Last update: Oct 2026

Cost of Living Comparison Between Federal Way, WA and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $3,324 in Federal Way, WA, rent and utilities included – about $15,700 less a year. Rent and utilities account for most of the difference.

Federal Way, WA
🇺🇸 United States
$3,324
/mo nomad
Montreal
🇨🇦 Canada
$2,018
/mo nomad
Monthly Cost of Living

How much you'll spend in Federal Way, WA and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Federal Way, WA and in Montreal actually costs, broken down by who's living it.

A single person spends $3,324 per month in Federal Way, WA vs $2,018 in Montreal, rent included.

  • Federal Way, WA $3,324
  • Montreal $2,018

A couple spends around $4,324 per month in Federal Way, WA vs $3,085 in Montreal, rent included.

  • Federal Way, WA $4,324
  • Montreal $3,085

A family of three spends $5,324 per month in Federal Way, WA vs $4,152 in Montreal, rent included.

  • Federal Way, WA $5,324
  • Montreal $4,152

Federal Way, WA costs about 65% more than Montreal, and outside of rent the biggest gap is in utilities.

Both Federal Way, WA and Montreal sit above the global median – Federal Way, WA by 146%, Montreal by 49%.

Currency
🍽 Eating Out
Federal Way, WA
Montreal
Difference
Meal at Budget Restaurant
$24.74 $24.74
$18.82 CA$26.61
31.46%
Three-Course Dinner for Two, Mid-Range
$76.1 $76.1
$70.3 CA$99.4
8.28%
Fast Food Meal (McDonalds, etc)
$12.56 $12.56
$10.66 CA$15.06
17.82%
Cappuccino
$5.82 $5.82
$3.84 CA$5.43
51.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.93 $2.93
$1.92 CA$2.71
52.60%
Water (0.33 liter bottle)
$1.67 $1.67
$1.54 CA$2.18
8.44%
Local Beer (0.5 liter draught)
$7.06 $7.06
$6.23 CA$8.81
13.32%
Imported Beer (0.33 liter bottle)
$7.12 $7.12
$7.10 CA$10.03
0.28%
🛒 Groceries & Markets
Federal Way, WA
Montreal
Difference
Milk (1 liter)
$1.09 $1.09
$2.31 CA$3.27
-52.81%
White Bread (500g)
$4.07 $4.07
$3.14 CA$4.44
29.62%
Rice (white) (1kg)
$3.05 $3.05
$3.21 CA$4.54
-4.98%
Eggs
$5.09 $5.09
$3.52 CA$4.97
44.60%
Local Cheese (1kg)
$16.26 $16.26
$12.81 CA$18.11
26.93%
Chicken Fillets (1kg)
$10.51 $10.51
$11.46 CA$16.20
-8.29%
Beef Round Steak (1kg)
$19.36 $19.36
$13.39 CA$18.92
44.59%
Apples (1kg)
$5.13 $5.13
$3.14 CA$4.43
63.38%
Banana (1kg)
$1.58 $1.58
$1.44 CA$2.03
9.72%
Oranges (1kg)
$4.31 $4.31
$3.47 CA$4.91
24.21%
Tomato (1kg)
$4.64 $4.64
$3.07 CA$4.34
51.14%
Potato (1kg)
$2.69 $2.69
$1.90 CA$2.69
41.58%
Onion (1kg)
$2.39 $2.39
$1.77 CA$2.50
35.03%
Lettuce (1 head)
$2.23 $2.23
$2.34 CA$3.31
-4.70%
Water (1.5 liter bottle)
$2.61 $2.61
$1.55 CA$2.19
68.39%
Cigarettes 20 Pack (Marlboro, Camel)
$13.08 $13.08
$11.38 CA$16.09
14.94%
Wine (Bottle)
$15.19 $15.19
$10.63 CA$15.03
42.90%
Local Beer (0.5 liter bottle)
$1.71 $1.71
$2.27 CA$3.21
-24.67%
Imported Beer (0.33 liter bottle)
$4.84 $4.84
$2.82 CA$3.99
71.63%
🚌 Getting Around
Federal Way, WA
Montreal
Difference
One-way Ticket (Public Transport)
$2.65 $2.65
$2.66 CA$3.76
-0.38%
Public Transport Monthly Pass (Regular Price)
-
$77.3 CA$109
-
Taxi Start (Normal Tariff)
$2.63 $2.63
$3.20 CA$4.53
-17.81%
Taxi (Normal Tariff) (1km)
$1.67 $1.67
$1.48 CA$2.09
12.84%
Taxi 1hour Waiting (Normal Tariff)
$29.83 $29.83
$32.88 CA$46.48
-9.28%
Gasoline (1 liter)
$1.32 $1.32
$1.34 CA$1.90
-1.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.4K $36.4K
$28.2K CA$39.8K
29.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$19.6K CA$27.8K
30.90%
🧾 Monthly Utilities & Internet
Federal Way, WA
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$157 $157
$76.0 CA$107
107.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$76.9 $76.9
$33.95 CA$48.00
126.54%
Internet (50+ Mbps, Unlimited Data)
$88.0 $88.0
$42.31 CA$59.8
107.92%
🎉 Sport & Entertainment
Federal Way, WA
Montreal
Difference
Gym Membership (Monthly)
$12.95 $12.95
$29.76 CA$42.07
-56.49%
Tennis Court (1 Hour on Weekend)
-
$20.28 CA$28.67
-
Cinema Ticket
$11.79 $11.79
$11.15 CA$15.77
5.74%
🧸 Childcare & Education
Federal Way, WA
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,446 $1,446
$507 CA$717
185.20%
International Primary School, 1 Child (Yearly)
$32.2K $32.2K
$16.1K CA$22.7K
100.88%
👕👟 Clothing & Footwear
Federal Way, WA
Montreal
Difference
Jeans (Levis 501 Or Similar)
$45.83 $45.83
$57.6 CA$81.4
-20.36%
Summer Dress (H&M, Zara, etc)
$44.65 $44.65
$37.58 CA$53.1
18.81%
Sport Shoes (Adidas, Nike)
$84.4 $84.4
$91.9 CA$130
-8.15%
Men's Leather Business Shoes
$100 $100
$110 CA$155
-8.34%
🏠 Accommodation & Living
Federal Way, WA
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$2,017 $2,017
$1,260 CA$1,782
59.99%
1-bedroom Apartment, Outside City Center (Monthly)
$2,025 $2,025
$948 CA$1,340
113.73%
3-bedroom Apartment, City Center (Monthly)
$2,773 $2,773
$2,137 CA$3,021
29.77%
3-bedroom Apartment, Outside City Center (Monthly)
$2,419 $2,419
$1,614 CA$2,281
49.88%
Buy Apartment in City Center (m2)
-
$4,960 CA$7,011
-
Buy Apartment Outside City Center (m2)
-
$3,838 CA$5,425
-
💵 Salaries & Financials
Federal Way, WA
Montreal
Difference
Average Monthly Net Salary (After Tax)
$4,440 $4,440
$2,827 CA$3,997
57.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
4.48
48.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Federal Way, WA: October 11, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Federal Way, WA
$2K
Montreal
$948 53.2% $1.1K
Groceries & Markets
Federal Way, WA
$421
Montreal
$346 17.7% $74
Eating Out
Federal Way, WA
$373
Montreal
$288 22.9% $85
Monthly Utilities & Internet
Federal Way, WA
$322
Montreal
$152 52.8% $170
Clothing & Footwear
Federal Way, WA
$124
Montreal
$133 7.7% $9.6
Sport & Entertainment
Federal Way, WA
$37
Montreal
$52 42.5% $16
Getting Around
Federal Way, WA
$22 *
Montreal
$99 357% $77

