For one person, living is cheaper in Mosul: $573 a month against $958 in Erbil, rent and utilities included – about $4,600 less a year. Rent and utilities account for about half of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Erbil and in Mosul actually costs, broken down by who's living it.
A single person spends $958 per month in Erbil vs $573 in Mosul, rent included.
Erbil $958
Mosul $573
A couple spends around $1,427 per month in Erbil vs $906 in Mosul, rent included.
Erbil $1,427
Mosul $906
A family of three spends $1,896 per month in Erbil vs $1,239 in Mosul, rent included.
Erbil $1,896
Mosul $1,239
😐
Erbil costs about 67% more than Mosul, and outside of rent the biggest gap is in eating out.
📊
Both Erbil and Mosul are more affordable than the global median – Erbil30% lower, Mosul58% lower.
Currency
No currencies found
🍽 Eating Out
Erbil
Mosul
Difference
Meal at Budget Restaurant
$6.42IQD 9,704
$4.07IQD 6,154
57.74%
Three-Course Dinner for Two, Mid-Range
$36.55IQD 55.2K
$16.30IQD 24.6K
124.23%
Fast Food Meal(McDonalds, etc)
$7.41IQD 11.2K
$5.21IQD 7,870
42.23%
Cappuccino
$3.24IQD 4,889
$1.44IQD 2,171
125.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.89IQD 1,341
$0.37IQD 552
140.54%
Water(0.33 liter bottle)
$0.33IQD 505
$0.16IQD 241
106.25%
Local Beer(0.5 liter draught)
$5.75IQD 8,681
$1.35IQD 2,045
325.93%
Imported Beer(0.33 liter bottle)
$3.92IQD 5,921
$1.30IQD 1,965
201.54%
🛒 Groceries & Markets
Erbil
Mosul
Difference
Milk(1 liter)
$1.07IQD 1,611
$0.72IQD 1,086
48.61%
White Bread(500g)
$0.67IQD 1,019
$0.63IQD 955
6.35%
Rice(white)(1kg)
$1.52IQD 2,303
$1.09IQD 1,645
39.45%
Eggs
$1.60IQD 2,413
$1.35IQD 2,045
18.52%
Local Cheese(1kg)
$7.00IQD 10.6K
$3.05IQD 4,611
129.51%
Chicken Fillets(1kg)
$4.38IQD 6,614
$3.63IQD 5,481
20.66%
Beef Round Steak(1kg)
$12.67IQD 19.1K
$10.20IQD 15.4K
24.22%
Apples(1kg)
$0.94IQD 1,415
$0.60IQD 900
56.67%
Banana(1kg)
$1.01IQD 1,528
$0.89IQD 1,347
13.48%
Oranges(1kg)
$1.02IQD 1,544
$0.61IQD 915
67.21%
Tomato(1kg)
$0.70IQD 1,064
$0.43IQD 650
62.79%
Potato(1kg)
$0.65IQD 982
$0.41IQD 617
58.54%
Onion(1kg)
$0.63IQD 952
$0.41IQD 621
53.66%
Lettuce(1 head)
$0.64IQD 968
$0.36IQD 544
77.78%
Water(1.5 liter bottle)
$0.52IQD 781
$0.52IQD 785
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.19IQD 3,303
$1.67IQD 2,528
31.14%
Wine(Bottle)
$10.83IQD 16.4K
$6.47IQD 9,779
67.39%
Local Beer(0.5 liter bottle)
$1.45IQD 2,191
$1.47IQD 2,222
-1.36%
Imported Beer(0.33 liter bottle)
$1.79IQD 2,712
$1.67IQD 2,516
7.19%
🚌 Getting Around
Erbil
Mosul
Difference
One-way Ticket(Public Transport)
$0.49IQD 736
$0.34IQD 518
44.12%
Public Transport Monthly Pass(Regular Price)
$39.29IQD 59.4K
$75.0IQD 113.4K
-47.63%
Taxi Start(Normal Tariff)
$1.67IQD 2,519
$1.29IQD 1,954
29.46%
Taxi(Normal Tariff)(1km)
$1.60IQD 2,418
$1.36IQD 2,051
17.65%
Taxi 1hour Waiting(Normal Tariff)
$5.78IQD 8,728
$3.99IQD 6,032
44.86%
Gasoline(1 liter)
$0.57IQD 867
$0.44IQD 661
29.55%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.8KIQD 25.4M
$15.0KIQD 22.7M
12.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.1KIQD 25.9M
$17.3KIQD 26.2M
-1.12%
🧾 Monthly Utilities & Internet
Erbil
Mosul
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$111IQD 168.1K
$76.1IQD 115.0K
46.18%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.24IQD 18.5K
$12.24IQD 18.5K
-
Internet(50+ Mbps, Unlimited Data)
$24.61IQD 37.2K
$23.78IQD 35.9K
3.49%
🎉 Sport & Entertainment
Erbil
Mosul
Difference
Gym Membership(Monthly)
$57.0IQD 86.1K
$20.66IQD 31.2K
175.65%
Tennis Court(1 Hour on Weekend)
$13.48IQD 20.4K
$22.72IQD 34.3K
-40.67%
Cinema Ticket
$9.63IQD 14.6K
$8.09IQD 12.2K
19.04%
🧸 Childcare & Education
Erbil
Mosul
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$294IQD 443.8K
