Last update: Oct 2026

Cost of Living Comparison Between Espoo and Netanya

For one person, living is cheaper in Espoo: $2,227 a month against $2,617 in Netanya, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

Espoo, Finland
Netanya, Israel
Espoo
🇫🇮 Finland
$2,227
/mo nomad
Netanya
🇮🇱 Israel
$2,617
/mo nomad
Monthly Cost of Living

How much you'll spend in Espoo and in Netanya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Espoo and in Netanya actually costs, broken down by who's living it.

A single person spends $2,227 per month in Espoo vs $2,617 in Netanya, rent included.

  • Espoo $2,227
  • Netanya $2,617

A couple spends around $3,547 per month in Espoo vs $4,046 in Netanya, rent included.

  • Espoo $3,547
  • Netanya $4,046

A family of three spends $4,866 per month in Espoo vs $5,475 in Netanya, rent included.

  • Espoo $4,866
  • Netanya $5,475

Espoo is about 15% cheaper than Netanya, and outside of rent the biggest gap is in eating out.

Both Espoo and Netanya sit above the global median – Espoo by 64%, Netanya by 92%.

Currency
🍽 Eating Out
Espoo
Netanya
Difference
Meal at Budget Restaurant
$15.68 €14.09
$22.27 ₪69.4
-29.59%
Three-Course Dinner for Two, Mid-Range
$100 €89.9
$95.9 ₪299
4.27%
Fast Food Meal (McDonalds, etc)
$12.52 €11.25
$19.62 ₪61.1
-36.19%
Cappuccino
$5.51 €4.95
$4.61 ₪14.36
19.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.55 €3.19
$2.89 ₪9.00
22.84%
Water (0.33 liter bottle)
$2.73 €2.46
$2.23 ₪6.95
22.42%
Local Beer (0.5 liter draught)
$9.16 €8.23
$10.45 ₪32.55
-12.34%
Imported Beer (0.33 liter bottle)
$8.42 €7.56
$9.48 ₪29.54
-11.18%
🛒 Groceries & Markets
Espoo
Netanya
Difference
Milk (1 liter)
$1.40 €1.25
$2.34 ₪7.28
-40.17%
White Bread (500g)
$2.93 €2.63
$2.64 ₪8.24
10.98%
Rice (white) (1kg)
$3.64 €3.27
$2.59 ₪8.07
40.54%
Eggs
$4.18 €3.75
$4.83 ₪15.03
-13.46%
Local Cheese (1kg)
$10.51 €9.44
$17.03 ₪53.0
-38.29%
Chicken Fillets (1kg)
$16.61 €14.92
$12.86 ₪40.06
29.16%
Beef Round Steak (1kg)
$20.82 €18.70
$23.54 ₪73.3
-11.55%
Apples (1kg)
$2.60 €2.34
$4.34 ₪13.53
-40.09%
Banana (1kg)
$2.08 €1.86
$2.92 ₪9.10
-28.77%
Oranges (1kg)
$3.44 €3.09
$2.32 ₪7.22
48.28%
Tomato (1kg)
$4.95 €4.45
$2.51 ₪7.82
97.21%
Potato (1kg)
$1.20 €1.08
$1.75 ₪5.45
-31.43%
Onion (1kg)
$1.82 €1.64
$1.80 ₪5.62
1.11%
Lettuce (1 head)
$2.38 €2.14
$2.46 ₪7.66
-3.25%
Water (1.5 liter bottle)
$1.88 €1.68
$1.54 ₪4.79
22.08%
Cigarettes 20 Pack (Marlboro, Camel)
$12.41 €11.15
$13.13 ₪40.89
-5.48%
Wine (Bottle)
$13.34 €11.98
$12.70 ₪39.57
5.04%
Local Beer (0.5 liter bottle)
$3.79 €3.40
$2.86 ₪8.91
32.52%
Imported Beer (0.33 liter bottle)
$4.90 €4.40
$2.52 ₪7.83
94.44%
🚌 Getting Around
Espoo
Netanya
Difference
One-way Ticket (Public Transport)
$3.56 €3.20
$2.54 ₪7.93
40.16%
Public Transport Monthly Pass (Regular Price)
$80.0 €71.9
$79.3 ₪247
0.84%
Taxi Start (Normal Tariff)
$9.59 €8.61
$4.39 ₪13.67
118.45%
Taxi (Normal Tariff) (1km)
$1.75 €1.57
$1.26 ₪3.94
38.89%
Taxi 1hour Waiting (Normal Tariff)
$51.5 €46.29
$36.51 ₪114
41.14%
Gasoline (1 liter)
$2.33 €2.10
$2.59 ₪8.08
-10.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K €32.4K
$54.0K ₪168.3K
-33.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.3K €33.5K
$54.5K ₪169.7K
-31.59%
🧾 Monthly Utilities & Internet
Espoo
Netanya
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$107 €96.1
$260 ₪811
-58.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.05 €23.41
$11.80 ₪36.75
120.76%
Internet (50+ Mbps, Unlimited Data)
$29.80 €26.77
$35.79 ₪111
-16.74%
🎉 Sport & Entertainment
Espoo
Netanya
Difference
Gym Membership (Monthly)
$54.1 €48.59
$78.6 ₪245
-31.16%
Tennis Court (1 Hour on Weekend)
$42.92 €38.55
$19.36 ₪60.3
121.69%
Cinema Ticket
$17.65 €15.86
$14.37 ₪44.75
22.83%
🧸 Childcare & Education
Espoo
Netanya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$730 €656
$1,133 ₪3,529
-35.57%
International Primary School, 1 Child (Yearly)
$19.2K €17.2K
$23.9K ₪74.4K
-19.82%
👕👟 Clothing & Footwear
Espoo
Netanya
Difference
Jeans (Levis 501 Or Similar)
$123 €111
$74.2 ₪231
66.05%
Summer Dress (H&M, Zara, etc)
$56.7 €51.0
$40.89 ₪127
38.71%
Sport Shoes (Adidas, Nike)
$89.5 €80.4
$130 ₪406
-31.38%
Men's Leather Business Shoes
$176 €158
$150 ₪468
17.39%
🏠 Accommodation & Living
Espoo
Netanya
Difference
1-bedroom Apartment, City Center (Monthly)
$1,111 €998
$1,543 ₪4,804
-27.95%
1-bedroom Apartment, Outside City Center (Monthly)
$935 €840
$1,131 ₪3,522
-17.32%
3-bedroom Apartment, City Center (Monthly)
$2,168 €1,947
$2,603 ₪8,108
-16.72%
3-bedroom Apartment, Outside City Center (Monthly)
$1,719 €1,544
$2,127 ₪6,624
-19.17%
Buy Apartment in City Center (m2)
$6,070 €5,452
$10.2K ₪31.6K
-40.27%
Buy Apartment Outside City Center (m2)
$4,158 €3,735
$7,771 ₪24.2K
-46.49%
💵 Salaries & Financials
Espoo
Netanya
Difference
Average Monthly Net Salary (After Tax)
$3,301 €2,965
$3,301 ₪10.3K
-0.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.59
5.04
-28.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Espoo: October 26, 2026

