Last update: Oct 2026

Cost of Living Comparison Between Espoo and Hyvinkaa

For one person, living is cheaper in Hyvinkaa: $1,712 a month against $2,227 in Espoo, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Espoo
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Espoo Living Index
82

Cost of Living Index in Hyvinkaa
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Hyvinkaa Living Index

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Espoo

🇫🇮 Finland

$2,227

/mo nomad

Hyvinkaa

🇫🇮 Finland

$1,712

/mo nomad

Monthly Cost of Living

How much you'll spend in Espoo and in Hyvinkaa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Espoo and in Hyvinkaa actually costs, broken down by who's living it.

A single person spends $2,227 per month in Espoo vs $1,712 in Hyvinkaa, rent included.

Espoo $2,227
Hyvinkaa $1,712

A couple spends around $3,547 per month in Espoo vs $2,743 in Hyvinkaa, rent included.

Espoo $3,547
Hyvinkaa $2,743

A family of three spends $4,866 per month in Espoo vs $3,774 in Hyvinkaa, rent included.

Espoo $4,866
Hyvinkaa $3,774

Espoo costs about 30% more than Hyvinkaa, and outside of rent the biggest gap is in groceries.

Both Espoo and Hyvinkaa sit above the global median – Espoo by 64%, Hyvinkaa by 26%.

Meal at Budget Restaurant

$15.68 €13.99

$15.78 €14.08

-0.63%

Three-Course Dinner for Two, Mid-Range

$100 €89.2

$88.3 €78.8

13.23%

Fast Food Meal (McDonalds, etc)

$12.52 €11.17

$12.84 €11.45

-2.49%

Cappuccino

$5.51 €4.92

$4.06 €3.63

35.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.55 €3.17

$2.42 €2.15

46.69%

Water (0.33 liter bottle)

$2.73 €2.44

$2.68 €2.39

1.87%

Local Beer (0.5 liter draught)

$9.16 €8.18

$8.76 €7.82

4.57%

Imported Beer (0.33 liter bottle)

$8.42 €7.51

$7.72 €6.89

9.07%

Milk (1 liter)

$1.40 €1.25

$1.46 €1.30

-4.11%

White Bread (500g)

$2.93 €2.61

$2.58 €2.30

13.57%

Rice (white) (1kg)

$3.64 €3.25

$3.01 €2.69

20.93%

Eggs

$4.18 €3.73

$2.77 €2.47

50.90%

Local Cheese (1kg)

$10.51 €9.38

$6.22 €5.55

68.97%

Chicken Fillets (1kg)

$16.61 €14.82

$13.19 €11.77

25.93%

Beef Round Steak (1kg)

$20.82 €18.57

$23.62 €21.07

-11.85%

Apples (1kg)

$2.60 €2.32

$2.46 €2.19

5.69%

Banana (1kg)

$2.08 €1.85

$2.18 €1.94

-4.59%

Oranges (1kg)

$3.44 €3.07

$2.18 €1.95

57.80%

Tomato (1kg)

$4.95 €4.42

$3.40 €3.03

45.59%

Potato (1kg)

$1.20 €1.07

$1.46 €1.31

-17.81%

Onion (1kg)

$1.82 €1.62

$2.16 €1.92

-15.74%

Lettuce (1 head)

$2.38 €2.12

$1.53 €1.37

55.56%

Water (1.5 liter bottle)

$1.88 €1.67

$1.83 €1.63

2.73%

Cigarettes 20 Pack (Marlboro, Camel)

$12.41 €11.08

$11.29 €10.07

9.92%

Wine (Bottle)

$13.34 €11.90

$13.65 €12.18

-2.27%

Local Beer (0.5 liter bottle)

$3.79 €3.38

$3.21 €2.86

18.07%

Imported Beer (0.33 liter bottle)

$4.90 €4.37

$2.99 €2.67

63.88%

One-way Ticket (Public Transport)

$3.56 €3.18

$3.31 €2.95

7.55%

Public Transport Monthly Pass (Regular Price)

$80.0 €71.4

$43.77 €39.05

82.80%

Taxi Start (Normal Tariff)

$9.59 €8.55

$8.22 €7.34

16.67%

Taxi (Normal Tariff) (1km)

