp 1.7M
-55.48%
Tennis Court (1 Hour on Weekend)
-
$6.64 Rp 117.7K
-
Cinema Ticket
$11.09 $11.09
$4.04 Rp 71.5K
174.50%
🧸 Childcare & Education
Florence, AL
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$918 $918
$297 Rp 5.3M
208.97%
International Primary School, 1 Child (Yearly)
$27.2K $27.2K
$6,590 Rp 116.7M
312.39%
👕👟 Clothing & Footwear
Florence, AL
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$21.18 $21.18
$55.1 Rp 976.8K
-61.59%
Summer Dress (H&M, Zara, etc)
$25.26 $25.26
$38.51 Rp 682.1K
-34.41%
Sport Shoes (Adidas, Nike)
$74.8 $74.8
$86.1 Rp 1.5M
-13.12%
Men's Leather Business Shoes
$50.4 $50.4
$78.0 Rp 1.4M
-35.32%
🏠 Accommodation & Living
Florence, AL
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$653 $653
$985 Rp 17.5M
-33.69%
1-bedroom Apartment, Outside City Center (Monthly)
$446 $446
$665 Rp 11.8M
-32.99%
3-bedroom Apartment, City Center (Monthly)
$905 $905
$3,446 Rp 61.0M
-73.74%
3-bedroom Apartment, Outside City Center (Monthly)
$736 $736
$2,042 Rp 36.2M
-63.96%
Buy Apartment in City Center (m2)
$1,686 $1,686
$2,829 Rp 50.1M
-40.40%
Buy Apartment Outside City Center (m2)
$1,639 $1,639
$2,282 Rp 40.4M
-28.20%
💵 Salaries & Financials
Florence, AL
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,823 $2,823
$169 Rp 3.0M
1568.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.54
13.28
-58.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florence, AL: June 15, 2026

Last update for Ubud, Bali: June 14, 2026

Cost Breakdown

A central one-bedroom costs $653 in Florence, AL versus $985 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1568% higher in Florence, AL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Florence, AL versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $329 vs $299 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Florence, AL vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Florence, AL or Ubud, Bali?
Florence, AL costs about 10% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Florence, AL vs Ubud, Bali?
For a comfortable life, plan on about $2,291 per month in Florence, AL and $2,091 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Florence, AL or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Florence, AL compared to Ubud, Bali?
Monthly expenses with rent come to $1,527 in Florence, AL and $1,394 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Florence, AL and Ubud, Bali?
Kindergarten costs $918 per month in Florence, AL and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Florence, AL or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,394, than in Florence, AL at $1,527. In Ubud, Bali it covers expenses comfortably, while in Florence, AL it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Florence, AL or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,394 versus $1,527 in Florence, AL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Florence, AL compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Florence, AL or Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Florence, AL makes more sense. Both are solid long-term options with distinct trade-offs.

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