Last update: Oct 2026

Cost of Living Comparison Between Fargo, ND and Montevideo

For one person, living is cheaper in Montevideo: $1,784 a month against $2,026 in Fargo, ND, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

97

Cost of Living Index in Fargo, ND
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Fargo, ND Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Fargo, ND

🇺🇸 United States

$2,026

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,784

/mo nomad

Monthly Cost of Living

How much you'll spend in Fargo, ND and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fargo, ND and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,026 per month in Fargo, ND vs $1,784 in Montevideo, rent included.

Fargo, ND $2,026
Montevideo $1,784

A couple spends around $3,226 per month in Fargo, ND vs $2,756 in Montevideo, rent included.

Fargo, ND $3,226
Montevideo $2,756

A family of three spends $4,426 per month in Fargo, ND vs $3,728 in Montevideo, rent included.

Fargo, ND $4,426
Montevideo $3,728

Fargo, ND costs about 14% more than Montevideo, and outside of rent the biggest gap is in groceries.

Both Fargo, ND and Montevideo sit above the global median – Fargo, ND by 49%, Montevideo by 32%.

Meal at Budget Restaurant

$17.26 $17.26

$14.82 UYU 595

16.46%

Three-Course Dinner for Two, Mid-Range

$60.7 $60.7

$69.7 UYU 2,797

-12.93%

Fast Food Meal (McDonalds, etc)

$11.73 $11.73

$14.68 UYU 589

-20.10%

Cappuccino

$5.15 $5.15

$4.65 UYU 186

10.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 $2.58

$2.74 UYU 110

-5.84%

Water (0.33 liter bottle)

$2.04 $2.04

$2.07 UYU 82.9

-1.45%

Local Beer (0.5 liter draught)

$5.34 $5.34

$4.79 UYU 192

11.48%

Imported Beer (0.33 liter bottle)

$9.13 $9.13

$3.63 UYU 146

151.52%

Milk (1 liter)

$1.27 $1.27

$1.39 UYU 55.8

-8.63%

White Bread (500g)

$3.52 $3.52

$2.89 UYU 116

21.80%

Rice (white) (1kg)

$7.52 $7.52

$1.70 UYU 68.1

342.35%

Eggs

$4.04 $4.04

$4.62 UYU 185

-12.55%

Local Cheese (1kg)

$14.80 $14.80

$14.22 UYU 571

4.08%

Chicken Fillets (1kg)

$15.50 $15.50

$11.62 UYU 466

33.39%

Beef Round Steak (1kg)

$21.19 $21.19

$12.23 UYU 491

73.26%

Apples (1kg)

$10.51 $10.51

$2.77 UYU 111

279.42%

Banana (1kg)

$2.36 $2.36

$2.85 UYU 114

-17.19%

Oranges (1kg)

$6.59 $6.59

$1.81 UYU 72.5

264.09%

Tomato (1kg)

$5.44 $5.44

$3.20 UYU 129

70.00%

Potato (1kg)

$4.87 $4.87

$1.94 UYU 77.8

151.03%

Onion (1kg)

$3.81 $3.81

$2.16 UYU 86.5

76.39%

Lettuce (1 head)

$2.01 $2.01

$1.43 UYU 57.3

40.56%

Water (1.5 liter bottle)

$2.62 $2.62

$1.94 UYU 77.9

35.05%

Cigarettes 20 Pack (Marlboro, Camel)

$8.77 $8.77

$5.47 UYU 219

60.33%

Wine (Bottle)

$18.54 $18.54

$8.95 UYU 359

107.15%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$2.26 UYU 90.8

12.39%

Imported Beer (0.33 liter bottle)

$5.44 $5.44

$2.81 UYU 113

93.59%

One-way Ticket (Public Transport)

$1.47 $1.47

$1.56 UYU 62.6

-5.77%

Public Transport Monthly Pass (Regular Price)

$41.33 $41.33

$73.8 UYU 2,962

-44.00%

Taxi Start (Normal Tariff)

$4.52 $4.52

$1.90 UYU 76.2

137.89%

Taxi (Normal Tariff) (1km)

$0.43 UYU 17.36

Taxi 1hour Waiting (Normal Tariff)

