Last update: Oct 2026

Cost of Living Comparison Between Ferrara and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,582 in Ferrara, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

77

Cost of Living Index in Ferrara
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Ferrara Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ferrara

🇮🇹 Italy

$1,582

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ferrara and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ferrara and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,582 in Ferrara versus $918 in Cebu.

Ferrara $1,582
Cebu $918

Estimated couple costs with rent: $2,476 in Ferrara versus $1,409 in Cebu.

Ferrara $2,476
Cebu $1,409

Monthly costs for a family of three with rent: $3,370 in Ferrara versus $1,900 in Cebu.

Ferrara $3,370
Cebu $1,900

Living in Ferrara is roughly 72% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ferrara is 17% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.96 €15.98

$3.09 ₱194

481.23%

Three-Course Dinner for Two, Mid-Range

$67.9 €60.4

$24.22 ₱1,525

180.18%

Fast Food Meal (McDonalds, etc)

$11.07 €9.85

$3.92 ₱247

182.40%

Cappuccino

$1.92 €1.70

$2.51 ₱158

-23.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 €2.34

$1.59 ₱100

65.41%

Water (0.33 liter bottle)

$1.17 €1.04

$0.53 ₱33.43

120.75%

Local Beer (0.5 liter draught)

$5.54 €4.93

$1.78 ₱112

211.24%

Imported Beer (0.33 liter bottle)

$5.46 €4.86

$2.17 ₱137

151.61%

Milk (1 liter)

$1.62 €1.44

$1.92 ₱121

-15.62%

White Bread (500g)

$2.72 €2.42

$1.36 ₱85.4

100.00%

Rice (white) (1kg)

$3.13 €2.78

$1.01 ₱63.5

209.90%

Eggs

$4.64 €4.13

$2.03 ₱128

128.57%

Local Cheese (1kg)

$17.61 €15.67

$9.86 ₱621

78.60%

Chicken Fillets (1kg)

$11.31 €10.06

$4.39 ₱277

157.63%

Beef Round Steak (1kg)

$24.40 €21.70

$7.60 ₱479

221.05%

Apples (1kg)

$2.96 €2.63

$3.30 ₱208

-10.30%

Banana (1kg)

$1.48 €1.31

$1.39 ₱87.8

6.47%

Oranges (1kg)

$3.76 €3.34

$2.33 ₱147

61.37%

Tomato (1kg)

$4.33 €3.85

$1.50 ₱94.3

188.67%

Potato (1kg)

$2.41 €2.15

$2.36 ₱149

2.12%

Onion (1kg)

$2.39 €2.13

$1.90 ₱119

25.79%

Lettuce (1 head)

$1.86 €1.65

$1.19 ₱74.9

56.30%

Water (1.5 liter bottle)

$0.34 €0.30

$0.63 ₱39.71

-46.03%

Cigarettes 20 Pack (Marlboro, Camel)

$6.63 €5.90

$3.00 ₱189

121.00%

Wine (Bottle)

$4.33 €3.85

$6.03 ₱379

-28.19%

Local Beer (0.5 liter bottle)

$1.40 €1.25

$1.23 ₱77.7

13.82%

Imported Beer (0.33 liter bottle)

$2.13 €1.89

$1.75 ₱110

21.71%

One-way Ticket (Public Transport)

$2.06 €1.84

$0.25 ₱15.86

724.00%

Public Transport Monthly Pass (Regular Price)

$30.25 €26.91

$12.64 ₱796

139.32%

Taxi Start (Normal Tariff)

$8.28 €7.37

$0.77 ₱48.62

975.32%

Taxi (Normal Tariff) (1km)

$1.91 €1.70

$0.23 ₱14.53

730.43%

Taxi 1hour Waiting (Normal Tariff)

$33.91 €30.16

$4.46 ₱281

660.31%

Gasoline (1 liter)

$2.10 €1.87

$1.31 ₱82.8

60.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K €31.6K

$21.2K ₱1.3M

67.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.0K €32.0K

$19.1K ₱1.2M

88.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 €124

$120 ₱7,569

15.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.52 €8.47

$14.00 ₱882

-32.00%

Internet (50+ Mbps, Unlimited Data)

$27.59 €24.54

$27.54 ₱1,734

0.18%

Gym Membership (Monthly)

$37.21 €33.09

$32.33 ₱2,035

15.09%

Tennis Court (1 Hour on Weekend)

$15.97 €14.20

$6.65 ₱419

140.15%

Cinema Ticket

$8.80 €7.83

$5.65 ₱356

55.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$337 €300

$275 ₱17.3K

22.45%

International Primary School, 1 Child (Yearly)

$10.0K €8,930

$7,918 ₱498.5K

26.79%

Jeans (Levis 501 Or Similar)

$93.8 €83.5

$49.33 ₱3,106

90.19%

Summer Dress (H&M, Zara, etc)

$33.56 €29.85

$25.24 ₱1,589

32.96%

Sport Shoes (Adidas, Nike)

$104 €92.8

$77.0 ₱4,846

35.54%

Men's Leather Business Shoes

$103 €91.8

$57.2 ₱3,601

80.35%

1-bedroom Apartment, City Center (Monthly)

$621 €552

$500 ₱31.5K

24.32%

1-bedroom Apartment, Outside City Center (Monthly)

$529 €470

$309 ₱19.4K

71.23%

3-bedroom Apartment, City Center (Monthly)

$1,261 €1,122

$1,078 ₱67.9K

17.00%

3-bedroom Apartment, Outside City Center (Monthly)

$886 €788

$615 ₱38.7K

43.97%

Buy Apartment in City Center (m2)

$2,314 €2,058

$2,886 ₱181.7K

-19.82%

Buy Apartment Outside City Center (m2)

$1,763 €1,568

$1,917 ₱120.7K

-8.03%

Average Monthly Net Salary (After Tax)

$1,618 €1,439

$346 ₱21.8K

367.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.37

7.2

-53.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ferrara: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ferrara

$529 33.4%

Cebu

$309 33.6% 41.6% $220

Groceries & Markets

Ferrara

$361 22.8%

Cebu

$206 22.4% 43% $155

Eating Out

Ferrara

$254 16%

Cebu

$88 9.6% 65.2% $166

Monthly Utilities & Internet

Ferrara

$176 11.2%

Cebu

$162 17.6% 8.3% $15

Clothing & Footwear

Ferrara

$151 9.5%

Cebu

$94 10.2% 37.7% $57

Getting Around

Ferrara

$56 3.6%

Cebu

$16 1.7% 72.4% $41

Sport & Entertainment

Ferrara

$55 3.5%

Cebu

$44 4.8% 20.4% $11

Cost Breakdown

A one-bedroom apartment in the center runs $621 in Ferrara and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Ferrara pays 368% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Ferrara vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $361 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Ferrara

🇵🇭 Cebu

🕒 Local time

14:22 2:22 PM

20:22 8:22 PM

6 h ahead of Ferrara

🌤 Weather

👥 Population

133,155

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Ferrara Cebu 10,890 km ≈ 14 h nonstop flight

From you

Ferrara
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ferrara vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 72% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 368% higher in Ferrara, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $621 in Ferrara versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,582 per month in Ferrara versus $918 in Cebu – a 72% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 139% less than in Ferrara. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,582 in Ferrara, a $1,500 budget is realistic in Cebu but tight or insufficient in Ferrara. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ferrara, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ferrara and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 72% less than in Ferrara. Beyond cost, consider language, visa policies, and how big the international community is in each city.