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Cost of Living Comparison Between Erbil and Cartagena Cost of Living Comparison Between Erbil and Cartagena

😐 Solo nomad: Erbil is 8.7% more expensive than Cartagena without rent, and 28.2% cheaper with rent.
🙂 Family of 3: Erbil is 6.1% cheaper than Cartagena without rent, and 20.8% cheaper with rent.
Currency
🍽 Eating Out
Erbil
Cartagena
Difference
Meal at Budget Restaurant
$7.47 IQD 9,784
$13.95 €12.01
-46.45%
Three-Course Dinner for Two, Mid-Range
$23.25 IQD 30.4K
$58.6 €50.5
-60.31%
Fast Food Meal (McDonalds, etc)
$8.58 IQD 11.2K
$8.15 €7.02
5.28%
Cappuccino
$3.08 IQD 4,040
$2.63 €2.27
17.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.52 IQD 682
$2.42 €2.08
-78.51%
Water (0.33 liter bottle)
$0.22 IQD 288
$2.01 €1.74
-89.05%
Local Beer (0.5 liter draught)
$2.02 IQD 2,641
$3.38 €2.91
-40.24%
Imported Beer (0.33 liter bottle)
$2.07 IQD 2,708
$3.4 €2.93
-39.12%
🛒 Groceries & Markets
Erbil
Cartagena
Difference
Milk (1 liter)
$1.33 IQD 1,739
$1.09 €0.94
22.02%
White Bread (500g)
$0.85 IQD 1,118
$1.01 €0.87
-15.84%
Rice (white) (1kg)
$1.83 IQD 2,390
$1.69 €1.45
8.28%
Eggs
$1.89 IQD 2,476
$2.85 €2.45
-33.68%
Local Cheese (1kg)
$7.45 IQD 9,758
$11.18 €9.63
-33.36%
Chicken Fillets (1kg)
$4.83 IQD 6,325
$8.22 €7.08
-41.24%
Beef Round Steak (1kg)
$14.2 IQD 18.6K
$14.26 €12.28
-0.42%
Apples (1kg)
$1.2 IQD 1,574
$2.35 €2.03
-48.94%
Banana (1kg)
$1.14 IQD 1,499
$1.84 €1.58
-38.04%
Oranges (1kg)
$1.19 IQD 1,558
$1.44 €1.24
-17.36%
Tomato (1kg)
$0.8 IQD 1,050
$1.72 €1.48
-53.49%
Potato (1kg)
$0.67 IQD 881
$1.23 €1.06
-45.53%
Onion (1kg)
$0.76 IQD 989
$1.05 €0.91
-27.62%
Lettuce (1 head)
$0.72 IQD 943
$1.09 €0.94
-33.94%
Water (1.5 liter bottle)
$0.53 IQD 689
$0.55 €0.48
-3.64%
Cigarettes 20 Pack (Marlboro, Camel)
$2.75 IQD 3,600
$5.64 €4.85
-51.24%
Wine (Bottle)
$12.57 IQD 16.5K
$5.65 €4.87
122.48%
Local Beer (0.5 liter bottle)
$1.45 IQD 1,893
$1.1 €0.95
31.82%
Imported Beer (0.33 liter bottle)
$2.02 IQD 2,649
$1.29 €1.11
56.59%
🚌 Getting Around
Erbil
Cartagena
Difference
One-way Ticket (Public Transport)
$0.54 IQD 712
$1.37 €1.18
-60.58%
Public Transport Monthly Pass (Regular Price)
$34.99 IQD 45.8K
$11.52 €9.93
203.73%
Taxi Start (Normal Tariff)
$2.27 IQD 2,969
$3.4 €2.93
-33.24%
Taxi (Normal Tariff) (1km)
$2.24 IQD 2,930
$1.26 €1.08
77.78%
Taxi 1hour Waiting (Normal Tariff)
$6.92 IQD 9,066
$24.79 €21.35
-72.09%
Gasoline (1 liter)
$0.7 IQD 917
$1.75 €1.51
-60.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.5K IQD 25.5M
$30.9K €26.6K
-36.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K IQD 26.5M
$30.6K €26.4K
-33.96%
🧾 Monthly Utilities & Internet
Erbil
Cartagena
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.8 IQD 129.4K
$145 €125
-31.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.74 IQD 23.2K
$13.43 €11.57
32.09%
Internet (50+ Mbps, Unlimited Data)
$30.39 IQD 39.8K
$30.73 €26.47
-1.11%
🎉 Sport & Entertainment
Erbil
Cartagena
Difference
Gym Membership (Monthly)
$74.1 IQD 97.1K
$39.47 €34
87.84%
Tennis Court (1 Hour on Weekend)
$11.41 IQD 14.9K
$15 €12.92
-23.93%
Cinema Ticket
$11.51 IQD 15.1K
$8.26 €7.12
39.35%
🧸 Childcare & Education
Erbil
Cartagena
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$271 IQD 355.4K
$421 €363
-35.55%
International Primary School, 1 Child (Yearly)
$3,279 IQD 4.3M
$2,736 €2,357
19.85%
👕👟 Clothing & Footwear
Erbil
Cartagena
Difference
Jeans (Levis 501 Or Similar)
$33.02 IQD 43.2K
$44.72 €38.51
-26.16%
Summer Dress (H&M, Zara, etc)
$48.12 IQD 63K
$32.1 €27.65
49.91%
Sport Shoes (Adidas, Nike)
$83.4 IQD 109.2K
$44.67 €38.47
86.70%
Men's Leather Business Shoes
$76.6 IQD 100.3K
$77.8 €67
-1.45%
🏠 Accommodation & Living
Erbil
Cartagena
Difference
1-bedroom Apartment, City Center (Monthly)
$434 IQD 567.8K
$766 €659
-43.37%
1-bedroom Apartment, Outside City Center (Monthly)
$285 IQD 373.1K
$614 €529
-53.59%
3-bedroom Apartment, City Center (Monthly)
$718 IQD 940K
$890 €767
-19.38%
3-bedroom Apartment, Outside City Center (Monthly)
$480 IQD 628K
$769 €662
-37.60%
Buy Apartment in City Center (m2)
$1,181 IQD 1.5M
$1,816 €1,564
-34.95%
Buy Apartment Outside City Center (m2)
$676 IQD 884.6K
$1,495 €1,288
-54.82%
💵 Salaries & Financials
Erbil
Cartagena
Difference
Average Monthly Net Salary (After Tax)
$510 IQD 668.5K
$1,831 €1,577
-72.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
14.33
3.44
316.57%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Erbil: November 29, 2025

Last update for Cartagena: December 1, 2025

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