Last update: Oct 2026

Cost of Living Comparison Between Fermoy and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $2,397 in Fermoy, rent and utilities included – about $17,500 less a year. Rent and utilities account for most of the difference.

Fermoy
🇮🇪 Ireland
$2,397
/mo nomad
Chiang Mai
🇹🇭 Thailand
$938
/mo nomad
Monthly Cost of Living

How much you'll spend in Fermoy and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fermoy and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,397 per month in Fermoy vs $938 in Chiang Mai, rent included.

  • Fermoy $2,397
  • Chiang Mai $938

A couple spends around $3,554 per month in Fermoy vs $1,426 in Chiang Mai, rent included.

  • Fermoy $3,554
  • Chiang Mai $1,426

A family of three spends $4,712 per month in Fermoy vs $1,914 in Chiang Mai, rent included.

  • Fermoy $4,712
  • Chiang Mai $1,914

Fermoy costs about 155% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Fermoy sits 78% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Fermoy
Chiang Mai
Difference
Meal at Budget Restaurant
$12.12 €10.78
$2.26 ฿75.4
436.28%
Three-Course Dinner for Two, Mid-Range
$68.0 €60.4
$19.18 ฿641
254.33%
Fast Food Meal (McDonalds, etc)
$10.07 €8.96
$5.59 ฿187
80.14%
Cappuccino
$3.65 €3.24
$1.72 ฿57.6
112.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.17 €1.93
$0.64 ฿21.54
239.06%
Water (0.33 liter bottle)
$1.74 €1.55
$0.33 ฿11.18
427.27%
Local Beer (0.5 liter draught)
$4.59 €4.08
$2.36 ฿78.7
94.49%
Imported Beer (0.33 liter bottle)
$5.43 €4.83
$3.90 ฿130
39.23%
🛒 Groceries & Markets
Fermoy
Chiang Mai
Difference
Milk (1 liter)
$1.59 €1.42
$2.05 ฿68.6
-22.44%
White Bread (500g)
$2.02 €1.80
$1.40 ฿46.70
44.29%
Rice (white) (1kg)
$1.14 €1.02
$1.28 ฿42.89
-10.94%
Eggs
$4.88 €4.34
$2.25 ฿75.3
116.89%
Local Cheese (1kg)
$10.17 €9.04
$16.94 ฿566
-39.96%
Chicken Fillets (1kg)
$12.85 €11.43
$2.74 ฿91.6
368.98%
Beef Round Steak (1kg)
$16.25 €14.45
$9.36 ฿313
73.61%
Apples (1kg)
$2.79 €2.48
$2.40 ฿80.3
16.25%
Banana (1kg)
$2.29 €2.03
$1.01 ฿33.92
126.73%
Oranges (1kg)
$2.71 €2.41
$1.61 ฿53.9
68.32%
Tomato (1kg)
$5.29 €4.70
$1.52 ฿50.7
248.03%
Potato (1kg)
$1.85 €1.64
$1.28 ฿42.90
44.53%
Onion (1kg)
$1.51 €1.35
$1.11 ฿37.22
36.04%
Lettuce (1 head)
$1.32 €1.17
$0.72 ฿24.09
83.33%
Water (1.5 liter bottle)
$2.07 €1.84
$0.52 ฿17.54
298.08%
Cigarettes 20 Pack (Marlboro, Camel)
$19.24 €17.11
$4.33 ฿145
344.34%
Wine (Bottle)
$11.26 €10.01
$17.73 ฿593
-36.49%
Local Beer (0.5 liter bottle)
$3.37 €3.00
$1.63 ฿54.4
106.75%
Imported Beer (0.33 liter bottle)
$3.45 €3.07
$2.85 ฿95.3
21.05%
🚌 Getting Around
Fermoy
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.63 €2.34
$0.85 ฿28.31
209.41%
Public Transport Monthly Pass (Regular Price)
-
$53.9 ฿1,801
-
Taxi Start (Normal Tariff)
$5.01 €4.45
$1.17 ฿39.18
328.21%
Taxi (Normal Tariff) (1km)
$1.55 €1.38
$0.57 ฿19.00
171.93%
Taxi 1hour Waiting (Normal Tariff)
$38.20 €33.97
$2.37 ฿79.2
1511.81%
Gasoline (1 liter)
$1.86 €1.65
$1.45 ฿48.32
28.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.1K €33.9K
$20.5K ฿684.3K
86.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.7K €35.3K
$26.5K ฿886.1K
49.66%
🧾 Monthly Utilities & Internet
Fermoy
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$278 €247
$62.3 ฿2,083
346.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.10 €16.10
$12.27 ฿410
47.51%
Internet (50+ Mbps, Unlimited Data)
$51.6 €45.86
$19.97 ฿668
158.24%
🎉 Sport & Entertainment
Fermoy
Chiang Mai
Difference
Gym Membership (Monthly)
$58.9 €52.4
$37.91 ฿1,267
55.29%
Tennis Court (1 Hour on Weekend)
-
$3.76 ฿126
-
Cinema Ticket
$15.60 €13.87
