Cost of Living Comparison Between Federal Way, WA and Chicago, IL Cost of Living Comparison Between Federal Way, WA and Chicago, IL

Monthly Cost of Living

A single person spends $3,247 per month in Federal Way, WA vs $3,068 in Chicago, IL, rent included.

A couple spends around $4,321 per month in Federal Way, WA vs $4,648 in Chicago, IL, rent included.

A family of three spends $5,395 per month in Federal Way, WA vs $6,229 in Chicago, IL, rent included.

Federal Way, WA costs about 6% more than Chicago, IL, driven mainly by Getting Around.

Both Federal Way, WA and Chicago, IL sit above the global median – Federal Way, WA by 143%, Chicago, IL by 130%.

Meal at Budget Restaurant

$26.99 $26.99

$20.17 $20.17

33.81%

Three-Course Dinner for Two, Mid-Range

$70.4 $70.4

$99.5 $99.5

-29.22%

Fast Food Meal (McDonalds, etc)

$12.31 $12.31

$12.23 $12.23

0.65%

Cappuccino

$6.12 $6.12

$5.60 $5.60

9.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.84 $2.84

$3.12 $3.12

-8.97%

Water (0.33 liter bottle)

$2.21 $2.21

$2.43 $2.43

-9.05%

Local Beer (0.5 liter draught)

$7.09 $7.09

$6.93 $6.93

2.31%

Imported Beer (0.33 liter bottle)

$6.16 $6.16

$8.20 $8.20

-24.88%

Milk (1 liter)

$1.16 $1.16

$1.08 $1.08

7.41%

White Bread (500g)

$3.73 $3.73

$3.97 $3.97

-6.05%

Rice (white) (1kg)

$4.27 $4.27

$5.58 $5.58

-23.48%

Eggs

$4.90 $4.90

$4.47 $4.47

9.62%

Local Cheese (1kg)

$13.28 $13.28

$14.50 $14.50

-8.41%

Chicken Fillets (1kg)

$10.55 $10.55

$15.08 $15.08

-30.04%

Beef Round Steak (1kg)

$17.79 $17.79

$19.34 $19.34

-8.01%

Apples (1kg)

$5.25 $5.25

$5.37 $5.37

-2.23%

Banana (1kg)

$1.57 $1.57

$1.76 $1.76

-10.80%

Oranges (1kg)

$4.28 $4.28

$4.32 $4.32

-0.93%

Tomato (1kg)

$4.93 $4.93

$4.41 $4.41

11.79%

Potato (1kg)

$2.99 $2.99

$2.54 $2.54

17.72%

Onion (1kg)

$2.70 $2.70

Lettuce (1 head)

$2.01 $2.01

$2.49 $2.49

-19.28%

Water (1.5 liter bottle)

$3.03 $3.03

$2.60 $2.60

16.54%

Cigarettes 20 Pack (Marlboro, Camel)

$12.28 $12.28

$14.80 $14.80

-17.03%

Wine (Bottle)

$15.11 $15.11

$15.18 $15.18

-0.46%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.47 $2.47

-30.77%

Imported Beer (0.33 liter bottle)

$4.87 $4.87

$3.60 $3.60

35.28%

One-way Ticket (Public Transport)

$2.68 $2.68

$2.54 $2.54

5.51%

Public Transport Monthly Pass (Regular Price)

$76.3 $76.3

Taxi Start (Normal Tariff)

$2.57 $2.57

$3.30 $3.30

-22.12%

Taxi (Normal Tariff) (1km)

$2.01 $2.01

$1.38 $1.38

45.65%

Taxi 1hour Waiting (Normal Tariff)

$29.81 $29.81

$25.36 $25.36

17.55%

Gasoline (1 liter)

$1.12 $1.12

$1.09 $1.09

2.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$31.6K $31.6K

12.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.6K $26.6K

-2.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 $129

$186 $186

-30.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.2 $72.2

$62.9 $62.9

14.87%

Internet (50+ Mbps, Unlimited Data)

$88.5 $88.5

$66.2 $66.2

33.74%

Gym Membership (Monthly)

$12.94 $12.94

$77.6 $77.6

-83.33%

Tennis Court (1 Hour on Weekend)

$13.16 $13.16

Cinema Ticket

$11.02 $11.02

$14.74 $14.74

-25.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$2,039 $2,039

-28.50%

International Primary School, 1 Child (Yearly)

$31.3K $31.3K

$39.9K $39.9K

-21.57%

Jeans (Levis 501 Or Similar)

$51.5 $51.5

$63.9 $63.9

-19.42%

Summer Dress (H&M, Zara, etc)

$45.06 $45.06

$51.2 $51.2

-11.94%

Sport Shoes (Adidas, Nike)

$86.3 $86.3

$95.2 $95.2

-9.34%

Men's Leather Business Shoes

$97.9 $97.9

$144 $144

-32.00%

1-bedroom Apartment, City Center (Monthly)

$2,022 $2,022

$2,305 $2,305

-12.30%

1-bedroom Apartment, Outside City Center (Monthly)

$2,001 $2,001

$1,575 $1,575

27.05%

3-bedroom Apartment, City Center (Monthly)

$2,799 $2,799

$4,688 $4,688

-40.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,430 $2,430

$2,737 $2,737

-11.24%

Buy Apartment in City Center (m2)

$4,063 $4,063

Buy Apartment Outside City Center (m2)

$2,696 $2,696

Average Monthly Net Salary (After Tax)

$4,461 $4,461

$5,019 $5,019

-11.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.6

-1.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Federal Way, WA: July 13, 2026

Last update for Chicago, IL: July 11, 2026

Cost Breakdown

A central one-bedroom costs $2,022 in Federal Way, WA versus $2,305 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $70.0 in Federal Way, WA versus $99.0 in Chicago, IL. Monthly groceries follow the same trend: $416 vs $448 – making Federal Way, WA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Federal Way, WA vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,247 in Federal Way, WA, $3,068 in Chicago, IL – roughly 6% apart. Federal Way, WA costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,871 per month in Federal Way, WA and $4,602 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $70.0 in Federal Way, WA and $99.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 8% cheaper in Federal Way, WA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $3,247 in Federal Way, WA and $3,068 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,068 in Chicago, IL to $3,247 in Federal Way, WA. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Federal Way, WA makes more sense. Both are solid long-term options with distinct trade-offs.