Last update: Oct 2026

Cost of Living Comparison Between Fairfield, CA and Toronto

For one person, living is cheaper in Toronto: $2,610 a month against $3,974 in Fairfield, CA, rent and utilities included – about $16,400 less a year. Rent and utilities account for most of the difference.

191

Cost of Living Index in Fairfield, CA
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Fairfield, CA Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Fairfield, CA

🇺🇸 United States

$3,974

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Fairfield, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fairfield, CA and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,974 in Fairfield, CA versus $2,610 in Toronto.

Fairfield, CA $3,974
Toronto $2,610

Estimated couple costs with rent: $5,257 in Fairfield, CA versus $3,727 in Toronto.

Fairfield, CA $5,257
Toronto $3,727

Monthly costs for a family of three with rent: $6,539 in Fairfield, CA versus $4,844 in Toronto.

Fairfield, CA $6,539
Toronto $4,844

Living in Fairfield, CA is roughly 52% more expensive than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Fairfield, CA 193% above, Toronto 93% above.

Meal at Budget Restaurant

$21.67 $21.67

$17.59 CA$24.87

23.19%

Three-Course Dinner for Two, Mid-Range

$91.7 $91.7

$78.8 CA$111

16.28%

Fast Food Meal (McDonalds, etc)

$11.84 $11.84

$10.73 CA$15.16

10.34%

Cappuccino

$6.40 $6.40

$4.09 CA$5.78

56.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.29 $3.29

$2.10 CA$2.97

56.67%

Water (0.33 liter bottle)

$2.02 $2.02

$1.72 CA$2.43

17.44%

Local Beer (0.5 liter draught)

$7.93 $7.93

$6.36 CA$8.99

24.69%

Imported Beer (0.33 liter bottle)

$7.04 $7.04

$7.08 CA$10.01

-0.56%

Milk (1 liter)

$1.35 $1.35

$2.54 CA$3.59

-46.85%

White Bread (500g)

$4.49 $4.49

$2.72 CA$3.85

65.07%

Rice (white) (1kg)

$4.49 $4.49

$2.18 CA$3.09

105.96%

Eggs

$5.51 $5.51

$3.63 CA$5.13

51.79%

Local Cheese (1kg)

$14.48 $14.48

$9.46 CA$13.37

53.07%

Chicken Fillets (1kg)

$14.82 $14.82

$11.54 CA$16.32

28.42%

Beef Round Steak (1kg)

$17.57 $17.57

$14.37 CA$20.32

22.27%

Apples (1kg)

$6.13 $6.13

$3.70 CA$5.23

65.68%

Banana (1kg)

$2.47 $2.47

$1.19 CA$1.68

107.56%

Oranges (1kg)

$6.15 $6.15

$3.46 CA$4.90

77.75%

Tomato (1kg)

$6.74 $6.74

$4.22 CA$5.97

59.72%

Potato (1kg)

$3.96 $3.96

$1.79 CA$2.52

121.23%

Onion (1kg)

$3.51 $3.51

$1.65 CA$2.33

112.73%

Lettuce (1 head)

$2.32 $2.32

$2.20 CA$3.11

5.45%

Water (1.5 liter bottle)

$1.95 $1.95

$1.26 CA$1.78

54.76%

Cigarettes 20 Pack (Marlboro, Camel)

$11.69 $11.69

$13.97 CA$19.75

-16.32%

Wine (Bottle)

$9.88 $9.88

$14.20 CA$20.07

-30.42%

Local Beer (0.5 liter bottle)

$2.18 $2.18

$2.25 CA$3.18

-3.11%

Imported Beer (0.33 liter bottle)

$2.16 $2.16

$2.53 CA$3.58

-14.62%

One-way Ticket (Public Transport)

$1.98 $1.98

$2.32 CA$3.28

-14.66%

Public Transport Monthly Pass (Regular Price)

$87.7 $87.7

$112 CA$158

-21.48%

Taxi Start (Normal Tariff)

$2.93 $2.93

$3.06 CA$4.33

-4.25%

Taxi (Normal Tariff) (1km)

