Last update: Oct 2026

Cost of Living Comparison Between Farmington, CT and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,967 in Farmington, CT, rent and utilities included – about $19,600 less a year. Rent and utilities account for most of the difference.

141

Cost of Living Index in Farmington, CT
Learn more

Farmington, CT Living Index
64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Farmington, CT

🇺🇸 United States

$2,967

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Farmington, CT and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Farmington, CT and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,967 in Farmington, CT versus $1,331 in Ubud, Bali.

Farmington, CT $2,967
Ubud, Bali $1,331

Estimated couple costs with rent: $4,156 in Farmington, CT versus $2,255 in Ubud, Bali.

Farmington, CT $4,156
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,345 in Farmington, CT versus $3,180 in Ubud, Bali.

Farmington, CT $5,345
Ubud, Bali $3,180

Living in Farmington, CT is roughly 123% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Farmington, CT is 119% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$20.56 $20.56

$3.38 Rp 61.3K

508.28%

Three-Course Dinner for Two, Mid-Range

$98.9 $98.9

$34.65 Rp 629.1K

185.48%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$5.57 Rp 101.2K

116.70%

Cappuccino

$4.15 $4.15

$2.62 Rp 47.6K

58.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 $2.86

$1.54 Rp 27.9K

85.71%

Water (0.33 liter bottle)

$1.47 $1.47

$0.64 Rp 11.6K

129.69%

Local Beer (0.5 liter draught)

$6.97 $6.97

$2.67 Rp 48.4K

161.05%

Imported Beer (0.33 liter bottle)

$7.33 $7.33

$4.26 Rp 77.4K

72.07%

Milk (1 liter)

$1.48 $1.48

$1.46 Rp 26.5K

1.37%

White Bread (500g)

$4.33 $4.33

$2.29 Rp 41.6K

89.08%

Rice (white) (1kg)

$4.28 $4.28

$1.11 Rp 20.1K

285.59%

Eggs

$5.21 $5.21

$2.10 Rp 38.1K

148.10%

Local Cheese (1kg)

$16.61 $16.61

$15.94 Rp 289.4K

4.20%

Chicken Fillets (1kg)

$13.33 $13.33

$3.88 Rp 70.5K

243.56%

Beef Round Steak (1kg)

$16.63 $16.63

$11.40 Rp 207.0K

45.88%

Apples (1kg)

$4.47 $4.47

$3.55 Rp 64.5K

25.92%

Banana (1kg)

$2.12 $2.12

$1.54 Rp 27.9K

37.66%

Oranges (1kg)

$2.99 $2.99

$2.23 Rp 40.5K

34.08%

Tomato (1kg)

$4.41 $4.41

$1.97 Rp 35.8K

123.86%

Potato (1kg)

$1.63 $1.63

$1.86 Rp 33.7K

-12.37%

Onion (1kg)

$2.65 $2.65

$2.42 Rp 43.9K

9.50%

Lettuce (1 head)

$1.11 $1.11

$1.02 Rp 18.6K

8.82%

Water (1.5 liter bottle)

$2.49 $2.49

$0.52 Rp 9,483

378.85%

Cigarettes 20 Pack (Marlboro, Camel)

$13.85 $13.85

$2.20 Rp 39.9K

529.55%

Wine (Bottle)

$15.06 $15.06

$21.79 Rp 395.6K

-30.89%

Local Beer (0.5 liter bottle)

$2.28 $2.28

$2.33 Rp 42.2K

-2.15%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$2.97 Rp 53.9K

23.91%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$4.89 $4.89

$0.44 Rp 7,947

1011.36%

Taxi (Normal Tariff) (1km)

$2.17 $2.17

$0.47 Rp 8,496

361.70%

Taxi 1hour Waiting (Normal Tariff)

$48.43 $48.43

$5.60 Rp 101.7K

764.82%

Gasoline (1 liter)

$1.09 $1.09

$0.83 Rp 15.0K

31.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$24.4K Rp 443.8M

14.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$31.7K Rp 575.5M

-15.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$77.5 Rp 1.4M

148.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 $53.9

$6.14 Rp 111.6K

778.34%

Internet (50+ Mbps, Unlimited Data)

$53.3 $53.3

$18.92 Rp 343.4K

181.55%

Gym Membership (Monthly)

$51.0 Rp 925.8K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$15.22 $15.22

$4.38 Rp 79.6K

247.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$822 $822

$492 Rp 8.9M

66.98%

International Primary School, 1 Child (Yearly)

$35.4K $35.4K

$12.2K Rp 221.9M

189.68%

Jeans (Levis 501 Or Similar)

$50.5 $50.5

$45.16 Rp 819.9K

11.74%

Summer Dress (H&M, Zara, etc)

$37.42 $37.42

$34.89 Rp 633.4K

7.25%

Sport Shoes (Adidas, Nike)

$76.0 $76.0

$78.3 Rp 1.4M

-2.92%

Men's Leather Business Shoes

$79.8 $79.8

$77.9 Rp 1.4M

2.50%

1-bedroom Apartment, City Center (Monthly)

$1,972 $1,972

$1,078 Rp 19.6M

83.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,769 $1,769

$665 Rp 12.1M

166.00%

3-bedroom Apartment, City Center (Monthly)

$3,037 $3,037

$3,510 Rp 63.7M

-13.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,544 $2,544

$1,671 Rp 30.3M

52.26%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$4,170 $4,170

$166 Rp 3.0M

2406.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Farmington, CT: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Farmington, CT

$1.8K 59.6%

Ubud, Bali

$665 50% 62.4% $1.1K

Groceries & Markets

Farmington, CT

$425 14.3%

Ubud, Bali

$279 21% 34.2% $145

Eating Out

Farmington, CT

$317 10.7%

Ubud, Bali

$106 8% 66.7% $212

Monthly Utilities & Internet

Farmington, CT

$300 10.1%

Ubud, Bali

$103 7.7% 65.8% $197

Clothing & Footwear

Farmington, CT

$110 3.7%

Ubud, Bali

$106 8% 3.1% $3.4

Sport & Entertainment

Farmington, CT

$30 * 1%

Ubud, Bali

$60 4.5% 96.3% $29

Getting Around

Farmington, CT

$16 * 0.5%

Ubud, Bali

$12 0.9% 24.2% $3.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,972 in Farmington, CT and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Farmington, CT pays about 25 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $99 in Farmington, CT vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $425 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Farmington, CT

🇮🇩 Ubud, Bali

🕒 Local time

18:30 6:30 PM

07:30 7:30 AM

13 h ahead of Farmington, CT

🌤 Weather

👥 Population

18,207

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Farmington, CT Ubud, Bali 16,240 km ≈ 21 h nonstop flight

From you

Farmington, CT
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Farmington, CT vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 55% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Farmington, CT is about 25 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,972 in Farmington, CT versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 52% higher in Farmington, CT. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,967 per month in Farmington, CT versus $1,331 in Ubud, Bali – Ubud, Bali is about 55% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Farmington, CT on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.