Cost of Living Comparison Between Chicago, IL and Federal Way, WA Cost of Living Comparison Between Chicago, IL and Federal Way, WA

Monthly Cost of Living

A single person spends $3,068 per month in Chicago, IL vs $3,247 in Federal Way, WA, rent included.

A couple spends around $4,648 per month in Chicago, IL vs $4,321 in Federal Way, WA, rent included.

A family of three spends $6,229 per month in Chicago, IL vs $5,395 in Federal Way, WA, rent included.

Chicago, IL is about 6% cheaper than Federal Way, WA, driven mainly by Getting Around.

Both Chicago, IL and Federal Way, WA sit above the global median – Chicago, IL by 130%, Federal Way, WA by 143%.

Meal at Budget Restaurant

$20.17 $20.17

$26.99 $26.99

-25.27%

Three-Course Dinner for Two, Mid-Range

$99.5 $99.5

$70.4 $70.4

41.29%

Fast Food Meal (McDonalds, etc)

$12.23 $12.23

$12.31 $12.31

-0.65%

Cappuccino

$5.60 $5.60

$6.12 $6.12

-8.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 $3.12

$2.84 $2.84

9.86%

Water (0.33 liter bottle)

$2.43 $2.43

$2.21 $2.21

9.95%

Local Beer (0.5 liter draught)

$6.93 $6.93

$7.09 $7.09

-2.26%

Imported Beer (0.33 liter bottle)

$8.20 $8.20

$6.16 $6.16

33.12%

Milk (1 liter)

$1.08 $1.08

$1.16 $1.16

-6.90%

White Bread (500g)

$3.97 $3.97

$3.73 $3.73

6.43%

Rice (white) (1kg)

$5.58 $5.58

$4.27 $4.27

30.68%

Eggs

$4.47 $4.47

$4.90 $4.90

-8.78%

Local Cheese (1kg)

$14.50 $14.50

$13.28 $13.28

9.19%

Chicken Fillets (1kg)

$15.08 $15.08

$10.55 $10.55

42.94%

Beef Round Steak (1kg)

$19.34 $19.34

$17.79 $17.79

8.71%

Apples (1kg)

$5.37 $5.37

$5.25 $5.25

2.29%

Banana (1kg)

$1.76 $1.76

$1.57 $1.57

12.10%

Oranges (1kg)

$4.32 $4.32

$4.28 $4.28

0.93%

Tomato (1kg)

$4.41 $4.41

$4.93 $4.93

-10.55%

Potato (1kg)

$2.54 $2.54

$2.99 $2.99

-15.05%

Onion (1kg)

$2.70 $2.70

Lettuce (1 head)

$2.49 $2.49

$2.01 $2.01

23.88%

Water (1.5 liter bottle)

$2.60 $2.60

$3.03 $3.03

-14.19%

Cigarettes 20 Pack (Marlboro, Camel)

$14.80 $14.80

$12.28 $12.28

20.52%

Wine (Bottle)

$15.18 $15.18

$15.11 $15.11

0.46%

Local Beer (0.5 liter bottle)

$2.47 $2.47

$1.71 $1.71

44.44%

Imported Beer (0.33 liter bottle)

$3.60 $3.60

$4.87 $4.87

-26.08%

One-way Ticket (Public Transport)

$2.54 $2.54

$2.68 $2.68

-5.22%

Public Transport Monthly Pass (Regular Price)

$76.3 $76.3

Taxi Start (Normal Tariff)

$3.30 $3.30

$2.57 $2.57

28.40%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$2.01 $2.01

-31.34%

Taxi 1hour Waiting (Normal Tariff)

$25.36 $25.36

$29.81 $29.81

-14.93%

Gasoline (1 liter)

$1.09 $1.09

$1.12 $1.12

-2.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K $31.6K

$35.6K $35.6K

-11.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$25.8K $25.8K

2.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 $186

$129 $129

44.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.9 $62.9

$72.2 $72.2

-12.95%

Internet (50+ Mbps, Unlimited Data)

$66.2 $66.2

$88.5 $88.5

-25.23%

Gym Membership (Monthly)

$77.6 $77.6

$12.94 $12.94

499.85%

Tennis Court (1 Hour on Weekend)

$13.16 $13.16

Cinema Ticket

$14.74 $14.74

$11.02 $11.02

33.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,039 $2,039

$1,458 $1,458

39.86%

International Primary School, 1 Child (Yearly)

$39.9K $39.9K

$31.3K $31.3K

27.50%

Jeans (Levis 501 Or Similar)

$63.9 $63.9

$51.5 $51.5

24.10%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$45.06 $45.06

13.56%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$86.3 $86.3

10.30%

Men's Leather Business Shoes

$144 $144

$97.9 $97.9

47.07%

1-bedroom Apartment, City Center (Monthly)

$2,305 $2,305

$2,022 $2,022

14.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,575 $1,575

$2,001 $2,001

-21.29%

3-bedroom Apartment, City Center (Monthly)

$4,688 $4,688

$2,799 $2,799

67.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,737 $2,737

$2,430 $2,430

12.67%

Buy Apartment in City Center (m2)

$4,063 $4,063

Buy Apartment Outside City Center (m2)

$2,696 $2,696

Average Monthly Net Salary (After Tax)

$5,019 $5,019

$4,461 $4,461

12.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.51

1.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: July 11, 2026

Last update for Federal Way, WA: July 13, 2026

Cost Breakdown

A central one-bedroom costs $2,305 in Chicago, IL versus $2,022 in Federal Way, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $99.0 in Chicago, IL versus $70.0 in Federal Way, WA. Monthly groceries follow the same trend: $448 vs $416 – making Federal Way, WA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Federal Way, WA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,068 in Chicago, IL, $3,247 in Federal Way, WA – roughly 6% apart. Federal Way, WA costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,602 per month in Chicago, IL and $4,871 in Federal Way, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $99.0 in Chicago, IL and $70.0 in Federal Way, WA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 8% cheaper in Federal Way, WA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $3,068 in Chicago, IL and $3,247 in Federal Way, WA. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,068 in Chicago, IL to $3,247 in Federal Way, WA. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Federal Way, WA makes more sense. Both are solid long-term options with distinct trade-offs.