$10.59 UYU 425

Gasoline (1 liter)

$0.98 $0.98

$2.12 UYU 85.2

-53.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K $27.0K

$26.8K UYU 1.1M

0.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$37.0K UYU 1.5M

-30.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 $136

$193 UYU 7,727

-29.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.2 $58.2

$20.91 UYU 839

178.29%

Internet (50+ Mbps, Unlimited Data)

$57.3 $57.3

$44.89 UYU 1,802

27.65%

Gym Membership (Monthly)

$57.1 $57.1

$50.8 UYU 2,038

12.53%

Tennis Court (1 Hour on Weekend)

$19.73 UYU 792

Cinema Ticket

$13.79 $13.79

$12.30 UYU 494

12.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,244 $1,244

$629 UYU 25.2K

97.94%

International Primary School, 1 Child (Yearly)

$10.9K UYU 437.3K

Jeans (Levis 501 Or Similar)

$51.0 $51.0

$104 UYU 4,166

-50.83%

Summer Dress (H&M, Zara, etc)

$45.99 $45.99

$57.4 UYU 2,305

-19.93%

Sport Shoes (Adidas, Nike)

$84.7 $84.7

$125 UYU 5,010

-32.17%

Men's Leather Business Shoes

$103 $103

$132 UYU 5,315

-22.01%

1-bedroom Apartment, City Center (Monthly)

$954 $954

$713 UYU 28.6K

33.71%

1-bedroom Apartment, Outside City Center (Monthly)

$689 $689

$575 UYU 23.1K

19.73%

3-bedroom Apartment, City Center (Monthly)

$2,252 $2,252

$1,164 UYU 46.7K

93.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,452 $1,452

$1,033 UYU 41.5K

40.51%

Buy Apartment in City Center (m2)

$1,898 $1,898

$3,418 UYU 137.2K

-44.48%

Buy Apartment Outside City Center (m2)

$1,673 $1,673

$1,760 UYU 70.6K

-4.96%

Average Monthly Net Salary (After Tax)

$3,824 $3,824

$1,244 UYU 49.9K

207.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

5.74

12.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fargo, ND: October 20, 2026

Last update for Montevideo: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fargo, ND

$689 34%

Montevideo

$575 32.2% 16.5% $114

Groceries & Markets

Fargo, ND

$522 25.8%

Montevideo

$334 18.7% 36.1% $189

Eating Out

Fargo, ND

$299 14.7%

Montevideo

$269 15.1% 10% $30

Monthly Utilities & Internet

Fargo, ND

$251 12.4%

Montevideo

$258 14.5% 2.8% $7.1

Clothing & Footwear

Fargo, ND

$128 6.3%

Montevideo

$188 10.6% 46.8% $60

Sport & Entertainment

Fargo, ND

$85 4.2%

Montevideo

$75 4.2% 11% $9.3

Getting Around

Fargo, ND

$52 * 2.6%

Montevideo

$84 4.7% 62.6% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $954 in Fargo, ND versus $713 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 207% higher in Fargo, ND, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Fargo, ND versus $70.0 in Montevideo. Groceries tell a different story – $522 in Fargo, ND vs $334 in Montevideo – so Montevideo wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Fargo, ND

🇺🇾 Montevideo

🕒 Local time

02:33 2:33 AM

04:33 4:33 AM

2 h ahead of Fargo, ND

🌤 Weather

👥 Population

90,056

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 22, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Fargo, ND Montevideo 9,960 km ≈ 13 h nonstop flight

From you

Fargo, ND
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fargo, ND vs Montevideo: Cost of Living - Frequently Asked Questions

Fargo, ND costs about 14% more than Montevideo, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,038 per month in Fargo, ND and $2,676 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $61.0 in Fargo, ND and $70.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,026 in Fargo, ND and $1,784 in Montevideo. That's a gap of about 14%.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,784, than in Fargo, ND at $2,026. In Montevideo it covers expenses comfortably, while in Fargo, ND it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montevideo costs $1,784 versus $2,026 in Fargo, ND. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fargo, ND makes more sense. Both are solid long-term options with distinct trade-offs.