Last update: Oct 2026

Cost of Living Comparison Between Espoo and Belgrade

For one person, living is cheaper in Belgrade: $1,538 a month against $2,228 in Espoo, rent and utilities included – about $8,300 less a year. Other living expenses account for most of the difference.

107

Cost of Living Index in Espoo
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Espoo Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Espoo

🇫🇮 Finland

$2,228

/mo nomad

Belgrade

🇷🇸 Serbia

$1,538

/mo nomad

Monthly Cost of Living

How much you'll spend in Espoo and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Espoo and in Belgrade actually costs, broken down by who's living it.

A single person spends $2,228 per month in Espoo vs $1,538 in Belgrade, rent included.

Espoo $2,228
Belgrade $1,538

A couple spends around $3,583 per month in Espoo vs $2,321 in Belgrade, rent included.

Espoo $3,583
Belgrade $2,321

A family of three spends $4,937 per month in Espoo vs $3,105 in Belgrade, rent included.

Espoo $4,937
Belgrade $3,105

Espoo costs about 45% more than Belgrade, and outside of rent the biggest gap is in groceries.

Both Espoo and Belgrade sit above the global median – Espoo by 66%, Belgrade by 15%.

Meal at Budget Restaurant

$15.99 €14.27

$13.33 RSD 1,389

19.95%

Three-Course Dinner for Two, Mid-Range

$100 €89.5

$58.4 RSD 6,085

71.69%

Fast Food Meal (McDonalds, etc)

$11.59 €10.34

$13.58 RSD 1,414

-14.65%

Cappuccino

$5.37 €4.79

$3.13 RSD 326

71.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.64 €3.24

$2.77 RSD 288

31.41%

Water (0.33 liter bottle)

$2.89 €2.58

$2.27 RSD 237

27.31%

Local Beer (0.5 liter draught)

$9.23 €8.24

$3.75 RSD 390

146.13%

Imported Beer (0.33 liter bottle)

$9.44 €8.43

$4.38 RSD 456

115.53%

Milk (1 liter)

$1.43 €1.28

$1.40 RSD 146

2.14%

White Bread (500g)

$3.01 €2.69

$1.17 RSD 122

157.26%

Rice (white) (1kg)

$3.66 €3.27

$2.71 RSD 282

35.06%

Eggs

$3.81 €3.40

$2.78 RSD 289

37.05%

Local Cheese (1kg)

$10.81 €9.65

$11.36 RSD 1,184

-4.84%

Chicken Fillets (1kg)

$16.83 €15.02

$7.01 RSD 731

140.09%

Beef Round Steak (1kg)

$22.26 €19.86

$15.72 RSD 1,638

41.60%

Apples (1kg)

$2.70 €2.41

$1.66 RSD 173

62.65%

Banana (1kg)

$2.17 €1.94

$1.81 RSD 188

19.89%

Oranges (1kg)

$3.26 €2.91

$1.83 RSD 190

78.14%

Tomato (1kg)

$4.46 €3.98

$3.13 RSD 326

42.49%

Potato (1kg)

$1.28 €1.14

$0.88 RSD 91.3

45.45%

Onion (1kg)

$1.77 €1.58

$0.67 RSD 70.3

164.18%

Lettuce (1 head)

$2.08 €1.85

$0.81 RSD 84.4

156.79%

Water (1.5 liter bottle)

$1.96 €1.75

$0.68 RSD 70.9

188.24%

Cigarettes 20 Pack (Marlboro, Camel)

$12.14 €10.83

$4.78 RSD 498

153.97%

Wine (Bottle)

$13.72 €12.25

$8.54 RSD 889

60.66%

Local Beer (0.5 liter bottle)

$3.88 €3.46

$0.94 RSD 97.7

312.77%

Imported Beer (0.33 liter bottle)

$4.97 €4.44

$1.44 RSD 150

245.14%

One-way Ticket (Public Transport)

$3.64 €3.25

Public Transport Monthly Pass (Regular Price)

$80.1 €71.5

Taxi Start (Normal Tariff)

$10.01 €8.93

$3.09 RSD 322

223.95%

Taxi (Normal Tariff) (1km)

$1.78 €1.59

$1.02 RSD 107

74.51%

Taxi 1hour Waiting (Normal Tariff)

$50.6 €45.17

$17.18 RSD 1,789

194.64%

Gasoline (1 liter)