Last update for Netanya: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Espoo
$935
Netanya
$1.1K 21% $196
Groceries & Markets
Espoo
$410
Netanya
$408 0.4% $1.8
Eating Out
Espoo
$317
Netanya
$384 21.2% $67
Clothing & Footwear
Espoo
$201
Netanya
$178 11.2% $23
Monthly Utilities & Internet
Espoo
$163
Netanya
$308 89.1% $145
Getting Around
Espoo
$113
Netanya
$100 11% $12
Sport & Entertainment
Espoo
$89
Netanya
$107 20% $18

Cost Breakdown

A central one-bedroom costs $1,111 in Espoo versus $1,543 in Netanya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $100 in Espoo versus $96 in Netanya. Monthly groceries follow the same trend: $410 vs $408 – making Netanya the more affordable choice for daily food spending.

Good to know
🇫🇮 Espoo
🇮🇱 Netanya
🕒 Local time
19:39 7:39 PM
19:39 7:39 PM
Same time as Espoo
🌤 Weather
👥 Population
314,152
245,454
💱 Currency
Euro EUR €
Exchange rates and currency converter

ILS, USD to EUR – Euro Converter

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Israeli New Shekel exchange rates as of October 28, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.47 ILS (1 ILS = 0.288 EUR).

On the map
Between locations
  • Espoo Netanya 3,190 km ≈ 4 h 30 min nonstop flight
From you
  • Espoo
  • Netanya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Espoo vs Netanya: Cost of Living - Frequently Asked Questions
Is Espoo cheaper than Netanya?
Yes – Netanya is pricier by about 17%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $3,341 per month in Espoo and $3,925 in Netanya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Espoo, especially for central apartments: a one-bedroom in the center costs $1,111 there versus $1,543 in Netanya.
Is eating out cheaper in Espoo or in Netanya?
A mid-range dinner for two costs $100 in Espoo and $96 in Netanya. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper kindergarten?
Kindergarten costs $730 per month in Espoo and $1,133 in Netanya. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for living in Espoo or in Netanya?
A $2,500 monthly budget goes further in Espoo, where all-in costs run around $2,227, than in Netanya at $2,617. In Espoo it covers expenses comfortably, while in Netanya it requires careful planning or may not stretch far enough.
Is Espoo or Netanya more family-friendly?
Families tend to lean toward Espoo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Espoo or Netanya?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

Espoo vs other spots: cost of living compared

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