$1.75 €1.56

$1.44 €1.28

21.53%

Taxi 1hour Waiting (Normal Tariff)

$51.5 €45.97

$64.1 €57.2

-19.57%

Gasoline (1 liter)

$2.33 €2.08

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K €32.2K

$22.8K €20.3K

58.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.3K

$37.0K €33.0K

0.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 €95.4

$140 €125

-23.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.05 €23.25

$31.77 €28.34

-18.00%

Internet (50+ Mbps, Unlimited Data)

$29.80 €26.59

$21.69 €19.35

37.39%

Gym Membership (Monthly)

$54.1 €48.26

$30.37 €27.09

78.10%

Tennis Court (1 Hour on Weekend)

$42.92 €38.29

$15.84 €14.14

170.96%

Cinema Ticket

$17.65 €15.75

$16.78 €14.97

5.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$730 €651

$113 €101

544.29%

International Primary School, 1 Child (Yearly)

$19.2K €17.1K

Jeans (Levis 501 Or Similar)

$123 €110

$85.3 €76.1

44.39%

Summer Dress (H&M, Zara, etc)

$56.7 €50.6

$55.4 €49.43

2.38%

Sport Shoes (Adidas, Nike)

$89.5 €79.8

$99.9 €89.1

-10.42%

Men's Leather Business Shoes

$176 €157

$114 €102

54.77%

1-bedroom Apartment, City Center (Monthly)

$1,111 €992

$736 €657

50.97%

1-bedroom Apartment, Outside City Center (Monthly)

$935 €834

$573 €512

63.06%

3-bedroom Apartment, City Center (Monthly)

$2,168 €1,934

$1,212 €1,082

78.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,719 €1,534

$1,064 €950

61.51%

Buy Apartment in City Center (m2)

$6,070 €5,415

$2,420 €2,159

150.79%

Buy Apartment Outside City Center (m2)

$4,158 €3,710

$1,534 €1,369

171.01%

Average Monthly Net Salary (After Tax)

$3,301 €2,945

$2,533 €2,260

30.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.59

4.33

-17.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Espoo: October 26, 2026

Last update for Hyvinkaa: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Espoo

$935 42%

Hyvinkaa

$573 33.5% 38.7% $362

Groceries & Markets

Espoo

$410 18.4%

Hyvinkaa

$356 20.8% 13.2% $54

Eating Out

Espoo

$317 14.2%

Hyvinkaa

$293 17.1% 7.5% $24

Clothing & Footwear

Espoo

$201 9%

Hyvinkaa

$160 9.3% 20.5% $41

Monthly Utilities & Internet

Espoo

$163 7.3%

Hyvinkaa

$193 11.3% 18.6% $30

Getting Around

Espoo

$113 5.1%

Hyvinkaa

$72 4.2% 35.7% $40

Sport & Entertainment

Espoo

$89 4%

Hyvinkaa

$64 3.7% 28.5% $25

Cost Breakdown

A central one-bedroom costs $1,111 in Espoo versus $736 in Hyvinkaa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Espoo. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Espoo versus $88 in Hyvinkaa. Monthly groceries follow the same trend: $410 vs $356 – making Hyvinkaa the more affordable choice for daily food spending.

Good to know

🇫🇮 Espoo

🇫🇮 Hyvinkaa

🕒 Local time

18:04 6:04 PM

Same time as Espoo

🌤 Weather

👥 Population

314,152

46,903

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Espoo vs Hyvinkaa: Cost of Living - Frequently Asked Questions

Yes – Espoo is pricier by about 30%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,341 per month in Espoo and $2,568 in Hyvinkaa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hyvinkaa, especially for central apartments: a one-bedroom in the center costs $736 there versus $1,111 in Espoo.

Monthly expenses with rent come to $2,227 in Espoo and $1,712 in Hyvinkaa. That makes Hyvinkaa about 23% cheaper.

Public transport costs about 45% less in Hyvinkaa. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 covers both cities comfortably – all-in costs are $2,227 in Espoo and $1,712 in Hyvinkaa, leaving budget for savings and extras in both cases.

Families tend to lean toward Hyvinkaa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Hyvinkaa. If higher salaries or specific career opportunities are the priority, Espoo makes more sense. Both are solid long-term options with distinct trade-offs.