Last update: Oct 2026

Cost of Living Comparison Between Espoo and Naantali

For one person, living is cheaper in Naantali: $1,805 a month against $2,192 in Espoo, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Espoo
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Espoo Living Index
88

Cost of Living Index in Naantali
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Naantali Living Index

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Espoo

🇫🇮 Finland

$2,192

/mo nomad

Naantali

🇫🇮 Finland

$1,805

/mo nomad

Monthly Cost of Living

How much you'll spend in Espoo and in Naantali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Espoo and in Naantali actually costs, broken down by who's living it.

A single person spends $2,192 per month in Espoo vs $1,805 in Naantali, rent included.

Espoo $2,192
Naantali $1,805

A couple spends around $3,511 per month in Espoo vs $2,824 in Naantali, rent included.

Espoo $3,511
Naantali $2,824

A family of three spends $4,830 per month in Espoo vs $3,843 in Naantali, rent included.

Espoo $4,830
Naantali $3,843

Espoo costs about 21% more than Naantali, and outside of rent the biggest gap is in groceries.

Both Espoo and Naantali sit above the global median – Espoo by 62%, Naantali by 33%.

Meal at Budget Restaurant

$15.55 €13.83

$16.07 €14.30

-3.24%

Three-Course Dinner for Two, Mid-Range

$103 €91.4

$99.3 €88.3

3.51%

Fast Food Meal (McDonalds, etc)

$12.52 €11.13

$12.49 €11.11

0.24%

Cappuccino

$5.46 €4.85

$4.82 €4.29

13.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.54 €3.15

$2.82 €2.50

25.53%

Water (0.33 liter bottle)

$2.78 €2.48

$1.91 €1.70

45.55%

Local Beer (0.5 liter draught)

$9.00 €8.01

$9.37 €8.34

-3.95%

Imported Beer (0.33 liter bottle)

$8.63 €7.67

$8.90 €7.91

-3.03%

Milk (1 liter)

$1.40 €1.25

$1.31 €1.17

6.87%

White Bread (500g)

$3.00 €2.67

$2.48 €2.21

20.97%

Rice (white) (1kg)

$3.62 €3.22

$2.67 €2.37

35.58%

Eggs

$4.12 €3.66

$3.69 €3.28

11.65%

Local Cheese (1kg)

$10.78 €9.59

$7.86 €6.99

37.15%

Chicken Fillets (1kg)

$16.55 €14.72

$13.33 €11.86

24.16%

Beef Round Steak (1kg)

$20.50 €18.24

$18.21 €16.19

12.58%

Apples (1kg)

$2.71 €2.41

$2.70 €2.40

0.37%

Banana (1kg)

$2.11 €1.88

Oranges (1kg)

$3.43 €3.05

$2.28 €2.03

50.44%

Tomato (1kg)

$4.82 €4.28

$3.83 €3.41

25.85%

Potato (1kg)

$1.19 €1.06

$1.17 €1.05

1.71%

Onion (1kg)

$1.85 €1.64

$1.60 €1.43

15.63%

Lettuce (1 head)

$2.30 €2.04

$1.95 €1.74

17.95%

Water (1.5 liter bottle)

$1.79 €1.60

$1.59 €1.42

12.58%

Cigarettes 20 Pack (Marlboro, Camel)

$12.16 €10.82

$13.30 €11.83

-8.57%

Wine (Bottle)

$13.48 €11.99

$14.77 €13.13

-8.73%

Local Beer (0.5 liter bottle)

$3.66 €3.26

$3.89 €3.46

-5.91%

Imported Beer (0.33 liter bottle)

$5.10 €4.54

$3.68 €3.28

38.59%

One-way Ticket (Public Transport)

$3.51 €3.12

$3.25 €2.89

8.00%

Public Transport Monthly Pass (Regular Price)

$80.3 €71.4

$64.2 €57.1

25.08%

Taxi Start (Normal Tariff)

$9.55 €8.49

$8.40 €7.47

13.69%

Taxi (Normal Tariff) (1km)