$1.96 $1.96

$1.22 CA$1.72

60.66%

Taxi 1hour Waiting (Normal Tariff)

$28.77 $28.77

$21.69 CA$30.66

32.64%

Gasoline (1 liter)

$1.37 $1.37

$1.21 CA$1.72

13.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K $27.7K

$26.1K CA$37.0K

5.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$21.1K CA$29.9K

25.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$120 CA$169

64.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.72 $48.72

$32.21 CA$45.54

51.26%

Internet (50+ Mbps, Unlimited Data)

$73.5 $73.5

$48.88 CA$69.1

50.43%

Gym Membership (Monthly)

$126 $126

$39.34 CA$55.6

220.95%

Tennis Court (1 Hour on Weekend)

$74.4 $74.4

$23.58 CA$33.34

215.48%

Cinema Ticket

$14.71 $14.71

$12.58 CA$17.79

16.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,265 $1,265

$832 CA$1,176

52.06%

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$23.6K CA$33.4K

-5.97%

Jeans (Levis 501 Or Similar)

$50.7 $50.7

$52.3 CA$73.9

-2.95%

Summer Dress (H&M, Zara, etc)

$36.68 $36.68

$39.44 CA$55.8

-7.00%

Sport Shoes (Adidas, Nike)

$108 $108

$99.0 CA$140

9.53%

Men's Leather Business Shoes

$110 $110

$122 CA$172

-10.13%

1-bedroom Apartment, City Center (Monthly)

$2,408 $2,408

$1,631 CA$2,306

47.60%

1-bedroom Apartment, Outside City Center (Monthly)

$2,434 $2,434

$1,448 CA$2,048

68.08%

3-bedroom Apartment, City Center (Monthly)

$3,061 $3,061

$2,737 CA$3,869

11.84%

3-bedroom Apartment, Outside City Center (Monthly)

$3,001 $3,001

$2,129 CA$3,010

40.95%

Buy Apartment in City Center (m2)

$3,716 $3,716

$8,206 CA$11.6K

-54.72%

Buy Apartment Outside City Center (m2)

$3,747 $3,747

$6,838 CA$9,666

-45.20%

Average Monthly Net Salary (After Tax)

$4,894 $4,894

$3,520 CA$4,976

39.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

4.47

44.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fairfield, CA: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fairfield, CA

$2.4K 61.2%

Toronto

$1.4K 55.5% 40.5% $986

Groceries & Markets

Fairfield, CA

$459 11.6%

Toronto

$343 13.1% 25.3% $116

Eating Out

Fairfield, CA

$361 9.1%

Toronto

$283 10.9% 21.5% $78

Monthly Utilities & Internet

Fairfield, CA

$319 8%

Toronto

$201 7.7% 37% $118

Sport & Entertainment

Fairfield, CA

$156 3.9%

Toronto

$65 2.5% 58.6% $91

Clothing & Footwear

Fairfield, CA

$137 3.5%

Toronto

$141 5.4% 2.4% $3.3

Getting Around

Fairfield, CA

$108 2.7%

Toronto

$130 5% 20.1% $22

Cost Breakdown

A one-bedroom apartment in the center runs $2,408 in Fairfield, CA and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Fairfield, CA pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $92.0 in Fairfield, CA vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $459 vs $343 per month, with Toronto cheaper across the board.

Good to know

🇺🇸 Fairfield, CA

🇨🇦 Toronto

🕒 Local time

22:12 10:12 PM

01:12 1:12 AM

3 h ahead of Fairfield, CA

🌤 Weather

👥 Population

117,133

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Fairfield, CA Toronto 3,590 km ≈ 5 h nonstop flight

From you

Fairfield, CA
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fairfield, CA vs Toronto: Cost of Living - Frequently Asked Questions

Toronto wins on cost – living expenses run 52% lower than in Fairfield, CA. Housing and daily spending are where you'll feel the difference most, making Toronto the obvious pick if budget is a priority.

Average pay runs 39% higher in Fairfield, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,408 in Fairfield, CA versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,974 per month in Fairfield, CA versus $2,610 in Toronto – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Toronto runs roughly 27% less than in Fairfield, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 52% less than in Fairfield, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.