Cost of Living Comparison Between Fairfax, VA and Chicago, IL Cost of Living Comparison Between Fairfax, VA and Chicago, IL

Monthly Cost of Living

A single person spends $3,479 per month in Fairfax, VA vs $3,117 in Chicago, IL, rent included.

A couple spends around $4,930 per month in Fairfax, VA vs $4,695 in Chicago, IL, rent included.

A family of three spends $6,380 per month in Fairfax, VA vs $6,273 in Chicago, IL, rent included.

Fairfax, VA costs about 12% more than Chicago, IL, driven mainly by Clothing & Footwear.

Both Fairfax, VA and Chicago, IL sit above the global median – Fairfax, VA by 154%, Chicago, IL by 128%.

Currency
🍽 Eating Out
Fairfax, VA
Chicago, IL
Difference
Meal at Budget Restaurant
$18.73 $18.73
$19.92 $19.92
-5.97%
Three-Course Dinner for Two, Mid-Range
$95.0 $95.0
$88.5 $88.5
7.38%
Fast Food Meal (McDonalds, etc)
$11.90 $11.90
$12.94 $12.94
-8.04%
Cappuccino
$6.10 $6.10
$5.54 $5.54
10.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.24 $3.24
$2.74 $2.74
18.25%
Water (0.33 liter bottle)
$2.70 $2.70
$2.36 $2.36
14.41%
Local Beer (0.5 liter draught)
$6.81 $6.81
$7.12 $7.12
-4.35%
Imported Beer (0.33 liter bottle)
$8.18 $8.18
$8.73 $8.73
-6.30%
🛒 Groceries & Markets
Fairfax, VA
Chicago, IL
Difference
Milk (1 liter)
$1.12 $1.12
$1.34 $1.34
-16.42%
White Bread (500g)
$4.18 $4.18
$4.17 $4.17
0.24%
Rice (white) (1kg)
$5.33 $5.33
$5.73 $5.73
-6.98%
Eggs
$5.32 $5.32
$4.89 $4.89
8.79%
Local Cheese (1kg)
$16.73 $16.73
$14.77 $14.77
13.27%
Chicken Fillets (1kg)
$14.86 $14.86
$14.85 $14.85
0.07%
Beef Round Steak (1kg)
$19.11 $19.11
$19.61 $19.61
-2.55%
Apples (1kg)
$5.95 $5.95
$5.57 $5.57
6.82%
Banana (1kg)
$2.29 $2.29
$1.92 $1.92
19.27%
Oranges (1kg)
$5.63 $5.63
$4.17 $4.17
35.01%
Tomato (1kg)
$5.65 $5.65
$4.86 $4.86
16.26%
Potato (1kg)
$2.76 $2.76
$2.84 $2.84
-2.82%
Onion (1kg)
$3.90 $3.90
$2.80 $2.80
39.29%
Lettuce (1 head)
$2.49 $2.49
$2.20 $2.20
13.18%
Water (1.5 liter bottle)
$2.69 $2.69
$3.06 $3.06
-12.09%
Cigarettes 20 Pack (Marlboro, Camel)
$13.83 $13.83
$16.16 $16.16
-14.42%
Wine (Bottle)
$15.31 $15.31
$14.82 $14.82
3.31%
Local Beer (0.5 liter bottle)
$2.53 $2.53
$2.53 $2.53
-
Imported Beer (0.33 liter bottle)
$4.74 $4.74
$3.35 $3.35
41.49%
🚌 Getting Around
Fairfax, VA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$5.14 $5.14
$2.55 $2.55
101.57%
Public Transport Monthly Pass (Regular Price)
$68.9 $68.9
$75.6 $75.6
-8.81%
Taxi Start (Normal Tariff)
$3.04 $3.04
$3.30 $3.30
-7.88%
Taxi (Normal Tariff) (1km)
$1.43 $1.43
$1.36 $1.36
5.15%
Taxi 1hour Waiting (Normal Tariff)
$24.34 $24.34
$25.12 $25.12
-3.11%
Gasoline (1 liter)
$0.99 $0.99
$1.17 $1.17
-15.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.8K $35.8K
$36.0K $36.0K
-0.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K $25.5K
$26.2K $26.2K
-2.77%
🧾 Monthly Utilities & Internet
Fairfax, VA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$207 $207
$191 $191
8.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$66.0 $66.0
$67.9 $67.9
-2.87%
Internet (50+ Mbps, Unlimited Data)
$78.2 $78.2
$61.7 $61.7
26.80%
🎉 Sport & Entertainment
Fairfax, VA
Chicago, IL
Difference
Gym Membership (Monthly)
$74.2 $74.2
$63.5 $63.5
16.94%
Tennis Court (1 Hour on Weekend)
$25.18 $25.18
$27.14 $27.14
-7.22%
Cinema Ticket
$18.21 $18.21
$18.02 $18.02
1.05%
🧸 Childcare & Education
Fairfax, VA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,958 $1,958
$1,522 $1,522
28.67%
International Primary School, 1 Child (Yearly)
$35.5K $35.5K
$31.3K $31.3K
13.53%
👕👟 Clothing & Footwear
Fairfax, VA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$53.0 $53.0
$63.7 $63.7
-16.82%
Summer Dress (H&M, Zara, etc)
$54.5 $54.5
$55.3 $55.3
-1.32%
Sport Shoes (Adidas, Nike)
$91.8 $91.8
$100 $100
-8.59%
Men's Leather Business Shoes
$112 $112
$153 $153
-27.03%
🏠 Accommodation & Living
Fairfax, VA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,325 $2,325
$2,406 $2,406
-3.35%
1-bedroom Apartment, Outside City Center (Monthly)
$1,882 $1,882
$1,653 $1,653
13.85%
3-bedroom Apartment, City Center (Monthly)
$3,586 $3,586
$4,577 $4,577
-21.64%
3-bedroom Apartment, Outside City Center (Monthly)
$2,879 $2,879
$2,771 $2,771
3.90%
Buy Apartment in City Center (m2)
$5,541 $5,541
$4,031 $4,031
37.46%
Buy Apartment Outside City Center (m2)
$4,113 $4,113
$2,745 $2,745
49.82%
💵 Salaries & Financials
Fairfax, VA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$5,797 $5,797
$4,804 $4,804
20.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.26
6.38
-1.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fairfax, VA: September 12, 2026

Last update for Chicago, IL: September 13, 2026

Cost Breakdown

A central one-bedroom costs $2,325 in Fairfax, VA versus $2,406 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Fairfax, VA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95.0 in Fairfax, VA versus $88.0 in Chicago, IL. Monthly groceries follow the same trend: $483 vs $464 – making Chicago, IL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fairfax, VA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Fairfax, VA and in Chicago, IL compare overall?
Monthly costs with rent: $3,479 in Fairfax, VA, $3,117 in Chicago, IL – roughly 12% apart. Fairfax, VA costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Fairfax, VA compared to Chicago, IL?
For a comfortable life, plan on about $5,219 per month in Fairfax, VA and $4,676 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Fairfax, VA and Chicago, IL?
Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 4% more in Fairfax, VA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $95.0 in Fairfax, VA and $88.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,479 in Fairfax, VA and $3,117 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Fairfax, VA and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,117 in Chicago, IL to $3,479 in Fairfax, VA. Climate, culture, job market, and personal taste all factor in.
How do I decide between Fairfax, VA and Chicago, IL?
If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fairfax, VA makes more sense. Both are solid long-term options with distinct trade-offs.

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