$6.71 ฿224
132.49%
🧸 Childcare & Education
Fermoy
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,282 €1,140
$797 ฿26.6K
60.80%
International Primary School, 1 Child (Yearly)
$5,425 €4,825
$14.8K ฿495.7K
-63.42%
👕👟 Clothing & Footwear
Fermoy
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$107 €95.2
$53.3 ฿1,780
101.01%
Summer Dress (H&M, Zara, etc)
$51.0 €45.33
$25.05 ฿837
103.47%
Sport Shoes (Adidas, Nike)
$114 €101
$91.6 ฿3,062
24.54%
Men's Leather Business Shoes
$129 €114
$73.5 ฿2,455
74.94%
🏠 Accommodation & Living
Fermoy
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,556 €1,384
$464 ฿15.5K
235.37%
1-bedroom Apartment, Outside City Center (Monthly)
$1,181 €1,051
$305 ฿10.2K
287.80%
3-bedroom Apartment, City Center (Monthly)
$2,578 €2,293
$915 ฿30.6K
181.67%
3-bedroom Apartment, Outside City Center (Monthly)
$2,120 €1,885
$552 ฿18.5K
283.78%
Buy Apartment in City Center (m2)
-
$1,912 ฿63.9K
-
Buy Apartment Outside City Center (m2)
-
$1,438 ฿48.1K
-
💵 Salaries & Financials
Fermoy
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,707 €1,518
$595 ฿19.9K
186.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.82
5.57
-31.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fermoy: October 12, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Fermoy
$1.2K
Chiang Mai
$305 74.2% $877
Groceries & Markets
Fermoy
$354
Chiang Mai
$238 32.7% $116
Monthly Utilities & Internet
Fermoy
$348
Chiang Mai
$95 72.8% $253
Eating Out
Fermoy
$220
Chiang Mai
$79 64.1% $141
Clothing & Footwear
Fermoy
$180
Chiang Mai
$110 39.3% $71
Sport & Entertainment
Fermoy
$90
Chiang Mai
$51 43% $39
Getting Around
Fermoy
$23 *
Chiang Mai
$61 163% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,556 in Fermoy versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 187% higher in Fermoy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Fermoy versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $354 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇮🇪 Fermoy
🇹🇭 Chiang Mai
🕒 Local time
11:32 11:32 AM
17:32 5:32 PM
6 h ahead of Fermoy
🌤 Weather
👥 Population
6,500
127,240
💱 Currency
Euro EUR €
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD to EUR – Euro Converter

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Fermoy Chiang Mai 9,490 km ≈ 12 h nonstop flight
From you
  • Fermoy
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fermoy vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Fermoy or Chiang Mai?
Fermoy costs about 155% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Fermoy and in Chiang Mai?
For a comfortable life, plan on about $3,595 per month in Fermoy and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Fermoy or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Fermoy and in Chiang Mai?
A mid-range dinner for two costs $68.0 in Fermoy and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Fermoy or in Chiang Mai?
Groceries cost about 49% more in Fermoy, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Fermoy or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Fermoy at $2,397. In Chiang Mai it covers expenses comfortably, while in Fermoy it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Fermoy or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $938 versus $2,397 in Fermoy. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Fermoy compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Fermoy or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fermoy makes more sense. Both are solid long-term options with distinct trade-offs.

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