Cost of Living Comparison Between Erbil and Ubud, Bali Cost of Living Comparison Between Erbil and Ubud, Bali

😐 Solo nomad: Erbil is 11.1% more expensive than Ubud, Bali without rent, and 27.9% cheaper with rent.
🙂 Family of 3: Erbil is 19.9% cheaper than Ubud, Bali without rent, and 46.1% cheaper with rent.
Currency
🍽 Eating Out
Erbil
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.69 IQD 10.1K
$3.47 Rp 58.5K
121.61%
Three-Course Dinner for Two, Mid-Range
$23.10 IQD 30.2K
$32.10 Rp 542.1K
-28.04%
Fast Food Meal (McDonalds, etc)
$8.79 IQD 11.5K
$4.86 Rp 82.1K
80.86%
Cappuccino
$3.13 IQD 4,091
$2.82 Rp 47.7K
10.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.52 IQD 675
$1.37 Rp 23.2K
-62.04%
Water (0.33 liter bottle)
$0.22 IQD 288
$0.73 Rp 12.3K
-69.86%
Local Beer (0.5 liter draught)
$1.95 IQD 2,547
$2.90 Rp 48.9K
-32.76%
Imported Beer (0.33 liter bottle)
$2.06 IQD 2,695
$3.92 Rp 66.1K
-47.45%
🛒 Groceries & Markets
Erbil
Ubud, Bali
Difference
Milk (1 liter)
$1.33 IQD 1,745
$1.74 Rp 29.4K
-23.56%
White Bread (500g)
$0.84 IQD 1,100
$2.44 Rp 41.3K
-65.57%
Rice (white) (1kg)
$1.80 IQD 2,348
$1.17 Rp 19.7K
53.85%
Eggs
$1.97 IQD 2,580
$2.35 Rp 39.7K
-16.17%
Local Cheese (1kg)
$7.54 IQD 9,856
$14.78 Rp 249.6K
-48.99%
Chicken Fillets (1kg)
$4.75 IQD 6,212
$4.25 Rp 71.8K
11.76%
Beef Round Steak (1kg)
$14.00 IQD 18.3K
$12.21 Rp 206.2K
14.66%
Apples (1kg)
$1.14 IQD 1,488
$3.72 Rp 62.8K
-69.35%
Banana (1kg)
$1.16 IQD 1,517
$1.56 Rp 26.3K
-25.64%
Oranges (1kg)
$1.13 IQD 1,477
$2.69 Rp 45.5K
-57.99%
Tomato (1kg)
$0.74 IQD 972
$2.34 Rp 39.4K
-68.38%
Potato (1kg)
$0.72 IQD 946
$2.00 Rp 33.8K
-64.00%
Onion (1kg)
$0.70 IQD 921
$2.31 Rp 39.0K
-69.70%
Lettuce (1 head)
$0.74 IQD 963
$1.01 Rp 17.1K
-26.73%
Water (1.5 liter bottle)
$0.56 IQD 730
$0.73 Rp 12.3K
-23.29%
Cigarettes 20 Pack (Marlboro, Camel)
$2.64 IQD 3,455
$3.31 Rp 56.0K
-20.24%
Wine (Bottle)
$12.45 IQD 16.3K
$25.14 Rp 424.6K
-50.48%
Local Beer (0.5 liter bottle)
$1.38 IQD 1,802
$2.90 Rp 48.9K
-52.41%
Imported Beer (0.33 liter bottle)
$2.00 IQD 2,615
$2.77 Rp 46.8K
-27.80%
🚌 Getting Around
Erbil
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.59 IQD 777
$0.27 Rp 4,530
118.52%
Public Transport Monthly Pass (Regular Price)
$34.66 IQD 45.3K
$8.26 Rp 139.5K
319.61%
Taxi Start (Normal Tariff)
$2.28 IQD 2,981
$0.45 Rp 7,641
406.67%
Taxi (Normal Tariff) (1km)
$2.29 IQD 3,000
$0.42 Rp 7,135
445.24%
Taxi 1hour Waiting (Normal Tariff)
$7.08 IQD 9,255
$6.26 Rp 105.6K
13.10%
Gasoline (1 liter)
$0.70 IQD 912
$0.86 Rp 14.6K
-18.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.5K IQD 25.5M
$25.9K Rp 437.2M
-24.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.6K IQD 26.9M
$31.9K Rp 538.6M
-35.49%
🧾 Monthly Utilities & Internet
Erbil
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 IQD 132.1K
$80.8 Rp 1.4M
25.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.55 IQD 22.9K
$3.98 Rp 67.1K
340.95%
Internet (50+ Mbps, Unlimited Data)
$29.42 IQD 38.5K
$23.55 Rp 397.6K
24.93%
🎉 Sport & Entertainment
Erbil
Ubud, Bali
Difference
Gym Membership (Monthly)
$73.4 IQD 96.0K
$97.3 Rp 1.6M
-24.56%
Tennis Court (1 Hour on Weekend)
$11.74 IQD 15.4K
$6.42 Rp 108.4K
82.87%
Cinema Ticket
$11.69 IQD 15.3K
$4.16 Rp 70.3K
181.01%
🧸 Childcare & Education
Erbil
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$266 IQD 347.3K
$294 Rp 5.0M
-9.70%
International Primary School, 1 Child (Yearly)
$3,301 IQD 4.3M
$6,548 Rp 110.6M
-49.58%
👕👟 Clothing & Footwear
Erbil
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$33.12 IQD 43.3K
$54.2 Rp 914.7K
-38.86%
Summer Dress (H&M, Zara, etc)
$49.75 IQD 65.1K
$37.95 Rp 640.8K
31.09%
Sport Shoes (Adidas, Nike)
$83.1 IQD 108.7K
$88.1 Rp 1.5M
-5.69%
Men's Leather Business Shoes
$76.8 IQD 100.5K
$78.1 Rp 1.3M
-1.61%
🏠 Accommodation & Living
Erbil
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$439 IQD 574.4K
$995 Rp 16.8M
-55.87%
1-bedroom Apartment, Outside City Center (Monthly)
$276 IQD 360.6K
$668 Rp 11.3M
-58.71%
3-bedroom Apartment, City Center (Monthly)
$738 IQD 965.7K
$3,391 Rp 57.3M
-78.23%
3-bedroom Apartment, Outside City Center (Monthly)
$483 IQD 631.7K
$2,080 Rp 35.1M
-76.77%
Buy Apartment in City Center (m2)
$1,112 IQD 1.5M
$3,037 Rp 51.3M
-63.37%
Buy Apartment Outside City Center (m2)
$664 IQD 867.9K
$2,378 Rp 40.2M
-72.10%
💵 Salaries & Financials
Erbil
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$555 IQD 725.3K
$180 Rp 3.0M
208.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
14.33
13.28
7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Erbil: March 3, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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