Cost of Living Comparison Between Erbil and Lusaka Cost of Living Comparison Between Erbil and Lusaka

😐 Solo nomad: Erbil is 0.3% more expensive than Lusaka without rent, and 19.5% more expensive with rent.

😐 Family of 3: Erbil is 5.8% more expensive than Lusaka without rent, and 1.8% cheaper with rent.

Meal at Budget Restaurant

$7.45 IQD 9,770

$7.08 ZMW 142

5.23%

Three-Course Dinner for Two, Mid-Range

$22.51 IQD 29.5K

$25.03 ZMW 500

-10.07%

Fast Food Meal (McDonalds, etc)

$9.03 IQD 11.8K

$3.64 ZMW 72.8

148.08%

Cappuccino

$3.26 IQD 4,278

$1.94 ZMW 38.70

68.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 IQD 673

$0.68 ZMW 13.65

-25.00%

Water (0.33 liter bottle)

$0.22 IQD 289

$0.34 ZMW 6.70

-35.29%

Local Beer (0.5 liter draught)

$1.92 IQD 2,518

$0.89 ZMW 17.74

115.73%

Imported Beer (0.33 liter bottle)

$2.09 IQD 2,737

$1.74 ZMW 34.77

20.11%

Milk (1 liter)

$1.38 IQD 1,814

$1.32 ZMW 26.44

4.55%

White Bread (500g)

$0.79 IQD 1,036

$0.78 ZMW 15.65

1.28%

Rice (white) (1kg)

$1.88 IQD 2,471

$1.63 ZMW 32.61

15.34%

Eggs

$1.88 IQD 2,471

$1.78 ZMW 35.49

5.62%

Local Cheese (1kg)

$7.31 IQD 9,581

$7.93 ZMW 158

-7.82%

Chicken Fillets (1kg)

$4.80 IQD 6,300

$3.91 ZMW 78.1

22.76%

Beef Round Steak (1kg)

$14.16 IQD 18.6K

$4.68 ZMW 93.5

202.56%

Apples (1kg)

$1.15 IQD 1,502

$2.49 ZMW 49.80

-53.82%

Banana (1kg)

$1.15 IQD 1,506

$1.65 ZMW 32.99

-30.30%

Oranges (1kg)

$1.18 IQD 1,545

$2.81 ZMW 56.2

-58.01%

Tomato (1kg)

$0.80 IQD 1,053

$1.15 ZMW 23.01

-30.43%

Potato (1kg)

$0.71 IQD 931

$1.90 ZMW 37.92

-62.63%

Onion (1kg)

$0.71 IQD 935

$1.32 ZMW 26.44

-46.21%

Lettuce (1 head)

$0.78 IQD 1,022

$0.92 ZMW 18.37

-15.22%

Water (1.5 liter bottle)

$0.52 IQD 676

$0.48 ZMW 9.53

8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.76 IQD 3,618

$2.42 ZMW 48.44

14.05%

Wine (Bottle)

$12.31 IQD 16.1K

$7.40 ZMW 148

66.35%

Local Beer (0.5 liter bottle)

$1.38 IQD 1,809

$1.14 ZMW 22.74

21.05%

Imported Beer (0.33 liter bottle)

$2.02 IQD 2,644

$1.59 ZMW 31.67

27.04%

One-way Ticket (Public Transport)

$0.58 IQD 761

$1.04 ZMW 20.68

-44.23%

Public Transport Monthly Pass (Regular Price)

$34.12 IQD 44.7K

$38.21 ZMW 763

-10.70%

Taxi Start (Normal Tariff)

$2.24 IQD 2,937

$2.81 ZMW 56.2

-20.28%

Taxi (Normal Tariff) (1km)

$2.26 IQD 2,963

$1.17 ZMW 23.38

93.16%

Taxi 1hour Waiting (Normal Tariff)

$6.95 IQD 9,110

$9.34 ZMW 187

-25.59%

Gasoline (1 liter)

$0.70 IQD 919

$1.23 ZMW 24.59

-43.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.9K IQD 24.8M

$8,063 ZMW 161.1K

134.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K IQD 27.3M

$29.0K ZMW 579.4K

-28.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 IQD 131.7K

$91.3 ZMW 1,825

9.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.33 IQD 22.7K

$53.3 ZMW 1,064

-67.47%

Internet (50+ Mbps, Unlimited Data)

$29.27 IQD 38.4K

$126 ZMW 2,515

-76.74%

Gym Membership (Monthly)

$74.0 IQD 97.1K

$45.32 ZMW 906

63.33%

Tennis Court (1 Hour on Weekend)

$11.37 IQD 14.9K

$13.95 ZMW 279

-18.49%

Cinema Ticket

$11.37 IQD 14.9K

$4.13 ZMW 82.5

175.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$263 IQD 345.1K

$179 ZMW 3,578

46.96%

International Primary School, 1 Child (Yearly)

$3,249 IQD 4.3M

$9,680 ZMW 193.4K

-66.43%

Jeans (Levis 501 Or Similar)

$32.51 IQD 42.6K

$18.79 ZMW 375

73.02%

Summer Dress (H&M, Zara, etc)

$49.92 IQD 65.5K

$16.87 ZMW 337

195.91%

Sport Shoes (Adidas, Nike)

$83.0 IQD 108.8K

$85.4 ZMW 1,707

-2.91%

Men's Leather Business Shoes

$76.4 IQD 100.2K

$72.9 ZMW 1,457

4.77%

1-bedroom Apartment, City Center (Monthly)

$437 IQD 572.4K

$230 ZMW 4,588

90.09%

1-bedroom Apartment, Outside City Center (Monthly)

$285 IQD 373.2K

$124 ZMW 2,469

130.28%

3-bedroom Apartment, City Center (Monthly)

$722 IQD 946.3K

$1,032 ZMW 20.6K

-30.05%

3-bedroom Apartment, Outside City Center (Monthly)

$480 IQD 629.0K

$598 ZMW 12.0K

-19.86%

Buy Apartment in City Center (m2)

$1,122 IQD 1.5M

$1,935 ZMW 38.7K

-42.00%

Buy Apartment Outside City Center (m2)

$673 IQD 882.6K

$3,782 ZMW 75.6K

-82.20%

Average Monthly Net Salary (After Tax)

$544 IQD 713.4K

$344 ZMW 6,868

58.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.33

-42.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Erbil: January 13, 2026

Last update for Lusaka: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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