$2.34 €2.09

$1.87 RSD 195

25.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K €33.0K

$30.7K RSD 3.2M

20.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K €33.6K

$24.3K RSD 2.5M

55.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 €98.2

$218 RSD 22.7K

-49.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.66 €25.58

$25.24 RSD 2,629

13.55%

Internet (50+ Mbps, Unlimited Data)

$24.84 €22.17

$35.35 RSD 3,683

-29.73%

Gym Membership (Monthly)

$63.3 €56.5

$41.77 RSD 4,351

51.57%

Tennis Court (1 Hour on Weekend)

$42.24 €37.70

$22.80 RSD 2,375

85.26%

Cinema Ticket

$18.11 €16.16

$8.47 RSD 882

113.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$660 €589

$426 RSD 44.4K

54.76%

International Primary School, 1 Child (Yearly)

$19.3K €17.2K

$11.4K RSD 1.2M

69.30%

Jeans (Levis 501 Or Similar)

$124 €110

$111 RSD 11.6K

11.33%

Summer Dress (H&M, Zara, etc)

$56.1 €50.1

$45.99 RSD 4,791

22.05%

Sport Shoes (Adidas, Nike)

$95.1 €84.9

$119 RSD 12.4K

-20.21%

Men's Leather Business Shoes

$187 €167

$154 RSD 16.0K

21.33%

1-bedroom Apartment, City Center (Monthly)

$1,058 €944

$821 RSD 85.6K

28.74%

1-bedroom Apartment, Outside City Center (Monthly)

$916 €817

$561 RSD 58.4K

63.33%

3-bedroom Apartment, City Center (Monthly)

$2,178 €1,943

$1,511 RSD 157.4K

44.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,724 €1,538

$942 RSD 98.1K

83.02%

Buy Apartment in City Center (m2)

$6,893 €6,151

$5,312 RSD 553.4K

29.75%

Buy Apartment Outside City Center (m2)

$4,286 €3,825

$3,165 RSD 329.7K

35.41%

Average Monthly Net Salary (After Tax)

$3,215 €2,869

$1,228 RSD 127.9K

161.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

4.61

-23.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Espoo: October 5, 2026

Last update for Belgrade: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Espoo

$916 41%

Belgrade

$561 35.5% 38.8% $355

Groceries & Markets

Espoo

$416 18.6%

Belgrade

$246 15.6% 40.8% $169

Eating Out

Espoo

$318 14.3%

Belgrade

$233 14.7% 26.9% $86

Clothing & Footwear

Espoo

$208 9.3%

Belgrade

$194 12.3% 6.8% $14

Monthly Utilities & Internet

Espoo

$164 7.3%

Belgrade

$278 17.6% 70.2% $115

Getting Around

Espoo

$114 5.1%

Belgrade

$8.2 * 0.5% 92.8% $105

Sport & Entertainment

Espoo

$100 4.5%

Belgrade

$59 3.7% 41% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,058 in Espoo versus $821 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 162% higher in Espoo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Espoo versus $58.0 in Belgrade. Monthly groceries follow the same trend: $416 vs $246 – making Belgrade the more affordable choice for daily food spending.

Good to know

🇫🇮 Espoo

🇷🇸 Belgrade

🕒 Local time

08:22 8:22 AM

07:22 7:22 AM

1 h behind Espoo

🌤 Weather

👥 Population

314,152

1,197,714 Capital

💱 Currency

Euro EUR €

Serbian Dinar RSD din

📈 Exchange rate

1 EUR = 1.12 USD

1,000 RSD = 9.6 USD

1,000 RSD = 8.56 EUR

Exchange rates and currency converter

RSD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Serbian Dinar exchange rates as of October 10, 2026: 1 USD = 104 RSD (1,000 RSD = 9.6 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Espoo Belgrade 1,730 km ≈ 2 h 45 min nonstop flight

From you

Espoo
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Espoo vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,228 in Espoo, $1,538 in Belgrade – roughly 45% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,342 per month in Espoo and $2,307 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belgrade, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $100 in Espoo and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 69% more in Espoo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Belgrade, where all-in costs run around $1,538, than in Espoo at $2,228. In Belgrade it covers expenses comfortably, while in Espoo it requires careful planning or may not stretch far enough.

Families tend to lean toward Belgrade – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belgrade. If higher salaries, better infrastructure, or specific career opportunities are the priority, Espoo makes more sense. Both are solid long-term options with distinct trade-offs.