$172IQD 259.6K
70.95%
International Primary School, 1 Child(Yearly)
$2,726IQD 4.1M
$2,729IQD 4.1M
-0.09%
👕👟 Clothing & Footwear
Erbil
Mosul
Difference
Jeans(Levis 501 Or Similar)
$26.71IQD 40.4K
$10.79IQD 16.3K
147.54%
Summer Dress(H&M, Zara, etc)
$38.49IQD 58.2K
$16.25IQD 24.6K
136.86%
Sport Shoes(Adidas, Nike)
$61.1IQD 92.3K
$23.17IQD 35.0K
163.62%
Men's Leather Business Shoes
$59.9IQD 90.5K
$22.08IQD 33.4K
171.33%
🏠 Accommodation & Living
Erbil
Mosul
Difference
1-bedroom Apartment, City Center(Monthly)
$426IQD 643.6K
$142IQD 215.2K
199.09%
1-bedroom Apartment, Outside City Center(Monthly)
$271IQD 410.0K
$103IQD 155.9K
163.07%
3-bedroom Apartment, City Center(Monthly)
$699IQD 1.1M
$247IQD 373.8K
182.41%
3-bedroom Apartment, Outside City Center(Monthly)
$404IQD 610.4K
$252IQD 380.7K
60.35%
Buy Apartment in City Center(m2)
$1,017IQD 1.5M
$730IQD 1.1M
39.33%
Buy Apartment Outside City Center(m2)
$615IQD 929.8K
$502IQD 758.5K
22.59%
💵 Salaries & Financials
Erbil
Mosul
Difference
Average Monthly Net Salary(After Tax)
$519IQD 783.7K
$420IQD 634.2K
23.57%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.53
2.53
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Erbil: October 26, 2026
Last update for Mosul: October 25, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Erbil
$271 28.3%
Mosul
$103 18% ↓ 62%$168
🛒Groceries & Markets
Erbil
$174 18.1%
Mosul
$127 22.2% ↓ 26.6%$46
🍽Eating Out
Erbil
$154 16.1%
Mosul
$77 13.4% ↓ 50%$77
🧾Monthly Utilities & Internet
Erbil
$148 15.5%
Mosul
$112 19.6% ↓ 24.3%$36
👕👟Clothing & Footwear
Erbil
$84 8.8%
Mosul
$33 5.7% ↓ 61.2%$51
🎉Sport & Entertainment
Erbil
$76 8%
Mosul
$37 6.4% ↓ 51.7%$39
🚌Getting Around
Erbil
$51 5.3%
Mosul
$84 14.7% ↑ 66%$34
🏠Accommodation & Living
Erbil
$404 21.3%
Mosul
$252 20.3% ↓ 37.6%$152
🛒Groceries & Markets
Erbil
$394 20.8%
Mosul
$290 23.4% ↓ 26.5%$104
🍽Eating Out
Erbil
$482 25.4%
Mosul
$235 18.9% ↓ 51.3%$247
🧾Monthly Utilities & Internet
Erbil
$160 8.5%
Mosul
$124 10% ↓ 22.4%$36
👕👟Clothing & Footwear
Erbil
$186 9.8%
Mosul
$72 5.8% ↓ 61.2%$114
🎉Sport & Entertainment
Erbil
$166 8.8%
Mosul
$96 7.8% ↓ 41.9%$70
🚌Getting Around
Erbil
$103 5.4%
Mosul
$170 13.7% ↑ 65.1%$67
Cost Breakdown
🏠A central one-bedroom costs $426 in Erbil versus $142 in Mosul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 24% higher in Erbil, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $37 in Erbil versus $16 in Mosul. Monthly groceries follow the same trend: $174 vs $127 – making Mosul the more affordable choice for daily food spending.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Erbil vs Mosul: Cost of Living - Frequently Asked Questions
Is Mosul cheaper than Erbil?
Yes – Erbil is pricier by about 67%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,437 per month in Erbil and $860 in Mosul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Mosul, especially for central apartments: a one-bedroom in the center costs $142 there versus $426 in Erbil.
How do food prices compare in Erbil and in Mosul?
Groceries cost about 36% more in Erbil, though the gap depends on what you buy.
Is eating out cheaper in Erbil or in Mosul?
A mid-range dinner for two costs $37 in Erbil and $16 in Mosul. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,200 enough for either Erbil or Mosul?
$1,200 covers both cities comfortably – all-in costs are $958 in Erbil and $573 in Mosul, leaving budget for savings and extras in both cases.
Is Erbil or Mosul more family-friendly?
Families tend to lean toward Mosul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Mosul. If higher salaries or specific career opportunities are the priority, Erbil makes more sense. Both are solid long-term options with distinct trade-offs.