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Cost of Living Comparison Between Erbil and An Najaf Cost of Living Comparison Between Erbil and An Najaf

๐Ÿ˜ Solo nomad: Erbil is 53.5% more expensive than An Najaf without rent, and 51.3% more expensive with rent.
๐Ÿ˜ Family of 3: Erbil is 35.1% more expensive than An Najaf without rent, and 49.2% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Erbil
An Najaf
Difference
Meal at Budget Restaurant
$7.45 IQDย 9,770
$4.10 IQDย 5,381
81.71%
Three-Course Dinner for Two, Mid-Range
$22.51 IQDย 29.5K
$22.58 IQDย 29.6K
-0.31%
Fast Food Meal (McDonalds, etc)
$9.03 IQDย 11.8K
$4.73 IQDย 6,198
90.91%
Cappuccino
$3.26 IQDย 4,278
$2.76 IQDย 3,617
18.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 IQDย 673
$0.36 IQDย 476
41.67%
Water (0.33 liter bottle)
$0.22 IQDย 289
$0.20 IQDย 263
10.00%
Local Beer (0.5 liter draught)
$1.92 IQDย 2,518
$3.54 IQDย 4,637
-45.76%
Imported Beer (0.33 liter bottle)
$2.09 IQDย 2,737
$2.79 IQDย 3,657
-25.09%
๐Ÿ›’ Groceries & Markets
Erbil
An Najaf
Difference
Milk (1 liter)
$1.38 IQDย 1,814
$1.37 IQDย 1,800
0.73%
White Bread (500g)
$0.79 IQDย 1,036
$0.80 IQDย 1,048
-1.25%
Rice (white) (1kg)
$1.88 IQDย 2,471
$1.65 IQDย 2,161
13.94%
Eggs
$1.88 IQDย 2,471
$1.79 IQDย 2,342
5.03%
Local Cheese (1kg)
$7.31 IQDย 9,581
$2.42 IQDย 3,169
202.07%
Chicken Fillets (1kg)
$4.80 IQDย 6,300
$4.96 IQDย 6,500
-3.23%
Beef Round Steak (1kg)
$14.16 IQDย 18.6K
$10.59 IQDย 13.9K
33.71%
Apples (1kg)
$1.15 IQDย 1,502
$1.28 IQDย 1,684
-10.16%
Banana (1kg)
$1.15 IQDย 1,507
$1.15 IQDย 1,507
-
Oranges (1kg)
$1.18 IQDย 1,545
$1.04 IQDย 1,365
13.46%
Tomato (1kg)
$0.80 IQDย 1,053
$0.74 IQDย 969
8.11%
Potato (1kg)
$0.71 IQDย 931
$0.69 IQDย 904
2.90%
Onion (1kg)
$0.71 IQDย 935
$0.64 IQDย 836
10.94%
Lettuce (1 head)
$0.78 IQDย 1,022
$0.65 IQDย 854
20.00%
Water (1.5 liter bottle)
$0.52 IQDย 676
$0.37 IQDย 479
40.54%
Cigarettes 20 Pack (Marlboro, Camel)
$2.76 IQDย 3,618
$1.49 IQDย 1,960
85.23%
Wine (Bottle)
$12.31 IQDย 16.1K
$11.96 IQDย 15.7K
2.93%
Local Beer (0.5 liter bottle)
$1.38 IQDย 1,810
$1.84 IQDย 2,414
-25.00%
Imported Beer (0.33 liter bottle)
$2.02 IQDย 2,644
$2.07 IQDย 2,716
-2.42%
๐ŸšŒ Getting Around
Erbil
An Najaf
Difference
One-way Ticket (Public Transport)
$0.58 IQDย 761
$0.37 IQDย 482
56.76%
Public Transport Monthly Pass (Regular Price)
$34.12 IQDย 44.7K
$33.81 IQDย 44.3K
0.92%
Taxi Start (Normal Tariff)
$2.24 IQDย 2,937
$1.90 IQDย 2,489
17.89%
Taxi (Normal Tariff) (1km)
$2.26 IQDย 2,963
$1.47 IQDย 1,934
53.74%
Taxi 1hour Waiting (Normal Tariff)
$6.95 IQDย 9,110
$5.07 IQDย 6,650
37.08%
Gasoline (1 liter)
$0.70 IQDย 919
$0.48 IQDย 628
45.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.9K IQDย 24.8M
$11.3K IQDย 14.9M
67.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8K IQDย 27.3M
$19.6K IQDย 25.7M
6.51%
๐Ÿงพ Monthly Utilities & Internet
Erbil
An Najaf
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$100 IQDย 131.7K
$58.8 IQDย 77.1K
70.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.33 IQDย 22.7K
$23.33 IQDย 30.6K
-25.72%
Internet (50+ Mbps, Unlimited Data)
$29.27 IQDย 38.4K
$34.48 IQDย 45.2K
-15.11%
๐ŸŽ‰ Sport & Entertainment
Erbil
An Najaf
Difference
Gym Membership (Monthly)
$74.0 IQDย 97.1K
$29.43 IQDย 38.6K
151.51%
Tennis Court (1 Hour on Weekend)
$11.37 IQDย 14.9K
$15.18 IQDย 19.9K
-25.10%
Cinema Ticket
$11.37 IQDย 14.9K
$7.52 IQDย 9,867
51.20%
๐Ÿงธ Childcare & Education
Erbil
An Najaf
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$263 IQDย 345.1K
$166 IQDย 217.3K
58.82%
International Primary School, 1 Child (Yearly)
$3,249 IQDย 4.3M
$924 IQDย 1.2M
251.51%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Erbil
An Najaf
Difference
Jeans (Levis 501 Or Similar)
$32.51 IQDย 42.6K
$16.52 IQDย 21.7K
96.79%
Summer Dress (H&M, Zara, etc)
$49.92 IQDย 65.5K
$24.79 IQDย 32.5K
101.37%
Sport Shoes (Adidas, Nike)
$83.0 IQDย 108.8K
$64.9 IQDย 85.1K
27.85%
Men's Leather Business Shoes
$76.4 IQDย 100.2K
$43.45 IQDย 57.0K
75.86%
๐Ÿ  Accommodation & Living
Erbil
An Najaf
Difference
1-bedroom Apartment, City Center (Monthly)
$437 IQDย 572.4K
$242 IQDย 317.1K
80.53%
1-bedroom Apartment, Outside City Center (Monthly)
$285 IQDย 373.3K
$133 IQDย 174.1K
114.38%
3-bedroom Apartment, City Center (Monthly)
$722 IQDย 946.3K
$387 IQDย 507.0K
86.65%
3-bedroom Apartment, Outside City Center (Monthly)
$480 IQDย 629.0K
$155 IQDย 202.7K
210.25%
Buy Apartment in City Center (m2)
$1,122 IQDย 1.5M
$1,249 IQDย 1.6M
-10.17%
Buy Apartment Outside City Center (m2)
$673 IQDย 882.6K
$488 IQDย 640.2K
37.88%
๐Ÿ’ต Salaries & Financials
Erbil
An Najaf
Difference
Average Monthly Net Salary (After Tax)
$544 IQDย 713.4K
$731 IQDย 958.0K
-25.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
14.33
5.67
152.73%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Erbil: January 13, 2026

Last update for An Najaf: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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