$1.76 €1.57

$1.26 €1.12

39.68%

Taxi 1hour Waiting (Normal Tariff)

$50.8 €45.20

$66.8 €59.4

-23.93%

Gasoline (1 liter)

$2.31 €2.05

$2.27 €2.02

1.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K €32.5K

$37.0K €32.9K

-1.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.0K

$37.3K €33.2K

2.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 €95.7

$134 €119

-19.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.21 €23.31

$26.22 €23.32

-0.04%

Internet (50+ Mbps, Unlimited Data)

$29.83 €26.54

$21.97 €19.54

35.78%

Gym Membership (Monthly)

$56.5 €50.2

$44.21 €39.32

27.69%

Tennis Court (1 Hour on Weekend)

$42.83 €38.09

$22.24 €19.78

92.58%

Cinema Ticket

$17.99 €16.01

$18.30 €16.28

-1.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$664 €590

$313 €279

111.76%

International Primary School, 1 Child (Yearly)

$18.9K €16.8K

$7,266 €6,464

159.92%

Jeans (Levis 501 Or Similar)

$121 €108

$90.3 €80.3

34.08%

Summer Dress (H&M, Zara, etc)

$57.9 €51.5

$43.88 €39.03

32.04%

Sport Shoes (Adidas, Nike)

$91.8 €81.6

$104 €92.3

-11.56%

Men's Leather Business Shoes

$176 €157

$110 €97.8

60.53%

1-bedroom Apartment, City Center (Monthly)

$1,081 €962

$774 €688

39.76%

1-bedroom Apartment, Outside City Center (Monthly)

$898 €799

$633 €563

41.85%

3-bedroom Apartment, City Center (Monthly)

$2,211 €1,966

$1,243 €1,106

77.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 €1,482

$1,011 €899

64.83%

Buy Apartment in City Center (m2)

$6,811 €6,058

$4,047 €3,600

68.31%

Buy Apartment Outside City Center (m2)

$4,266 €3,795

$2,159 €1,920

97.59%

Average Monthly Net Salary (After Tax)

$3,285 €2,922

20-Year Fixed Mortgage Interest Rate (Annual %)

3.59

3.61

-0.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Espoo: October 17, 2026

Last update for Naantali: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Espoo

$898 41%

Naantali

$633 35.1% 29.5% $265

Groceries & Markets

Espoo

$409 18.7%

Naantali

$353 19.5% 13.8% $56

Eating Out

Espoo

$315 14.4%

Naantali

$307 17% 2.4% $7.5

Clothing & Footwear

Espoo

$201 9.2%

Naantali

$157 8.7% 22.2% $45

Monthly Utilities & Internet

Espoo

$164 7.5%

Naantali

$182 10.1% 11.2% $18

Getting Around

Espoo

$113 5.1%

Naantali

$92 5.1% 18.5% $21

Sport & Entertainment

Espoo

$92 4.2%

Naantali

$81 4.5% 12.6% $12

Cost Breakdown

A central one-bedroom costs $1,081 in Espoo versus $774 in Naantali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $103 in Espoo versus $99.0 in Naantali. Monthly groceries follow the same trend: $409 vs $353 – making Naantali the more affordable choice for daily food spending.

Good to know

🇫🇮 Espoo

🇫🇮 Naantali

🕒 Local time

13:16 1:16 PM

Same time as Espoo

🌤 Weather

👥 Population

314,152

19,426

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Espoo vs Naantali: Cost of Living - Frequently Asked Questions

Yes – Espoo is pricier by about 21%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,289 per month in Espoo and $2,707 in Naantali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naantali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,192 in Espoo and $1,805 in Naantali. That's a gap of about 21%.

Public transport costs about 25% less in Naantali. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Naantali, where all-in costs run around $1,805, than in Espoo at $2,192. In Naantali it covers expenses comfortably, while in Espoo it requires careful planning or may not stretch far enough.

Families tend to lean toward Naantali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naantali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Espoo makes more sense. Both are solid long-term options with distinct trade-offs.