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,017 in Federal Way, WA versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 57% higher in Federal Way, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Federal Way, WA versus $70.0 in Montreal. Monthly groceries follow the same trend: $421 vs $346 – making Montreal the more affordable choice for daily food spending.

Good to know
🇺🇸 Federal Way, WA
🇨🇦 Montreal
🕒 Local time
02:12 2:12 AM
05:12 5:12 AM
3 h ahead of Federal Way, WA
🌤 Weather
👥 Population
101,030
1,762,949
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Federal Way, WA Montreal 3,680 km ≈ 5 h nonstop flight
From you
  • Federal Way, WA
  • Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Federal Way, WA vs Montreal: Cost of Living - Frequently Asked Questions
Is Montreal cheaper than Federal Way, WA?
Yes – Federal Way, WA is pricier by about 65%, and outside of rent the gap shows up most in utilities.
What income do you need for each city?
For a comfortable life, plan on about $4,985 per month in Federal Way, WA and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Federal Way, WA and in Montreal?
Monthly expenses with rent come to $3,324 in Federal Way, WA and $2,018 in Montreal. That's a gap of about 65%.
Which city has cheaper kindergarten?
Kindergarten costs $1,446 per month in Federal Way, WA and $507 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in Federal Way, WA or in Montreal?
A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Federal Way, WA at $3,324. In Montreal it covers expenses comfortably, while in Federal Way, WA it requires careful planning or may not stretch far enough.
Is Federal Way, WA or Montreal more family-friendly?
Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Federal Way, WA or Montreal?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Federal Way, WA makes more sense. Both are solid long-term options with distinct trade-offs.

Federal Way, WA vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?